Michael Hartnett is So Bearish, He's Bullish | Stock Talk Podcast

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Michael Hartnett is the Chief Investment Strategist at Merrill Lynch. Amongst all of Merrill's economists and strategists, he is perhaps the most well followed by institutional and retail investors. It's a big title, and he's followed by 100's of thousands of advisors and millions of investors. He's been around the block for a few decades and seen a few economic and stock cycles. 00:00 Introduction 02:30 Bullish Signs 05:40 Market Breadth 08:20 Technology Stocks 11:15 Contact Us! He predominately uses a data-driven approach. While too conservative in his second-half 2021 outlook, he was one of the first sell-side strategists to correctly call for a first-half 2022 sell-off for what turned out to be the right reason. That reason. Higher inflation and slowing growth. This is also known as "stagflation" in economic circles. Late Monday night last week. Early Tuesday morning, July nineteenth, he released his much-anticipated Global Fund Managers Survey. Its title, in bold headlines, read, "I'm so Bearish. I'm Bullish." Here are the links to the previous videos on Opportunity Knocks: https://www.youtube.com/watch?v=8T_Fy... https://www.youtube.com/watch?v=2Hq0S... Here’s a link to Jim Cramer’s July 19th episode reviewing Larry Williams charts. We’ve discussed Mr. William's work in prior videos. https://www.cnbc.com/2022/07/19/chart... #InvestmentPlanning #RetirementPlanning #OakHarvestFinancialGroup At Oak Harvest, we think our clients are best served by us helping them with their future needs and risks, instead of dwelling on the past. Our forecasting is far from perfect, but we like to keep you up on what it's saying about the uncertain future, not rehashing an already certain past. Stock Talk is a weekly podcast dedicated to discussing the Investment Team's perspective on what's happening in the market. Hosted by Chief Investment Officer Chris Perras, each episode brings you our views on stocks, the market, and the economy — with a little Education thrown in for good measure. Listen each week and help stay connected to your money! Also available on Spotify, Google Play and Podbean. Do you need a retirement plan that goes beyond allocating funds to truly fit your needs? We can help you create a retirement life plan customized for your retirement vision and legacy. Call us at (877) 404-0177 or fill out this form for a free consultation: https://click2retire.com/michaelhartn... About Chris Perras, CFA®, CLU®, ChFC®, Chief Investment Officer As CIO, Chris is lead investment strategist and director of research at Oak Harvest Financial Group. Chris develops the firm's core market outlook, putting his decades of experience and expertise to work for our clients. He hosts Oak Harvest's podcast, "Stock Talk," available on the website with new episodes each week. Chris completed his undergraduate studies at Georgia Tech, and went on to obtain an MBA from the Harvard Business School. Driven by a desire to maximize his knowledge and skill set, Chris acquired a plethora of financial planning and investment management qualifications, becoming a Chartered Life Underwriter (CLU®), a Chartered Financial Consultant (ChFC®), and a Chartered Financial Analyst (CFA®).

Andrew Ross Sorkin

 Andrew Ross Sorkin (born February 19, 1977) is an American journalist and author. He is a financial columnist for The New York Times and a co-anchor of CNBC's Squawk Box. He is also the founder and editor of DealBook, a financial news service published by The New York Times. He wrote the bestselling book Too Big to Fail and co-produced a movie adaptation of the book for HBO Films. He is also a co-creator of the Showtime series Billions.^[1]

Dentist claim | January 2023

 

A Driver’s Prayer - Powerful prayer for traveling and driving

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Dear God

Our Heavenly Father Give me firm hands, attentive eyes, prudence and perfect control So that I may make a good journey and arrive happily at my destination Together with me protect my passengers Teach me to respect the signs to use my car for good purposes and teach me to remain vigilant on the drive ahead Please grant me the presence of mind to stay alert and watchful Keep my vision clear and help me see the risk so I may respond to them Lord I go with you I am safe with you I do not travel alone For your hand is upon me Your protection is divine Keep me safely protected in your sheltering arms Always knowing that you are with me In the name of our Lord Jesus Christ I pray Amen

MySQL workbench | Day one

I like to learn more about MySQL workbench. 

