Wednesday, April 23, 2025

205 16035 132 Street Northwest. Edmonton, AB T6V 0B4

 

205 16035 132 Street Northwest. Edmonton, AB T6V 0B4


$255,000 

  • 2Beds
  • 2Full Bath
  • 952SqFt
  • $267.86/ SqFt
  • Neighbourhood:Oxford
  • Condo Fee:$630
  • MLS® #:E4432280
  • Year Built:2005

206 394 Windermere Road Northwest. Edmonton, AB T6W 0R1 | $209,000

 

Description

This contemporary 2-bedroom, 2-bathroom condo offers incredible value in the desirable Windermere community. With stainless steel appliances and in-suite laundry, this home expertly combines practicality with modern style. Enjoy the added convenience of 2 titled underground parking stalls. Built in 2018, it’s perfect for first-time buyers, investors, or those looking to downsize. The unbeatable location provides easy access to all the nearby amenities Windermere has to offer, including grocery stores, restaurants, cafes, shopping centers, parks, and more, all just a short walk away. With quick access to the Anthony Henday, commuting is effortless. Don’t miss out on the opportunity to own this stunning Windermere condo. All this home needs is YOU!


多伦多公寓市场一夜崩盘?6000套公寓搁置

 

多伦多公寓市场一夜崩盘?6000套公寓搁置


据地产研究机构 Urbanation 最新数据,自2024年初以来,多伦多已有 1,899套计划中的公寓单位被取消建设,涉及 8个项目。

在这个仍深陷住房危机的城市,这意味着数百个本可缓解市场紧张的新建单位将永远不会完工。

不过其中部分项目将转型为出租型住房。

此外,还有3个项目(338套单位)被搁置,另有6个项目(1434套单位)已决定改为出租用途。

 

“公寓市场几乎一夜崩溃”

 

“这个市场的崩盘几乎是一夜之间发生的。” 多伦多大学地理与城市规划教授、基础设施研究所所长 Matti Siemiatycki 表示,“整个逻辑被彻底颠覆了。”

根据Urbanation的数据,整个大多伦多及汉密尔顿地区,截至4月中旬共有28个项目、5734个单位被取消、搁置、转为出租或进入司法托管。相比之下,2023年全年仅有7个项目被取消或搁置。

多地项目取消或停滞:

• Halton地区:1个项目搁置、1个取消

• Peel地区:3个项目搁置

• York地区:2个搁置、1个取消

• Hamilton地区:2个搁置、1个取消

进入司法托管的项目通常会公开记录,而行业内部的项目取消则多通过“口耳相传”得知。

Urbanation高级市场经理 Michael Niezgoda 解释道,许多楼花项目因预售进度不达标无法启动建设。开发商往往需要售出约70%的单位才能获得融资。

同时,市场疲软让开发商“无法降价至覆盖成本线以下”,利润空间严重缩水。

地产公司 Zadegan Group 的负责人 Jonathan Zadegan 表示:

“价格卖不上去,利润又低,开发商继续持有这些单位只会亏钱。”

此外,搁置项目大多已停止销售,但尚未退还订金,处于“悬而未决”的状态。

出租市场迎来转化机会?

值得注意的是,部分开发商正将公寓转为出租房源。市政府近期推出的鼓励建设出租房的新激励政策,成为他们转型的动因之一。

Urbanation指出,2024年已有约40%的新公寓用于出租。但如果完工总量持续下降,可用租房供应也将迅速减少。

Siemiatycki教授指出,过去十年,“公寓一直是多伦多住房建设的主力”,开发商通过将单位不断缩小来维持可负担性,目标买家多为投资者。

但如今,高利率、价格回落、市场饱和加速了这一模式的崩塌:“现在这套模型已经无法运作了,但我们仍处于住房危机之中。”

