10 K walk and run - I want Vancouver back to normal

April 26, 2020

Introduction

It is my plan to take a day off to run 10 K and I chose to go to downtown. I had to take some photos and also take some break from my stock research, and make sure that I can get some good exercise and see the outside world. I did not go anywhere last week except working full time from Monday to Friday in the office, and I need to take some break and relax my mind. Covid-19 may not be so scary, the cure is bigger than the problem itself.

Vancouver - beautiful city 

I decided to take my Google bag with me, so I can run if I need. I need to slow down and do not run in Burnaby lake or central park, since too much allergies. I need to make sure that I will not get red eye because of allergy season.

Summary of my walk and run

Skytrain - translink is losing money, and asked for government to help. The translink is in danger as business. Only a few people took the skytrain to downtown.

 I need to be able to run, so I took my cloth bag - a gift from Google in Oct 2019 GHC event in Seattle new downtown office.

My favorite hotel - it was closed. No one is in the hotel.

Get close to entrance, but I did not see any one inside.

 I like to remind myself GHC event gift, and I like to keep minimum in bags, even I did not carry any water bottle.

Vancouver skyline, I have them all.

Canada flag, and what beautiful colors. My country flag as a Canadian citizen.

I turned around before I like to start to run 10 K. Only a few people are in the downtown.

 Waterfront scenic view, clean and empty.

I need to get used to my gray hair and my face as a 53 year old.

I tried a few angles, no one was close to me. Empty city.

Beautiful skyline of Vancouver.

I like boating. I definitely enjoyed the view of those boats. One name a time.

Westin hotel is closed. No business.

Restaurant is open but only for delivery.

I like to remember a few names of boats.

I did not know how people are aging in terms of face structure. I wish that I will enjoy my health and favorite sports - running along seawall.

Google GHC event, and my frugal lifestyle and minimalism. I like to count those gray hairs if I have  a few minutes.

My favorite chair in the stanley park. I like to enjoy the forest and colorful spring season.

I like to show the trail and it was almost empty.

I enjoyed the long distance run and took some breaks to allow my body warmup in first 2000 meters.

Selfie is hard sometimes. I tried to let Google in my picture.

I like to push myself hard to run more distance.

Stretch and warm up more before I continued to finish 10 K run.

I have to think about how to hack a haircut for myself in next few months.

I should own a condo in downtown of Vancouver. I should work hard from 2010 to 2020. Write a business plan how to make my dream come true.

Actionable Items

Control weight. I need to lose 10 lb weight. One solution is to walk more and do some outdoor activities.

How to Find Stocks on Sale: Part 1 | Phil Town

Here is the link.


When is the best time to buy? When something happens that makes the market price of a good company drop far below its real value, a.k.a when there's a Rule #1 event! Let's discuss what it means to buy a stock “on sale” and how it can help you get a better return on your investment.

Tenants Stopped Paying Rent - My Response

Here is the link.

How to Find Stocks You Love! | Phil Town

Here is the link.


It's Valentine’s Day! Let's talk about a different kind of love today - the love of finding businesses to invest in! Just as picking the right spouse is important, picking the right companies is important if you want to enjoy financial freedom and secure retirement.


One of comments:

Meaning (of the companies business), Moat, Management, and Margin of Safety are 4 easy ways to find companies you will love. Great video!

How to Find Stocks on Sale: Part 2 | Phil Town

Here is the link.

2020 notes - How to Invest: Becoming a Millionaire | Phil Town

Here is the link.

Margin of safety - learn how to look up, and importance to learn the concept

Be lazy, be patient! Be so patient! Almost do nothing.

Control the fear - how to face challenge? Buffet told me in 50 years. Fear affects us too.
Margin of safety price - Buy them on sale - Do it then. Do not do it little bit. Load up a damn truck.

When it is raining gold. Load up truck.

Fear, greedy, as owner of stocks. Try to limit to 10 stocks. Do as a business owner. Read the reports from CEO, follow the news. Something about moats, ...

Start stockpiling it. - Add more. Deal with emotion rules. Every step - know the value of business
10 dollar bill for 5 dollars, for 3 dollars.

Big five numbers - are they goods.

You're going to inevitably sell it. Sell them when price were too high.

Eight step - repeat. Over and over again.

11:16/ 13:46 check the debt - copy the screen, please



Typical they only buy one or two things a year.
Be able to buy them.

8 simple steps to wealth

I like to take the image copy and make it more memorable. 

2018 notes - How to Invest: Becoming a Millionaire | Phil Town

Here is the link.

