贷款100万炒股，半年血亏73%！这个散户踩的坑，我们有在犯吗？

Here is the article. 

雪球有个帖子，看得我后背发凉。这个散户的故事太典型了，必须跟大家说说

事情是这样的：

同花顺有个老哥，去年10月借了100万炒股。

周五刚卖飞每日互动，转头买了万马股份又大亏。

现在账户只剩下27万，100多万本金亏损73%，整整亏掉100万出头。

对他来说，翻盘基本没可能了。

为啥这么肯定呢？你看他的交易记录就知道，这就是活生生的韭菜模板。

机构收割他，游资收割他，连老股民都能割他两刀。

先看他的每个月的亏钱记录：

从去年10月入市开始，每个月都在亏。

今年2月份行情那么好，他竟然单月能亏掉35%。

到现在总共亏损了73%，100多万就这么没了。

是不是觉得眼熟？我当年也这样，虽然没他亏得狠，但天天睡不着觉，差点得抑郁症。

现在回头看看，都是血泪教训啊。

现在说说他为啥亏这么惨。正常能赚钱的人，节奏应该是这样的：

去年10月先小亏后小赚。

11月大赚（当时行情好）。

12月保持小赚。

今年1月虽然大环境比较差，但能控制住亏损。

2月抓住反弹大赚。

3月到现在保持不亏。

但这位老哥完全反着来。

去年11月和今年2月这两个最容易赚钱的月份，他反而亏得最狠。这说明他完全跟不上市场节奏。

看看具体数据：

44%的成功率不算低，但为啥亏这么惨？问题出在赚小钱亏大钱。我来举几个例子：

1. 高位接盘光线传媒，暴跌。
2. 追涨冀凯股份，又被套牢。
3. 拓维信息最高点买入，两个涨停没跑，最后割肉30%。
4. 岩山科技又亏10%。
5. 每日互动抄底成功，结果赚3%就卖飞，错过20cm大肉。
6. 转头满仓梭哈万马股份，再次被套。

唯一可能赚钱的机会，被他3%就吓跑了。这是高手捡便宜的套路，等别人套牢不肯割肉时吃个反弹。但他根本不懂，拿不住票。

最要命的是他永远满仓。90%的仓位说明什么？完全不会控制风险，跌了就死扛，涨一点就跑。这种玩法，多少钱都不够亏。

现在抖音、小红书上一堆人喊着"借钱炒股赚快钱"，我看着都害怕。

去年10月之后进来的这批新股民，跟以前完全不一样。

以前是城里中产炒股，现在是县城小老板借钱进场。

这些人既不懂股票，又急着发财，结局早就注定了。

最后说句大实话：股市里自己做的决定自己扛。成年人，要为自己的选择买单。

炒股巨亏:一场财富梦的破灭

Here is the article. 

 

朋友们，今天想跟大家聊聊我朋友李阳的炒股经历。这人原本在公司当部门经理，工作体面收入也不错，家庭幸福美满，小日子过得特别舒坦。

刚开始，李阳对股票一窍不通，好在他肯下功夫，买了一堆炒股的书，天天晚上熬夜学习，还加入了好几个炒股交流群，一有空就向群里那些自称“股神”的人请教。学了一段时间后，李阳觉得自己掌握了炒股的门道，就把多年存下的50万一股脑儿全投进了股市。

有一回，李阳跟朋友聚会，听人家聊起炒股，说在股市里轻轻松松就赚了不少钱。李阳一听，心里就痒痒了，回家琢磨了好几天，最后一咬牙，决定也去股市闯荡闯荡，想着能多赚点钱，让家里日子过得更滋润。

开头运气还挺好，买的几只股票蹭蹭往上涨，才一个月，账户里的钱就多了10%。李阳这下乐坏了，觉得炒股赚钱就跟捡钱似的容易，开始幻想自己很快就能实现财务自由，豪车别墅都不在话下。

可股市这玩意儿，就像六月的天，说变就变。没过多久，李阳买的股票开始下跌。但他压根没当回事，心里想着这肯定是市场在正常调整，只要自己沉得住气，股票迟早会涨回来。于是，他不仅没卖出止损，还不断往里投钱补仓，想着把成本降下来。