尽管将部分项目转为出租是一种积极信号,但如果不在早期就重新设计,许多单位将继续小到无法满足家庭需求,同时租金也往往高于市场价,普通人难以承担。

他认为,政府和非营利机构应更多介入,例如通过土地信托、合作社等方式,补充私人市场的不足。

新公寓销量跌至30年最低

根据Urbanation的数据,2025年第一季度整个GTHA地区的新公寓销售仅533套,创下自1995年以来的季度最低纪录。

Zadegan补充说,开发商正在经历巨大痛苦,尤其是中小型开发商。再加上当前的贸易战也影响了消费者信心。

不过他认为,如果市场在未来一年内趋于稳定,存量库存被逐步消化,2026年之后的新盘减少,市场可能会重新走向平衡。

Earnings | April 23 2025

  1.  IBM  down 6%
  2. CMG  down 5% -> rebound 
  3. NOW   up 10%
  4. RHI down 15%
  5. PI up 14%
  6. RMD up 7% 
Tradingview earnings calendar 

Edmonton Housing Market Report

 

Edmonton Housing Market Report



Market Report Summary for March 2025
Updated April 4th, 2025
  • The average price of a home in the Edmonton area for March 2025 reached an all-time high of $460,685. This price is 2.5% higher than February 2025, a 9.4% yearly increase.
  • Benchmark prices grow 12% annually to reach their all-time high of $438,100.
  • The average price of detached homes increased 11% year-over-year (YoY) and 1.2% month-over-month (MoM) to $574,872.
  • Semi-detached home average prices increased 5.4% year-over-year and 2.3% monthly to $430,646.
  • Townhouse average prices increased 11% year-over-year and climbed 4.6% month-over-month to $314,791.
  • Apartment average prices increased by 12% year-over-year to $217,701. They climbed 0.2% from last month.
  • Amongst Canada’s five largest population centers, Edmonton is the most affordable.
  • April 23, 2025 Update: Today’s Lowest mortgage rate in Edmonton is 3.79% for 3-Year Fixed.

Metro Vancouver's unsold condo inventory could soar by 60% in 2025: forecast

Metro Vancouver's unsold condo inventory could soar by 60% in 2025: forecast

Apr 16 2025, 2:13 pm 

Although borrowing costs are now on a downward trend, driven by the Bank of Canada’s recent decreases to the policy interest rate, the demand for strata market ownership condominium homes in Metro Vancouver is expected to remain weak for the foreseeable future.

According to a new forecast released today by local real estate marketing firm Rennie, the number of unsold condominium inventory is projected to jump by 60 per cent in 2025 — from 2,179 units in completed projects to 3,493 units by the end of 2025.

It is anticipated that roughly 1,500 sales will be made for completed or completing homes, based on the current absorption rates, and the number of projects that have already completed construction or will complete this year. Generally, “housing starts” are defined as the beginning of construction work on the building.

Ryan Berlin, the head economist and vice president of intelligence for Rennie, notes that the number of homes under construction overall today remains highly elevated, and housing completions are forecast to surge in 2025. If this pattern persists, there will be higher carrying costs for developers holding this elevated number of unsold inventory, which could reduce their ability to start other development projects.

This could put further downward pressure on prices and shift how housing meets the needs of buyers and renters.

“If the current trajectory holds, we’ll be ending 2025 with the highest level of unsold condo inventory in years,” said Berlin.

“That has real implications, not just for what gets built next, but for how the region manages affordability, absorption, and future growth.”

New secured purpose-built rental housing soars

Overall, all types of housing starts — including ownership and secured purpose-built rental housing — reached a record over 33,000 units in Metro Vancouver in 2023, and exceeded 28,000 in 2024. These overall totals are being propped up by secured purpose-built rental housing projects, with over 10,000 units beginning construction for each of the last two years.

The share of ownership housing starts has been on a falling trend, reaching 63 per cent of overall starts in 2024 — the second lowest, after 2022, since 1990.

The proportion of secured purpose-built rental housing starts in 2024 was 59 per cent higher than the average of the past 10 years. On the other hand, ownership housing starts in 2024 — totalling about 18,000 units — were 21 per cent below the 10-year average.

New secured purpose-built rental housing soars

Overall, all types of housing starts — including ownership and secured purpose-built rental housing — reached a record over 33,000 units in Metro Vancouver in 2023, and exceeded 28,000 in 2024. These overall totals are being propped up by secured purpose-built rental housing projects, with over 10,000 units beginning construction for each of the last two years.

The share of ownership housing starts has been on a falling trend, reaching 63 per cent of overall starts in 2024 — the second lowest, after 2022, since 1990.