Open MySQL workbench | Administrator 

Navigator -> Administration | Schemas 

Management

• Server status
• Client connections
• Users and privileges
• Status and system variables
• Data export
• Data import/ Restore

Instance

• Startup / Shutdown
• Server logs
• Options File

Performance

• Dashboard
• Performance Reports
• Performance Schema Setup 

Schemas 

• mywordpress
• Sakila
• sys
• world

Canada Towing LTD | 604-715-1717

Brake & muffler | 604-438-1553 Kingsway, Vancouver

AK Auto works

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I like to learn more about this auto place. 

2022 KIA SPORTAGE SAFETY RATINGS

 Sure, the Kia Sportage is among our most stylish models. A fresh exterior, numerous driver-assist technologies, and available All-Wheel Drive make it competitive in its class. What about the 2022 Kia Sportage safety ratings, though?

Easton, Allentown, and Quakertown, PA, shoppers can expect stratospheric safety ratings from the Sportage—and that’s no hyperbole. See how this Kia SUV earned some of the best ratings in the game with our experts at Brown-Daub Kia!

KIA SPORTAGE NHTSA SAFETY RATING

The National Highway Traffic Safety Administration (NHTSA) performs crash tests annually on a variety of models. Three parts comprise their crash-testing process: frontal crash, side crash, and rollover tests.

Individual scores are then compiled into an overall safety score for the model in question. For 2022, the Kia Sportage earned a 5-Star Overall Safety Rating from the NHTSA. Here’s how it fared in the individual tests:

• Frontal Crash: 4 Stars
• Side Crash: 5 Stars
• Rollover: 4 Stars

With a perfect score on the side crash test, the Sportage is engineered to help keep you safe in some of the most common accidents.

KIA SPORTAGE IIHS SAFETY RATING

Another organization that carries out crash testing is the Insurance Institute for Highway Safety (IIHS). They put models through six “crashworthiness” tests, as well as crash avoidance and mitigation testing, finishing with a look at child seat anchors.

Although 2022 data is not yet available, the 2021 Kia Sportage fared extremely well on testing, emerging as a 2021 TOP SAFETY PICK for the IIHS. With a perfect score of “Good” in all six crashworthiness tests, the honor was hardly unexpected! The six tests included:

• Small overlap front: driver-side (Good)
• Small overlap front: passenger-side (Good)
• Moderate overlap front (Good)
• Side (Good)
• Roof strength (Good)
• Head restraints & seats (Good)

Meanwhile, available LED projector headlights (found on the SX Turbo trim level) earned an “Acceptable” rating from the IIHS. Although they are not curve adaptive, they do feature High Beam Assist to help you see farther up the road.

DRIVE SMART WITH KIA DRIVE WISE

Engineered to help keep you safe in the event of an accident, the Kia Sportage has another ace up its sleeve. It’s one we haven’t yet discussed: accident prevention.

Obviously, it’s better to prevent a collision than simply mitigate it, and Kia Drive Wise helps make that possible. This driver-assist suite comes standard—but it has even more features available for higher trim levels.

It relies on a system of sensors and cameras to help keep you safe in the Sportage. Standard and available features include:

• Forward Collision Avoidance Assist w/ Pedestrian Detection 
• Lane Keeping Assist and Lane Departure Warning
• Driver Attention Warning 
• Rear Cross-Traffic Collision Warning
• Blind-Spot Collision Warning

SUVs | Vancouver area | Canada

 

Best SUVs in Canada for 2022

Your buying guide to the best SUV in 2022

Over the last decade, SUVs in Canada have risen in popularity for many drivers.

Buying a new vehicle can be overwhelming. Today’s brands are fuel-efficient, include top safety features, and can easily have additional car modifications to suit your driving lifestyle.

In 2019, SUVs and pickups account for 70 percent of the market. The last time cars outsold SUVs and trucks were 10 years prior in 2009.

Manufacturers are picking up on this trend, which means there is an abundance of new models to choose from. We researched the top make and models across Canada to simplify your buying process.

What does SUV stand for?

SUV stands for a sports utility vehicle. They are designed to have a higher seating position and sit higher up compared to cards. The majority have all-wheel drive and additional space for storage and passengers. They are better for fuel economy compared to trucks and many have off-road capability.

As the automotive industry has evolved, makers have included SUVs and crossovers – the term is interchangeable, but some crossovers are lower to the ground.

Are SUVs safer than sedans?