但现实却给了他重重一击，股票价格像坐滑梯一样，一路狂跌，李阳的亏损越来越大。这下他慌了神，像只无头苍蝇一样，四处打听有没有挽回损失的办法。就在这时候，炒股群里有个人主动联系他，自称是资深操盘手，拍着胸脯保证，只要李阳把账户交给他打理，不仅能挽回损失，还能大赚一笔。李阳当时急昏了头，想都没想就信了，把账户密码告诉了对方。

结果可想而知，这个所谓的操盘手为了多赚佣金，疯狂买卖股票，操作手法极其激进。没两个月，李阳的50万本金就只剩下20万，亏损高达60%。

面对这么大的亏损，李阳心里别提多自责了，可又不敢跟家人说，每天只能自己偷偷发愁。但他还是不甘心就这么认输，一咬牙，把房子抵押了，贷款30万，打算最后拼一把，想着说不定能把亏的钱都赚回来。

但老天爷似乎没打算放过他，这次买入的股票再次暴跌，短短几天，30万贷款就亏得差不多了。这下李阳彻底绝望了，多年的积蓄打了水漂，还背上了巨额债务。家里也因为这事闹得鸡飞狗跳，妻子跟他大吵大闹，原本幸福的家庭变得支离破碎。

其实，像李阳这样的人在股市里多得数都数不过来。很多人刚进股市的时候，根本没意识到股市有多危险，盲目自信，觉得自己肯定能大赚一笔。炒股的时候，又控制不住情绪，涨了就追，跌了就慌，频繁买卖。再加上本身也没多少专业知识，不知道怎么分散风险，怎么合理投资，最后只能被股市无情地收割。

股市就像一个大赌场，机会和风险并存。哪怕是那些经验丰富的专业人士，也不敢保证自己每次都能赚钱。所以，咱们普通人要是想进股市，一定要先把风险了解清楚，多学习专业知识，掌握正确的方法，保持冷静，千万别盲目跟风。只有这样，才能在股市里少踩坑，稳稳当当地赚钱。不然啊，就很可能像李阳一样，落得个血本无归的下场。

 

How to avoid big loss in bear market? | #熊市大赔 | #停损 | #重仓大赔 | #MarkMinervinie

 #熊市大赔 #停损 #重仓大赔 #MarkMinervinie 

Google stock | options

• Options

How Google Provides A Better Short Option Than Other Mag 7 Stocks

• GAVIN McMASTER
• 11:30 AM ET 04/24/2025

 

Google-parent Alphabet (GOOGL) is one of the weaker stocks in the Nasdaq at the moment, having dropped 21% in the last three months. Compare that with Apple (AAPL), down 8.5%, and Microsoft (MSFT), which has lost 16%. 

For that reason, Google is a better short opportunity than some of the other Magnificent Seven companies. Google is below its already declining 50-day and 200-day moving averages with a strong resistance zone between 160 and 165.

Let's look at a bear call spread that assumes Google will struggle to get back above the 170 level between now and mid-June.

A bear call spread involves selling an out-of-the-money call and buying a further out-of-the-money call. The strategy can be profitable if the stock trades lower, sideways, and even if it trades slightly higher, as long as it stays below the short call at expiry.

Maximum Gain, Loss On This Bear Call Spread

A June 20 expiry bear call spread on Google stock using the 170-175 strike prices can be sold for around $1.20. Traders selling the spread would receive $120 in option premium which is also the maximum possible gain. The maximum loss would be $380. 

That represents a potential return of 31.6% between now and June 20.

The spread will achieve the maximum profit if Google stock closes below 170 on June 20, in which case the entire spread would expire worthless, allowing the trader to keep the $120 option premium. 

Further, the maximum loss will occur if Google closes above 175 on June 20. That would see the premium seller lose $380 on the trade.

While some option trades have the risk of unlimited losses, a bear call spread is a risk-defined strategy. You always know the worst-case scenario in advance. A stop loss could be set if Alphabet trades above 165, or if the spread value rises from $1.20 to $2.40.

Google Stock: Generating Income In A Tough Market

Bear call spreads can be a good way to potentially generate some income while the market remains under pressure.