The proportion of secured purpose-built rental housing starts in 2024 was 59 per cent higher than the average of the past 10 years. On the other hand, ownership housing starts in 2024 — totalling about 18,000 units — were 21 per cent below the 10-year average.

Furthermore, condominiums owned by individual private owners have historically been a key source of new rental housing supply, albeit unsecured. Without this sustained growing segment of investor-driven condominium demand, this contributes to the recent elevated demand for new secured purpose-built rental housing.

Steep drop in condominium investors and unsecured rental housing supply

Until recently, condominium investors accounted for 79 per cent of the new overall rental housing supply in Metro Vancouver since 2007. Rennie also shared that among the new home projects they marketed, the share of investor buyers has fallen by about 50 per cent in the past year to levels not seen since 2019/2020.

“Putting down a sizeable deposit to secure a pre-sale home to be delivered years later requires making a big commitment. Investors are often better suited to make that transaction, as they are investing in future returns. End-users, on the other hand, are often making a down payment on a home they need to occupy right away. Those investors, however, have pulled back from the pre-sale market due to a mix of high interest rates, new policies on taxation and short-term rentals, changes to the residential tenancy act, and new sources of uncertainty,” reads the forecast.

“The sluggishness of the pre-sale market is a direct result of these absent investor buyers, and they’ll likely need more clarity around interest rates, inflation, and policy from all levels of government (domestic and foreign) before they return in greater numbers.”

There were just 11,500 pre-sale transactions in 2023 and under 10,000 in 2024, and this downward trend could continue in 2025. In total, there are now about 16,000 unsold new homes across the region.

Pre-sales are essential for developers to secure construction financing from lenders and institutional investors, as funding is typically contingent on meeting minimum sales thresholds.

Provincial regulators have acknowledged this to be an issue. For this reason, earlier this year, B.C. Financial Services Authority announced a new pilot program that extends the “early marketing period” for developers with large projects of 100 or more homes by six months. This effectively provides developers of such large projects with a total of 18 months to secure their approvals and financing needed to complete their projects — up from 12 months.

Outside of the pilot project, under the Real Estate Development Marketing Act (REDMA), this early marketing period for all pre-sale projects regardless of size was previously nine months up until April 2020, when BCFSA extended it by three months to 12 months, initially as a temporary response to the onset of the pandemic. In May 2021, the 12-month period was made permanent.

“Changes to REDMA now give developers more time to meet pre-sale thresholds required for financing. Still, higher interest rates, policy shifts, and investor uncertainty are contributing to elevated — and growing — unsold inventory levels,” reads the forecast.

There are also economic headwinds, with Canada’s poor structural fundamentals exacerbated by an emerging global trade war, and a poor labour market resembling past recessions. As well, with the recent immigration policy changes in response to a public backlash on the impacts of historic immigration levels emerging out of the pandemic, major urban centres like Metro Vancouver could potentially see an overall population decline for the first time — countering the region’s historical trajectory of population growth.



Guan Sam | Microsoft | Linkedin

 

    • • Lead the development of AI-powered features for Office365, including "Help Me Create" for Office.com, "Prepare Module" for AI Hub, and "Meeting Prep" for Outlook and Teams Calendar, enhancing productivity for over 250 million users. • Architect and operate secure, high-scale microservices on Azure, utilizing C# (.NET) for backend services and React for frontend interfaces, supporting identity-aware notifications, anomaly detection, and compliance-sensitive workflows. • Direct security, privacy, and Responsible AI reviews, ensuring adherence to Microsoft's RAI, DSR, GDPR, and internal DLP requirements. • Foster a diverse, high-performing engineering team, overseeing technical decisions, performance management, and career development. • Implement Agile methodologies and DevOps best practices, reducing deployment time and minimizing production defects.

