Sunday, April 6, 2025

Citi credit card | Cardholder's Dispute Letter (CDL)

 To dispute a Citi credit card transaction via email, you need to fill out and sign a Cardholder's Dispute Letter (CDL), then submit it as an attachment to the email address vncarddispute@citi.com. 

Here's a more detailed breakdown:
  • Use the CDL: A valid dispute request requires a duly filled and signed Cardholder's Dispute Letter (CDL).
  • Email Address: Send the CDL as an attachment to vncarddispute@citi.com.
  • Registered Email: Ensure you use your registered email address to submit the dispute.
  • Purpose of Email: This email address is specifically for retail-card-transaction-dispute purposes.
  • Other Requests: Any other requests, such as canceling/blocking a card, fee charges, or checking a merchant's address, should not be sent to this email address.
  • No CDL, No Dispute: Dispute requests without the CDL will not be processed.
  • Hardcopy Request: You may be requested to submit a hardcopy of the CDL when necessary. 

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