Showing posts with label frugal. Show all posts
Showing posts with label frugal. Show all posts

Tuesday, December 18, 2018

The 1 percent will always control the wealth—and here’s how they do it

Here is the article.

Watch your spending

Over two-thirds of the rich in my study were frugal with their money. They spent their money thoughtfully, not emotionally. They bought the highest quality products at the cheapest prices. This habit requires study and patience and delayed gratification.

I like to memorize the whole paragraph. 

I want to be frugal with my money
I decide to spend my money thoughtfully, not emotionally. 
I will buy highest quality products at the cheapest prices
I understand that this habit requires study and patience and delayed gratification. 

Saturday, November 4, 2017

Galaxy S6 - Tips, Tricks & Hidden Features

Nov. 4, 2017


Introduction


It is two months to be a user of Samsung Galaxy S6 mobile phone. I enjoy so many things last two months and really like to write an eulogy for my new companion - a refurbished Samsung S6 phone.

As a mobile phone user, I need to keep learning the mobile apps and keep update specially weekends.


Study of the video 


I always said those sentences in my vacation to my sisters, "I do not need a brand new iPhone or latest version Huawei phone,  or a brand new luxury car to help my confidence. I am a consumer and then I tell you what I like to use, a used one."

My point is that it is not too difficult to purchase a brand new phone, I can spend extra $200 or more to get a brand new Samsung S6 this August. It takes so much time to catch up the advanced features for the phone. As a website developer, I also have to educate myself as a product manager for the website, I need to learn how others are expecting to use the mobile phone first, and then estimate how much computing power I can generate and produce a decent mobile website.

12 minutes video is here called Galaxy S6 - tips, tricks & hidden features.

17 minutes video is here called 10 Hidden Features of the Samsung Galaxy S6 You Don't Know About.

Actionable Items


Follow up
Oct. 13, 2019
I found out that I did not learn the basics of investment. I found out that in 2018 I had over $50,000 Canadian dollars with Scotia bank, I earned less than $10.00 dollar interest in 2018.

I also reviewed my US dollar account with Scotia bank from 2010 to 2017, but I did not have any interest. I found out that I wasted so much opportunity, since I missed 10 year bull market from 2010 to 2018.