特斯拉利润暴跌 马斯克要从政府效率部大幅“抽身”

 特斯拉憧憬完全自动驾驶


特斯拉再次确认预计将于今年上半年推出其最畅销车型 Model Y的廉价版本,并坚持预测将于6月在奥斯汀推出付费无人驾驶机器人出租车服务。

马斯克在财报公布后的电话会议上表示,预计到明年下半年,将有数百万辆特斯拉实现完全自动驾驶。他随后谈到了自动驾驶汽车的个人用途,“你可以在我们的车里睡觉,醒来后就到了目的地吗?我相信到今年年底,这将在美国许多城市实现。”

Telemetry Insight 的汽车分析师萨姆·阿布尔萨米德(Sam Abuelsamid)对马斯克的预测表示怀疑。他说,“该系统不够强大,无法在无人监督的情况下运行。它仍然会犯太多错误,会突然犯错,导致崩溃。”

美国联邦监管机构仍在调查特斯拉希望实现的汽车自动驾驶的技术是否真正安全。

特斯拉的自动辅助驾驶技术能够实现对车辆的自动控制,包括加速、减速、转向和停车等功能,但仍需要人类随时接管。美国国家公路交通安全管理局正在调查该技术是否能在人们注意力分散时发出足够的警报以及与阳光刺眼等低能见度条件下发生事故的关联。

来自中国和欧洲的竞争

对曾经主导电动汽车领域的特斯拉来说,另一个挑战是它首次面临激烈的竞争。今年早些时候,中国电动汽车制造商比亚迪宣布已开发出可在几分钟内充电的闪充电池。就在公众舆论转向反对马斯克之际,特斯拉的欧洲竞争对手开始推出采用先进技术的新车型,使其成为特斯拉真正的替代品。马斯克公开支持欧洲极右翼政客也引起欧洲潜在买家对特斯拉的抵制。

由于特斯拉在美销售的大部分汽车都是在美国国内生产的,因此受特朗普关税政策的影响比大多数美国汽车公司要小,但它不会完全毫发无损,因为该公司从国外采购一些材料,这些材料将面临进口税。

中国的报复也将损害特斯拉的利益。本月初,该公司被迫停止接受大陆客户对Model S和Model X两款车型的订单。特斯拉在上海的工厂为中国市场生产Model Y和Model 3。

Tuesday, April 22, 2025

全国爆发,美国人反对他们自己选出来的总统

 

全国爆发,美国人反对他们自己选出来的“疯王”


文章来源:  于  - 新闻取自各大新闻媒体,新闻内容并不代表本网立场!

“50501”,50个州、50场抗议、1场共同运动。

刚刚过去的周末,美国正好迎来独立战争250周年纪念日,同时也是最重要的基督教节日之一——复活节。但街头却一点也不喜庆,而是充满了愤怒:全美范围内掀起了一场反对特朗普的抗议示威热潮。

与半个月前的“Hands Off”(住手)运动不同,这次示威者直指特朗普本人,谴责他一系列行政越权行为,包括但不限于关税、未经正当程序驱逐出境、解散联邦机构和威胁高等教育等,甚至有人打出标语称“特朗普法西斯政权必须下台”。

当地时间2025年4月19日,美国奥兰多,抗议者走上街头,支持移民和学生,反对特朗普及其拥护者/图源:视觉中国

特朗普也在“魔法对轰”,他在个人社交媒体账号上大肆批判癫狂的民主党人、激进的左翼疯子,以及假新闻媒体。

这段时间,他不仅拿着关税跟全世界开炮,还向哈佛开炮,向媒体开炮,向美联储开炮,甚至向联邦最高法院开炮,向一切试图反对他的人开炮。

尽管经济学界警告特朗普政府面临经济灾难,尽管外界民调显示其支持率已经来到了历史新低,但特朗普还是在个人社交媒体宣布了胜利,称自己获得了“有史以来最好的民调数字”。没有具体数据,没有来源,但就这么赢了——外界已经习惯他“赢麻了”的姿态:没日没夜的赢(Wins come all day),无止境的赢(Endless wins)。

美国人意识到,自己选出了一位“疯王”。

01

不顾死活

早在4月4日,华盛顿邮报就报道称,一位熟悉特朗普想法的白宫官员说,特朗普已经到了“不顾死活的巅峰”(He’s at the peak of just not giving a f**k anymore)。

曾为三位共和党总统撰写演讲稿的美国作家彼得·韦纳(Peter Wehner)直言不讳地表示:“特朗普是美国的疯王”“是混乱的代理人”。他撰文称:如今的特朗普,是一个更加极端的版本。与第一任期相比,他更加冲动、更具报复性、更加无政府主义。

特朗普喜怒无常,行事难以预测。被问及他如何决定关税政策是否进一步豁免时,特朗普说:“凭直觉,这比什么都重要。我的意思是,你几乎不能拿笔在纸上写。我认为,这更多是一种本能。”