It’s not just the added cargo room - one of the most common reasons why people choose SUVs is that they are taller and heavier than sedans, making passengers and drivers feel safer. Some models have inflatable rear seatbelts, adaptive cruise control, and blind spot detection.

3 Advantages to SUVs

There and many benefits to SUVs whether you are seeking utility or luxury, without compromising safety. Here is an overview of the top three advantages to SUVs :

• More space : Whether you are an avid camper or have a family who partakes in sports, the added space of SUVs allows for extra passengers and cargo when necessary.
• Enhanced visibility :The height of being behind the wheel of an SUV gives drivers a better view of the road ahead. The higher driving position allows for seeing more of the road, which can help you avoid obstructions and traffic.
• Improved capability : Most models have an all-wheel drive which can be beneficial during severe weather and hazardous conditions.

• How to decide which SUV to buy

• Some midsized models include a third-row seat for extra passenger space. You’ll also want to research the added vehicle safety features, technology, 2WD vs AWD vs 4WD, and towing capacity. Calculating the average kilometers you drive will help you understand how much money you may be spending on fuel.

  When you are deciding which model to buy, consider the different sport utility vehicle classes :

  • Mini : The smallest type you can get – they generally look like a smaller crossover vehicle and costs begin around $20,000.
  • Compact : Also known as subcompact, they often have an elevated height, upright seating, and are easy to maneuver. You’ll spend on average $20,000 to $35,000.
  • Mid-size : Mid-size models provide power, space, safety and are common among families with kids. The average price is between $30,000 to over $50,000. Luxury models generally surpass $60,000.
  • Full-size : Large, full-size SUVs have plenty of power, interior space and towing capacity. They are best suited to a driver who needs to haul a trailer or a big family. They usually have a higher price tag of upwards of $85,000.

  SUVs under $50,000

  A good SUV does not have to break the bank in 2022. Some of the most efficient and tasteful brands can be purchased at an affordable cost. Here are the top SUVs with a base price under $50,000 in Canada.

  • Hyundai Kona : $22,099
  • Subaru Crosstrek : $23,645
  • Kia Sportage : $25,000
  • Subaru Forester : $25,395
  • Mazda CX-30 : $23,000
  • Volkswagen Tiguan : $33,395
  • Toyota RAV4 LE : $28,850
  • Ford Bronco : $30,800
  • Mitsubishi Outlander ES : $31,998
  • KIA Telluride : $33,090
  • Volvo XC40 : $39,950
  • Genesis GV70 : $41,500

  • Top selling compact SUVs in Canada

  • Subcompacts are ideal for families of four, have better ground clearance compared to cars, and you won’t get stuck in the snow on the way to hockey practice. They also have a minimal impact on car insurance.

    If you’re looking for a subcompact sports utility vehicle, here are the top makes and models for you.

    • Toyota RAV4
    • Subaru Forester
    • Ford Escape
    • Ford Bronco
    • Jeep Cherokee
    • Honda CR-V
    • Nissan Rogue
    • Mitsubishi Outlander
    • Mazda CX-5
    • Volkswagen Tiguan

    Source: JD Power

  • Best 2022 midsize SUVs in Canada

    Midsized SUVs in Canada are gaining in popularity because they offer versatility and utility of a modern vehicle due to their seating capacity, the potential for towing, fuel economy, and stronger power compared to compact types. Here are the top midsize SUVs in Canada.

    • Genesis GV70
    • Subaru Crosstrek
    • Hyundai Santa Fe
    • Kia Sorento
    • Toyota 4Runner
    • Toyota Venza
    • Volkswagen Atlas Cross Sport
    • Nissan Murano
    • Honda Passport
    • Jeep Grand Cherokee
    • Chevrolet Blazer

    Source: JD Power

  • Best selling full-size SUVs in Canada

  • If you’re looking to go big, a full-size sports utility vehicle is the best option. People buy them for the higher ground clearance, more passenger capacity, towing, and versatility in terrain. Here are the best large SUVs in Canada.

    • GMC Yukon / Yukon XL
    • Toyota Sequoia
    • Ford Expedition
    • Chevrolet Tahoe
    • Chevrolet Suburban
    • Nissan Armada

    Source: JD Power

  • Best luxury SUVs Canada

  • Drivers who are seeking a bit of luxury in their sports utility vehicles will enjoy these functional yet stylish options.