Even though Tesla (TSLA) has rallied recently, that bear call spread is still looking OK thanks to the drop in implied volatility.

According to Investor's Business Daily's IBD Stock Checkup, Google stock is ranked No. 8 in its group and has a Composite Rating of 79, an EPS Rating of 97 and a Relative Strength Rating of 34.

Please remember that options are risky, and investors can lose 100% of their investment. 

This article is for education purposes only and not a trade recommendation. Remember to always do your own due diligence and consult your financial advisor before making any investment decisions.

Gavin McMaster has a Masters in Applied Finance and Investment. He specializes in income trading using options, and is conservative in his style. He believes patience in waiting for the best setups is the key to successful trading. Follow him on X/Twitter at @OptiontradinIQ.

• 
  

 

Wall Street turns higher on earnings, signs of softer U.S. tariff stance

By Lisa Pauline Mattackal and Purvi Agarwal

April 24, 20259:40 AM PDTUpdated an hour ago

• Summary
• Companies

• Indexes up: Dow 0.78%, S&P 500 1.47%, Nasdaq 2.02%
• Alaska Airlines falls after pulling outlook
• Proctor & Gamble down after annual forecast trim
• Hasbro, ServiceNow leap after results
• March durable goods jump more than expected

• Summary
• Companies

• Alaska Air Group Inc
• Alphabet Inc
• American Airlines Group Inc
• Comcast Corp
• Ford Motor Co

About 73.9% of the 157 companies in the S&P 500 that have reported first-quarter earnings to date have exceeded analyst expectations even amid tariff uncertainty, as per data compiled by LSEG.

Markets are also reacting to U.S. Treasury Secretary Scott Bessent's comments that the current levies the world's two largest economies have slapped on each others' goods were "unsustainable", a day after reports said the White House was considering slashing Beijing tariffs.

"Recent developments suggest a less aggressive approach to resolving trade disputes," said Ulrike Hoffmann-Burchardi, chief investment Officer of global equities, UBS Global Wealth Management.

"The market's strong rebound reflects growing confidence that the most adverse outcome can be avoided, though upcoming news flow will likely continue to drive short-term swings."

Economic data also helped lift some sentiment, with reports showing only a moderate rise in weekly jobless claims and a much larger-than-expected jump in March orders for durable goods.

At 11:54 a.m. ET, the Dow Jones Industrial Average (.DJI), opens new tab rose 310.48 points, or 0.78%, to 39,917.56, the S&P 500 (.SPX), opens new tab gained 78.96 points, or 1.47%, to 5,454.82 and the Nasdaq Composite (.IXIC), opens new tab gained 338.19 points, or 2.02%, to 17,046.06.

Though markets have cheered signs of a softer trade stance, plenty of uncertainty remains, with Bessent saying a move to reduce levies would not come unilaterally, and China responding that the U.S. should lift all unilateral tariff measures if it "truly" wants to solve the trade issue.

A deluge of changing headlines and the lack of clarity in the market are making it difficult for investors to assess the impact of Trump's changing stance on trade policy, creating a volatile environment.

All three major indexes are in the red year-to-date and the S&P 500 is down over 11% from its February record close. Deutsche Bank slashed its year-end target for the benchmark index to 6,150 from 7,000 previously.

Numerous companies have flagged the impact of tariffs on their outlook as well.

Proctor & Gamble (PG.N), opens new tab fell 5.2% after cutting its annual profit forecast, while Alaska Airlines (ALK.N), opens new tab slumped 9.8% after it, along with several other airlines, withdrew financial forecasts.

Alphabet, opens new tab rose 1.8% ahead of its results, expected after markets close.

Advancing issues outnumbered decliners by a 4.59-to-1 ratio on the NYSE and by a 2.48-to-1 ratio on the Nasdaq.

The S&P 500 posted 3 new 52-week highs and 4 new lows, while the Nasdaq Composite recorded 29 new highs and 40 new lows.

Reporting by Lisa Mattackal and Purvi Agarwal in Bengaluru; Editing by Shinjini Ganguli

Our Standards: The Thomson Reuters Trust Principles.