4月9日,他宣布暂缓关税便是如此。几个小时前,特朗普并没有表现出任何让步的迹象。8日晚上,他还出席了众议院共和党人的筹款活动,敦促党内成员“闭上眼睛”,支持他的议程。9日上午9点,他还发帖要大家保持耐心,“现在是买入的大好时机”。当天上午,他还向幕僚们坚称,自己会坚持关税计划。中午一点,他就发帖了。直到最后一刻,许多高级顾问和官员才意识到这个重大转变。

特朗普

让全世界一惊一乍,到头来又突然变卦,这是他一以贯之的行事风格。他两个原本负责相关领域的幕僚,总是事先被蒙在鼓里。而他们能做的,也无非是继续拍马屁,任凭特朗普在各项政策上反复横跳,如电子消费产品一会儿说豁免,一会儿又是暂时的,不算豁免。

政府裁员行动中,特朗普政府解雇了国家核安全管理局(National Nuclear Security Administration)从事高度敏感工作的人员,然后又不得不重新雇用他们;H5N1禽流感疫情肆虐,家禽大量死亡,应对疫情的联邦雇员遭到解雇,慌忙的农业部不得不撤销决定;一位监察长撰文指出,已经购买的约5亿美元援助粮食有可能因滞留变质,第二天,当事人便遭到解雇。

找不到正当理由遣返移民,他便引用一项很少使用的战时法律《外国敌人法》,遣返了上百名委内瑞拉人。他认为这些人是帮派,对美国实施“侵略”,等同于战争年代的外国敌对行为。家属和律师声称他们并非黑帮成员,同时联邦最高法院也叫停了这一行动。

但特朗普不服,复活节当日的致词中,他炮轰这些法官“软弱无能”,“他们允许针对我们国家的罪恶攻击继续下去”。评论区一条高赞的评价是,您的发言听起来不像是复活节致词,更像是分裂宣言。

韦纳用“煤气灯人格”来形容特朗普。这个词来自1944年电影《煤气灯下》,片中,狡猾、喜怒无常、富有魅力的格雷戈里欺骗宝拉,让她以为自己失去了理智。临床心理学的煤气灯效应,则指一个人或团体隐秘地让受害人逐渐开始怀疑自己,迷失方向,陷入困惑,并质疑自己对现实的看法。

特朗普便是这样的人,具有操纵欲和控制欲,喜欢贬低和侮辱他人。他们善于否认、撒谎。有时,如果他们足够幸运、足够娴熟,他们还能入主白宫。

此时,联邦政府的庞大机器在外部团体和媒体的支持下,成为一场大规模、无情的造谣运动的一部分。其目的是引发不信任、混乱和迷失,从而腐蚀人们对机构的信心,削弱他们对现实的把握。最终目的是分化和削弱民间社会,削弱其动员和凝聚的能力。

这样的特朗普,还不是最要命的。韦纳认为,让问题更加复杂的是,总统身边的人对他完全忠心耿耿,不愿挑战他,当然也无法遏制他。

02

治国如同当老板?

从特朗普大厦的土豪金办公室,到白宫椭圆形办公室,多年经商的特朗普,把公司运营的那一套做法,几乎照搬到政府的运作中。

“我是老板我做主”,由老板一个人做主导,出错了让下属帮忙擦屁股,是特朗普的执政特色。

之前大肆宣扬的4月2日“解放日”关税政策,一个星期后草草地通过社交媒体平台宣布暂缓,再由手下打圆场,说“一切都在计划中”,“你们不懂总统先生的交易艺术”。白宫发言人莱维特还在发布会上为在场记者感到惋惜,他们没领会到大师级的交易课。

从俄乌战争谈判,到关税计划,再到政府部门的精兵简政,特朗普基本上是这个套路。当下的白宫运作机制,就好像一个老板一下子开动了好几个项目,看哪个项目有起色,就把哪个项目拿来做政绩那样。

这跟过去美国总统的行事方式,有着巨大的差别。在纵横政坛50年的拜登身上,人们永远不会看到他临时起意,当场否定已经实施的重大决策。过去一个世纪里,美国政坛的默认规则就是,一个总统的运营,背后靠的是自己政党内部的幕僚事先充分研讨和分析,总统才公布方案,再延伸至庞大的政府技术官僚和公务员团队去执行。