    • MINI Countryman : A cheerful exterior design with a wide variety of drivetrain options include a plug-in hybrid that when fully charged can run for 30-minutes on pure electricity. Starting at $33,490.
    • Acura RDX : Prepare to take the unconventional road with the 2022 Acura RDX. Starting at $45,800 you’ll enjoy a standard turbocharged engine, 10-speed automatic transmission, panoramic sunroof, and featured accessories.
    • BMW X3 : Designed with the largest cargo space in its class, the X3 drives like a sports sedan but with the countless benefits of an SUV. The 2022 model boasts more comfort and intuitive operation. This luxury SUV starts at $52,990.
    • Audi Q7 : This luxury model knows no limits with it’s excellent driver’s assistance, four-wheel steering, and a ‘virtual cockpit’ you didn’t know you needed. Expect high-resolution screens, three display models, and Google Earth access.

    Source: Canada Drives

Running ALTER TABLE on production MySql with millions of records…

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Alphabet | mass layoffs

 Business Insider

A major Alphabet investor said the company should cut even more jobs and address 'excessive' pay in the wake of mass layoffs

Beatrice Nolan

January 25, 2023·2 min read

• Alphabet investor TCI is urging the company to "go further" in cutting jobs and reducing spend.

• A letter from TCI to CEO Sundar Pichai said "excessive employee compensation" should be addressed.

• Google's parent company announced on Friday that it was cutting around 12,000 roles.

A major Alphabet investor urged Google's parent to cut more jobs and reduce staff pay on the same day it announced it would lay off around 12,000 staff.

The Children's Investment Fund Management wrote a letter to Alphabet and Google CEO Sundar Pichai on January 20 — the day Google announced mass layoffs affecting roughly 6% of its workforce — asking him to address "excessive employee compensation."

The letter was signed by Christopher Hohn, the fund's founder, portfolio manager, and managing partner. Hohn called the decision to cut jobs a "step in the right direction," but said management still needed to "go further" to reduce headcount.

Hohn, who has a net worth of $7.49 billion, according to Bloomberg's billionaires index, recommended the company cut its workforce to around 150,000 employees, which he said would require a headcount reduction of around 20%. At the end of the third quarter of 2022, Alphabet employed 186,779 people.

The letter asked Alphabet's management to "take the opportunity to address excessive employee compensation."

"The median salary at Alphabet in 2021 amounted to nearly $300,000, and the average salary is much higher," Hohn's letter continued.

"Competition for talent in the technology industry has fallen significantly allowing Alphabet to materially reduce compensation per employee."

The London-based hedge fund has been a significant shareholder in Alphabet since 2017, it said in a separate letter, which was dated November 15 and also addressed to Pichai.

The November letter, also signed by Hohn, said its shares in the company were worth more than $6 billion. It included similar comments to the January letter, and said Alphabet had too many employees.

Representatives for Alphabet and TCI Fund Management did not respond to Insider's request for comment.

Read the original article on Business Insider

WBD | Warner Bros. Discovery

 

Roku, Tubi Sign Licensing Deals for Warner Bros. Discovery Shows Including ‘Westworld’

In December, WBD announced it would be licensing bundles of its shows to FAST streaming services.

JANUARY 31, 2023 7:03AM

The Fox-owned Tubi will add more than 225 advertising video-on-demand titles from WBD and 14 WB-branded FAST channels, including the launch of three brand-specific channels, WB TV Reality, WB TV Series and WB TV Family, to feature some of WBD’s popular content, including all seasons of Westworld, Raised by Wolves, Legendary, FBoy Island, The Nevers, Finding Magic Mike, Head of the Class and The Time Traveler’s Wife. The titles will begin rolling out in February. 

Roku has made a similar deal with WBD and plans to create WBD-branded channels for titles such as Westworld, The Bachelor, Cake Boss, Say Yes to the Dress and FBoy Island, as well as about 2,000 hours of on-demand library programming. The channels will launch The Roku Channel in spring 2023.

In December, WBD announced that it would be licensing bundles of its shows to third-party free, ad-supported streaming services, highlighting Westworld and several titles mentioned above. This came as the company continues on its cost-cutting ventures, while trying to maximize profit for the newly merged media giant. 

