now vs crm stock which one is better choice to buy dip today

 now vs crm stock which one is better choice to buy dip today

ServiceNow

 (NOW) is likely the better choice for a "buy the dip" opportunity today, January 29, 2026, as it has a stronger growth outlook and analysts currently give it an edge over Salesforce (CRM). Both stocks experienced significant single-day drops as part of a general software sector selloff, with ServiceNow closing down 9.94% at $116.73 and Salesforce down 6.09% at $214.08. 

Key Insights

• Performance Today: Both stocks are dipping today due to broad market concerns over AI spending and cloud demand following Microsoft's earnings, but both are considered to be positioned to benefit from investment in AI-driven workflow automation in the long term.
• Growth Outlook: ServiceNow is projected to have significantly faster revenue growth (high teens percentage) over the coming years compared to Salesforce (high single-digit percentage).
• Analyst Sentiment: Analysts generally favor ServiceNow, giving it an average "Moderate Buy" rating and a higher potential upside from current prices (around 66.7%) compared to Salesforce's average "Moderate Buy" rating and a potential upside of around 45.3%.
• Valuation: While ServiceNow is the more expensive stock based on valuation metrics like forward P/S ratio (13.46x vs. 5.74x), its higher growth rate justifies a premium for some investors. Salesforce is seen as more reasonably valued, which some investors might prefer in the current market. 

Ultimately, an investment choice depends on your personal risk tolerance and investment strategy. ServiceNow offers higher growth potential but comes with a higher valuation, while Salesforce provides a more stable, albeit slower-growing, option.

rtbp stands for questrade

 AI Overview

Yes, 

RTBP stands for Real-Time Buying Power on Questrade. 

Here is what you need to know about RTBP on Questrade:

• Purpose: It is a metric used in Margin accounts to monitor your available buying power with real-time streaming data, helping you avoid margin calls.
• Where to find it: It is available in the Questrade Edge Desktop and Edge Web platforms under the Positions tab.
• Real-time vs. Daily: Unlike the regular Buying Power shown on the balances page (which updates mainly after a trade), RTBP updates throughout the day based on the market price changes of your positions.
• Positive/Negative: A positive value (in black) shows how much extra buying power you have, while a negative value (in red) indicates that you are in a margin call. 

It is important to note that RTBP is for informational purposes to help you monitor your account, and does not necessarily determine if a specific order will be accepted. 

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2026华联商务高峰论坛

ByFX168财经集团

River Rock Casino ResortRichmond, BC

Sunday, Feb 1 from 1 pm to 5:30 pm PST

Overview

2026年2月1日（周日），由加拿大华人联合总会主办、FX168财经集团承办的“2026华联商务高峰论坛”将在加拿大列治文河石娱乐度假酒店（River Rock）Fraser会议厅隆重举行。

在全球政治、经济与金融格局持续重塑的背景下，加中关系与华人财富走向再次成为市场高度关注的焦点。2026年2月1日（周日），由加拿大华人联合总会主办、FX168财经集团承办的“2026华联商务高峰论坛”将在加拿大列治文河石娱乐度假酒店（River Rock）Fraser会议厅隆重举行。本届论坛以“全球变局下的财富策略——从'卡尼总理访华'看加中关系、资本走向与华人机会”为主题，围绕国际格局演变、加中关系修复、资本流向与华人机遇展开深入探讨。

本次论坛将于当日13:00至17:30举行，汇聚来自中加两国政府代表、社团领袖、知名学者、金融专家、市场分析师、企业家以及资深媒体人等，共同解读全球不确定性上升背景下的宏观趋势与资产配置新逻辑。

论坛开幕环节将由多位嘉宾致辞，围绕全球政治经济变局、加中关系发展以及华人社群在新格局中的角色与责任进行展望。主办方表示，希望通过高层次对话，为华人社群和企业界提供更具前瞻性的判断框架。

在随后的主旨演讲中，论坛将以“卡尼总理访华”为重要切入点，系统分析中加关系出现的“修复窗口”，并进一步探讨这一变化对全球资本流动、跨境投资以及华人商业机会所带来的深远影响。

“卡尼访华”被外界视为当前复杂国际环境下极具象征意义的一次外交与经贸动作。在全球地缘政治紧张、经贸格局加速重组的背景下，加拿大高层对华接触释放出加中关系出现边际回暖与“修复窗口”的关键信号。对于华人企业家与投资者而言，“卡尼访华”不仅是政治层面的互动，更可能成为影响加中经贸节奏、产业合作方向以及跨境资产配置逻辑的重要变量。

第一板块的圆桌讨论将聚焦全球治理议题，从卡尼访华到达沃斯论坛，深入探讨加拿大在国际体系中的角色定位与政策边界，分析其在多极化世界中的战略选择。

进入第二板块，论坛将把视角从宏观叙事落到实战层面，围绕全球政治不确定性上升背景下的美股结构性机会展开专题分享，并通过路演形式探讨在高波动时代如何配置具备长期“确定性”的核心资产，为投资者提供可操作的思路。

第三板块的圆桌论坛将成为观点交锋的重点环节，围绕“新格局下华人财富的‘攻’与‘守’”，深入讨论进取型投资与防御型配置之间的平衡策略，剖析华人财富在全球重构过程中的应对之道。

在论坛的最后阶段，还将迎来“华联卡”全球首发仪式，标志着华人商业与金融服务体系迈出新的重要一步。论坛将以闭幕致谢及自由交流收官，为嘉宾和与会者提供进一步深入沟通与资源对接的机会。

主办方表示，本届华联商务高峰论坛不仅是一场思想与观点的碰撞，更希望成为连接政策、资本与华人社群的重要平台，在全球变局中为华人群体探索更清晰、更稳健的财富与发展路径。

URI stock | 5% -> 15% dip on earning date on January 29 2026 | how to shor a stock if the stock earning can drop another 10 percent

 AI Overview

Shorting a stock—especially ahead of a potential 10% earnings-driven drop—is a high-risk, high-reward strategy that requires specialized accounts and precise timing to manage the risk of unlimited losses

. 

