Today I got an email from citibank that my 1999 12 months statements are available since I requested two days ago. I quickly went over monthly expenses and big item purchase. I was so surprised that I also spent a lot on clothing as well. 2000 and 2001 I spent near $3,000 us dollars on clothings, and in 1999 I may spend over $1,000 as well.
I will find time to do a full report by myself first. I could not believe that I waste so much money on those big purchase items. I will name them this time and figure out how to delay gratification.