At the time, WBD also said The Gordita Chronicles, Love Life, Minx and Made for Love would be coming off the HBO Max platform to be potentially licensed to third-party FAST platforms. Those titles do not appear to have been part of the Tubi and Roku deals. 

On the FAST side, the full series and programming additions to their libraries is the kind of content that is likely to keep viewers on the platform longer. 

“Warner Bros. Discovery has a catalogue that TV lovers can’t get enough of and Tubi is proudly making many of these recent hits from Warner Bros. Discovery available to new audiences this month,” said Adam Lewinson, chief content officer of Tubi. “From critically acclaimed and groundbreaking to lighthearted and addicting, our new WB branded FAST channels and on-demand offering will speak to each of Tubi’s distinct audience communities.”

Rob Holmes, vp programming at Roku, added, “As FAST continues to explode in popularity amongst cord-cutters, we’re seeing content players increasingly shift their focus towards capturing this audience, by bringing some of their best stuff to FAST. The rapid expansion of premium content on FAST is a win for both the viewer and content owner, as well as advertisers looking to reach these audiences through well-known programming.”

 

Steps to buying a used vehicle

1. Do research to find a vehicle that matches your needs

Tips for researching vehicles:

• Decide what you need the vehicle for: commuting, work, family? Which models are you interested in? Write down your needs and favourite vehicles.
• Research vehicle safety features.
• Research fuel or battery efficiency.
• Research sticker prices. Remember that the type of vehicle you buy can affect your insurance costs. Ask your Autoplan broker for details.
• Research leasing, purchase options and resale value.
• Take each vehicle for a thorough test drive and take notes that you can refer to later.

2. Inspect the vehicle for problems

Inspecting a used vehicle for sale gives you precautionary steps to make sure you're getting a good vehicle.

3. Purchase a vehicle history report

A vehicle history report could help you choose the right vehicle—and steer clear of a bad deal.

4. Buy the vehicle and transfer ownership

Buying a used vehicle involves more than simply exchanging money and keys.

You also need:

• the seller's original Vehicle Registration (APV250)
• a Transfer/Tax Form (APV9T) completed and signed by you and the seller​
  

You can download the Transfer/Tax Form (APV9T) and complete it using Acrobat Reader or pick up a copy at any Autoplan broker. Please note that original signatures are still required.   

The Vehicle Registration and completed Transfer/Tax Form can be brought to any Autoplan broker. You will complete the transfer of ownership at the broker's.​

5. Register, license and insure your “new” used vehicle

Before you can get licence plates and insurance, you need to register the vehicle with ICBC.

You can register a vehicle, as well as license and insure it, at any Autoplan broker in B.C.

We recommend that you and the seller go together to an Autoplan broker to complete the transfer of ownership.

If you're buying a used vehicle from a dealer, the staff at the dealership can help you with the registration, insurance and licensing. The dealership will either have an on-site insurance broker or a broker will have an office nearby.

Chrysler

 Stellantis North America (officially FCA US and formerly Chrysler (/ˈkraɪslər/))^[2][3] is one of the "Big Three" automobile manufacturers in the United States, headquartered in Auburn Hills, Michigan. It is the American subsidiary of the multinational automotive company Stellantis. In addition to the Chrysler brand, Stellantis North America sells vehicles worldwide under the Dodge, Jeep, and Ram nameplates. It also includes Mopar, its automotive parts and accessories division, and SRT, its performance automobile division.

The original Chrysler Corporation was founded in 1925 by Walter Chrysler from the remains of the Maxwell Motor Company. It was acquired by Daimler-Benz, which in 1998 renamed itself DaimlerChrysler. After Daimler divested Chrysler in 2007, the company operated as Chrysler LLC (2007–2009) and Chrysler Group LLC (2009–2014) before being acquired by Fiat S.p.A. and becoming a subsidiary of the newly formed Fiat Chrysler Automobiles ("FCA") in 2014. Chrysler in 2021 is a subsidiary of Stellantis, the company formed from the merger between FCA and PSA Group (Peugeot Société Anonyme) in 2021.

Used card | Honda accord | Open road

 

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These are the cars most commonly targeted by catalytic converter thieves

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1. Ford F-150/ F-250 (1985 -2021)
2. Honda Accord (1989 - 2020)
3. Jeep Patriot (2007 - 2017)
4. Ford Econoline Van (1990-2022)
5. Chevy Silverado (1999-2021)