I found the blog and my notes back in Dec. 5, 2018. Here is the link.

How to Invest: Becoming a Millionaire | Phil Town

Dec. 5, 2018

Introduction

It is not an easy task to learn to be an investor. I like to make changes, I like to spend time to learn one video a time.

A video to watch

Here is the link of video called "How to invest: Becoming a millionaire".

7:00/ 13:46 overcome the fear. The challenge for you is to buy when other people are afraid. This is a giant secret Warren Buffet to tell people over 50 years.

7:20/ 13:46 The critical thing is to be able to understand the business, you see it as a business. Great management, big mode, you know the margin safety price.

7:47/13:46 Are you worrying about the market continued to go down? We can buy the business on sale, do it then. You do not do it a little bit. You have to load up a damn truck. You hold out a bucket. Do not hold a thumb.

8:33/13:46 You load up the truck.


1. Find a business that you like.
2. Find the value of the business.
3. Watch it until it's at the margin of Safety price.
4. When the price is where you want it, buy it.
5. Start acting like the owner of the business. (8:40/ 13:46)
Not own 50 stocks. Own 5 or 10 stocks only.
6. Start stockpiling it
Control emotion, buy more.


10:02/ 13:46
Every time I buy the stock, the stock prices goes down. I will load the truck every time the stock price goes down.


Big five numbers:
Earnings growth
Sales growth
Book value growth
Cash flow growth
Return on investment capital


11:45
7. You're going to inevitably sell. 
You are going to sell. Sell it on greedy.

8. Repeat

Actionable Items

I like to answer the questions.

1. Find a business you like
What business I like? Software? Enterprise software? Microsoft? Facebook? Amazon?

The Most Common Investing Mistakes | Phil Town

Here is the link.


Here's how to overcome some of the most common investing mistakes people make when it comes to the stock market.

1. Not understanding the company you're investing in.
2. Not having a plan.
3. Not having enough time
4. Buying stocks based on "tips from experts"
5. Buying stocks that appear cheap but really aren't

Let’X Invest #03 | 3 Common Mistakes New Investors Make

Here is the link.

Most people don’t invest because they’re scared, not because they don’t want to. When you’re shopping, forking out your money makes sense, because you know what you’re getting in exchange. But in investing, it’s different. Putting your hard-earned money on the line for something that may or may not bring you benefit is a terrifying thing. Unless you know what to avoid. In this episode of Let’X Invest, Alex and Max talk about: 1) The #1 reason why 95% OF INVESTORS out there lose money 2) One of the WORST DECISIONS to make as an investor 3) How to NOT be fooled by share prices

Mistake 1: Investing based on hearsay Mistake 2: Paying without knowing the intrinsic value Mistake 3: Selling without a reason

Undocumented immigrants struggle in Trump's America

Here is the link.

Sharesight - reports help me to track my oil stocks

April 25, 2020

Introduction

It is so interesting for me to learn how I behave under stress in last month. Starting from March 18, 2020, I was so depressed since I worried about my full time job, my Florida rental property, and then stock market hit lowest position in March 18, and I took one sick day to plan a panic sale; after one day off, I changed my plan to stay put, two days rebounce over 10%, I was so happy to see gain of $4000 dollars in my Victoria portfolio. So I decided to purchase Canada oil stocks. It is 29th day to own those stocks. Let me run reports and share the joy to be a happy stock owner.

My performance

It is such great experience for me as a share holder. I like to learn how to be a good investor and then I can retire one day in Canada, and also can explore a small town to live, and own a place to live as well.

Actionable Items

I just could not believe that Questrade.com charges me $5.00 dollar for each purchase of stock. Ameritrade.com has free commission to purchase stocks. I purchased one share of Expedia and a few shares of Airline stocks as well.

I like to hold the stocks as long as I can.

Oil stocks - 29 days share holder

April 25, 2020

Introduction

It is so interesting for me to learn how I behave under stress. I was so depressed since I worried about my full time job, my Florida rental property, and then stock market hit lowest position in March 18, and I took one sick day to plan a panic sale; after one day off, I changed my plan to stay put, two days rebounce 10%, I was so happy to see gain of 4000 dollars in my Victoria portfolio. So I decided to purchase Canada oil stocks.

My performance

It is such great experience for me as a share holder. I like to learn how to be a good investor and then I can retire one day in Canada, and also can explore a small town to live, and own a place to live as well.

Why Recessions are good? | I’m buying Tesla stock SQ stock

Here is the link.

ConsenSys is laying off dozens more staffers, CoinDesk has learned.