毕竟,作为一个超级大国的政府首脑,他要平衡各方的诉求和利益,而朝令夕改只会影响到政府的信誉。

但是特朗普的权力来源却很不一样。在死忠粉MAGA群体的簇拥下,特朗普从政治素人崛起,很大的动力来自于对其个人魅力的崇拜,而不是对政策和纲领的认同。在一些政治评论人士看来,MAGA对特朗普的个人崇拜,跟宗教有某种相似性。要是拜登和奥巴马也靠刷社交媒体治国,推行影响无数国家的政策,估计早就被骂翻了。但是特朗普在自己的基本盘群体面前,无论做什么都是正确的。

特朗普从政治素人崛起,很大的动力来自于对其个人魅力的崇拜

而特朗普对死忠粉的回报方式,也跟正常总统很不一样。在这个长期被边缘化和奚落的群体中,甚至有种幸灾乐祸的情绪,乐于看到昔日在全球化全盛时期风生水起的精英们,在这场风暴中遭受重大损失,甚至沦为体力劳动者。可以说,至少在情感上,特朗普故意摆出某种难以揣测的姿态,对外咄咄逼人,对内也替支持者给昔日骑在头上的全球精英阶层打了一棍。

特朗普作为个人崇拜对象,跟粉丝们相互投喂,一个直接的后果就是,原本为总统提出方案、论证或者质疑的幕僚们,纷纷变成了马屁精。

03

特朗普卡了Bug

作为美国行政系统的一把手,总统对所有领域的政策具有决定性的作用。

所谓的财政部长、商务部长,起到的作用本就有限,更何况是在特朗普团队里。

中文翻译后的“商务部长”或者“财政部长”,实际上英语的称呼是“secretary”。在美国的行政体系中,他们面对总统的作用,就是当顾问、提供建议。譬如,财政部长的角色,就是向总统提供来自财政相关的建议。

跟内阁制政府不同,政府进行某个重要决策的时候,内阁制政府的部长们需要投票,决定一项政策的存废。英国首相要是面对大臣们的反对,施政往往很困难。但是,在总统制制度下,部长实际上没有这种投票权。部长们不认同总统的某项政策,其实也无可奈何。

这种制度上的安排,给特朗普提供了某种漏洞,让他可以完全不听取任何部长的建议,坐在总统交椅上为所欲为。所以,特朗普滑动手指就颁布某个政策,实际上也没有违反什么重要的法律法规,毕竟这是美国宪法赋予总统的权力。而且,总统为所欲为,用权力对行政系统施压,也并不是没有先例。

美国第七任总统安德鲁·杰克逊,曾经被政敌讥讽为“安德鲁国王一世”。身后也有一大堆死忠粉,多次试图通过直接诉诸民众对党内要员施压,杰克逊成为了美国建国早期那个“初代特朗普”。冲动易怒,而且喜欢我行我素,杰克逊在位期间,不断测试总统作为行政系统一把手的权限,还真的把各部长们贬低到小小顾问的地位。

如今,特朗普办公桌左侧的墙上,再次挂起了原本尘封的杰克逊肖像。杰克逊被政敌喊“国王”,特朗普则主动招认,透过社交媒体平台自称“国王”。他的目的很明确,那就是跟杰克逊一样,把总统权限推向极致,而部长们在自己的面前,只是服服帖帖的臣子而已。在这个氛围下,部长们也就成为了总统的马屁精。

特朗普

比如商务部长卢特尼克,实际作用没发挥,但为特朗普申辩却很积极:“不吃药,病怎么会好?”

“总统在执行一个庞大的计划,而这只是开始一周而已。”“我不在乎在市场上掉钱,毕竟总统在运筹帷幄。”

可以说,在民粹主义横行西方的年代,政治领袖自恃能够直接跟崇拜者和死忠粉对话,政党和政府权力部门内部的制衡被大幅度削弱。坐在总统宝座上的特朗普,“过家家”的执政风格,已经成为日常。

韦纳称,这是一个充斥着三流知识分子、阴谋论者和不务正业者的政府。他们的恶意和无能结合在一起,造成了巨大的