Here is how to short a stock, along with methods to manage the risk associated with a 10% earnings drop:

1. Direct Short Selling (Method 1) 

This involves selling shares you do not own to profit from a price decline. 

• Open a Margin Account: You must have a margin account with a broker, which requires a minimum deposit (often $2,000 or more) and approval for shorting.
• Locate Shares: Your broker must "locate" shares to borrow, as you are borrowing shares from existing owners to sell.
• Execute the Trade: Place a "Sell Short" order. The proceeds are deposited into your account, but this is a loan, not cash you can freely withdraw.
• Cover the Position: If the stock drops 10%, you buy back the shares at the lower price ("buy to cover"), returning them to the lender and keeping the difference as profit.
• Margin Requirement: You must maintain at least 30%–50% of the total value of the shorted position as collateral in your account. 

2. Buying Put Options (Method 2 - Safer Alternative)

Buying put options allows you to bet against a stock with limited, predefined risk. 

• How it Works: You buy a put option, which gives you the right to sell the stock at a specific price (strike price) before a certain date.
• Maximum Loss: Your risk is limited to the premium paid for the option, even if the stock skyrockets.
• Profit Scenario: If the stock drops 10% after earnings, the value of the put option will likely rise significantly. 

3. Risk Mitigation Strategies

Shorting into earnings is volatile due to high implied volatility ("IV crush") and the potential for a "short squeeze," where the stock rises on positive sentiment, forcing shorts to cover at a loss. 

• Use Stop-Loss Orders: Place a buy-stop order to automatically cover your position if the stock rises by a certain percentage (e.g., 7%–8% above your entry price).
• Bear Put Spreads: Instead of buying a straight put, buy a put with a higher strike price and sell a put with a lower strike price. This reduces cost and caps both profit and loss.
• Avoid "Hard to Borrow" Stocks: If a stock is difficult to borrow, the costs can eat up all your profits.
• Check Short Interest: If the stock has a high percentage of shares already shorted (e.g., over 10%), it is more susceptible to a violent short squeeze. 

Key Considerations

• Dividends: If the stock you are shorting pays a dividend, you are responsible for paying that dividend to the person you borrowed the shares from.
• Margin Call: If the stock goes up, your broker will demand more cash to cover the position. If you cannot provide it, the broker will force you to close the position at a loss.
• Earnings Gaps: Stocks often "gap" up or down on earnings, meaning you may not be able to exit at your stop-loss price. 

msft stock goes down 10% or more tomorrow based on earnings update please analyze

 Key Insights

The user's scenario of a potential 10% drop could materialize if the negative sentiment around high capital expenditure and slightly slowing cloud growth persists into regular trading. Options traders had anticipated a move of approximately 5% in either direction post-earnings, so a drop exceeding that is an outsized reaction to the specific concerns raised during the earnings call. 

• Capex Concerns: The massive spending on GPUs and other short-lived assets for AI infrastructure, while strategically important, spooked investors who are scrutinizing the return on investment (ROI) and potential margin pressure.
• Slowing Azure Growth: Although Azure growth was strong at 39%, the slight deceleration from the prior quarter's 40% was a point of concern for some investors looking for unabated acceleration in the AI era.
• Market Volatility: The market reaction was mixed among tech giants, with Meta experiencing a jump after its results, indicating a selective investor approach to AI stories. 

The stock is currently trading around $450.12 in after-hours, a drop of more than 6% from its closing price of $481.63. The market reaction suggests that, despite strong overall results, the specific forward-looking metrics and spending outlook are driving significant short-term downward pressure. 

AI responses may include mistakes. For f

Patreon app

 patreon app

The 

Patreon app allows fans (patrons) and creators to connect and share exclusive content directly from mobile devices. 

Key App Features

• Exclusive Content Access: Members can view locked posts, including podcasts, videos, art, and music, provided by their subscribed creators.
• Offline Listening: Users can download audio content directly within the app for offline use.
• Community Interaction: Fans can join group chats and direct message creators to build a closer relationship.
• Creator Tools: Creators can publish posts, manage their membership tiers, and view business stats like monthly earnings and member counts.
• Unified Profiles: Recent updates include an "identity merge," allowing users to switch easily between creator and member views in one account. 

Download Links

The app is free to download on major platforms: 

• Patreon for iOS (App Store)
• Patreon for Android (Google Play)

Usage Note

While the app is free to download, accessing specific creator content usually requires a paid membership or "joining for free" to receive updates. Be aware that memberships purchased through the iOS app may incur different fees due to Apple's in-app purchase policies. 

Are you looking to set up a new creator page or simply looking for a specific creator to follow?