Here is the article.

Welcome to Silicon Valley

Here is the link.

I like to take a 30 minutes break and then think about what to learn about stock market.

We want to bring you behind the scenes, show you what really happens in Silicon Valley’s backstage and give you the insider perspective on how it feels to start a company here. Welcome to Silicon Valley!

Tech Moves: Jenny Lam joins Oracle as design SVP; Starbucks engineering VP joins DefinedCrowd; and more

Here is the article.

RealSelf doubles Seattle footprint with new headquarters, plans hiring spree in 2017

Here is the article.

The company raised an early venture funding round of $2 million and says it has been profitable since 2011. RealSelf says its growth comes down to the fact that the $30 billion aesthetics industry is growing and changing rapidly. Technological advances have led to the development of new devices and treatments that offer non-surgical options for a variety of health and beauty issues.

RealSelf did not give a 2016 revenue projection, but the company reported $19.9 million in revenue last year and has seen three-year growth in that area of 333 percent.

Gambler's Fallacy

Here is the link.

After 10 years, RealSelf raises $40M to ‘hit the gas’ and take cosmetic treatment review platform global

Here is the article.

RealSelf has more than two million reviews and 20,000 registered doctors on its platform, which helps users learn about procedures like botox, Invisalign, or breast implants. Last year, 94 million people from 100 countries used RealSelf; it averages 10 million unique visitors per month.

Cosmetic treatment review startup RealSelf cuts staff as elective medical procedures are put on hold

Here is the link.

Startup lessons: How a dependency on Facebook led to the shutdown of this Seattle company

Here is the link.

Geekwire 200

Here is the link to find those top 200 startup companies.

RealSelf cuts 14% of staff, blames Google search algorithm change for slowing traffic

Here is the article.

Extrahop - business study 20 minutes

Here is the link of Extrahop - I like to study more about the business.

My favorite video on the platform - Zoom Security Issues and WFH

I spend one semester to learn introduction to cryptograph class in 2006.

More tech startup layoffs: Seattle-based security company ExtraHop cuts staff

Here is the article.


As revenue dries up due to the COVID-19 pandemic, many companies are laying off staff to help curb expenses. Nearly 300 tech startups have cut 29,000-plus employees since March 11. Seattle-based cosmetic review startup RealSelf slashed headcount on Tuesday.

Sisense In the Process of Raising a $100 Million Round Led by Insight Partners

Here is the article.

Periscope Data - Sisense - 10 minutes study

Here is the linkedin profile. I like to spend 10 minutes to study the business, and ask myself why the layoff should happen on this business.

Coronavirus Israeli Tech Companies Sisense and Singular Firing Scores of Employees

Here is the link.

For that reason, we decided to balance our expenditures as per our income forecasts and this week decreased our team by 9% globally and 75 locally, without lowering the remaining team members’ salaries. As painful as it is, this move strengthens the company, its remaining employees, and its clients and ensures our continued growth and ability to invest in future development.”

Last January, Insight Partners led a $100 million investment round according to a valuation of $1.1 billion for the company that developed a cloud-based business intelligence platform that uses artificial intelligence algorithms to analyze organizational data. The company has raised $200 million to date from investors including Insight Partners, Battery Ventures, and Bessemer Venture Partners. Sisense is estimated to have closed out 2019 with earnings of approximately $100 million.

In May 2019 Sisense purchased Silicon Valley-based data analytics company Periscope Inc., known as Periscope Data. The financial details were not disclosed but one person familiar with the matter who spoke with Calcalist on condition of anonymity said it was a stock deal valued at over $100 million. The purchase grew the number of Sisense’s employees to over 700, 250 of them based out of Israel.

What to learn from the article?

Data industry - what is the risk?

Periscope inc. - 

How to make this coronavirus learning opportunity for us?

April 25, 2020

Introduction

It is my Saturday and I like to go over those layoff in USA, and then study those business one by one. I worked on lendingclub and then spent first hour to learn the business.

Relax and learn

I was busy learning day trading basic skills, and then manage my portfolio as a long term investor. I tried to time the market, and wait next crash to test market low after 28% rebounce in SPX from bottom on March 23, 2020.

Lending Club's Renaud Laplanche Can't Stop Working | Disrupt NY 2014

Here is the link.

Renaud Laplanche tells Leena Rao how Lending Club got started, gives some advice for other disrupters, and paints a picture of their current and future lending landscape.

LendingClub CEO: Peer To Peer Lending Revolution | Mad Money | CNBC

Here is the link.