Showing posts with label 1998 to 2019 21 years retirement fund management. Show all posts
Showing posts with label 1998 to 2019 21 years retirement fund management. Show all posts

Sunday, April 28, 2019

Case study: My 401 K and IRA performance vs Vanguard total market index VTI ETF

April 28, 2019

Introduction


It is my personal finance research. I like to do a case study of my 401 K compared to VTI ETF performance.

Case study


Let me put all my deposit of 401 K into github for me to look up first.

I just could not believe that I have not done any research on 401 K portfolio research starting from 2002 to 2019. It is over two decades. I just could not believe that I have such difficulty to learn new thing on investment.

My 401 K and IRA managed by myself


Here are blogs by searching IRA CD on my blog. I put my IRA CD staying with New York community bank from 2006 to 2019, here is the blog.

1999 Atlantic Entertainment   $1880
2000 Atlantic Entertainment   $3610
2000 Trendium                         $650
2001 Trendium                       $5490
2004 IRA deposit                   $3000
2006-2007 Siva, par siva       $8000




I experienced two recession, 2002 and 2008. And I decided to pull all funds out of stock market in 2009. I just could not believe that my decision and I could not explain myself the behavior.

Facts:

1. I do not actively learn how to invest. I do not study my 401 K Par technology Charles Schwab account, I do not even know what funds are available for 401 K investor after 2009.

2. I do not pay attention to stock market, and I do not do any study on my 401 K fund performance at all from 2010 to 2019.

3. I do not question myself the way I manage the asset I have.

And VTI ETF performance is unbelievable.