Limitations | Allianz-assistance insurance

1.  All benefit payments under the Policy are in excess of similar insurance benefits payable by another insurer.
2. If you are eligible under more than one insurance plan for benefits, which are similar to those for which you are insured hereunder, the total benefits paid to you by all insurers cannot exceed your actual covered losses.
3. If you are covered under another policy issued by us that provides the same or similar coverage, we will adjust your claim by applying the terms and conditions of the coverage that pays the most. The amount we pay will not exceed your total monetary loss.
4. You must repay to us amounts paid or authorized for payment on your behalf, if we determine the amount is not payable under this insurance.
5. You shall use diligence and do all things reasonable to avoid or diminish any loss of or damage to property protected by this insurance.
6. No agent or other person has authority to accept of make representations of information or alter, modify or waive any of the provisions of the Policy.
7. This insurance will not pay for any interest.