Tuesday, July 14, 2026

Oracle Stock Plunges to 14-Month Low as Investor Warns $90B AI Bet Risks ‘Domino’ Collapse

 Oracle shares have plunged 47% since June to a 14-month low as investor David Desjardins warns the company’s massive AI infrastructure spending — projected to exceed $90 billion in fiscal 2027 — could trigger a financial crisis if AI demand cools. With $97.6 billion in net debt, a recent credit downgrade to one notch above junk status, and free cash flow swinging to negative $23.7 billion, concerns are mounting over Oracle’s heavy reliance on OpenAI, which accounts for half of its record $638 billion backlog. While Wall Street maintains a Strong Buy consensus with a $263.86 price target, retail traders increasingly view the $300 billion OpenAI contract as a liability, especially as OpenAI faces competitive pressure from Anthropic and legal challenges from Apple.

Oracle (ORCL) shares tumbled 6.5% on Monday, hitting a 14-month low, as escalating geopolitical tensions and a stark warning from a prominent investor amplified growing unease over the cloud giant’s massive artificial intelligence spending spree. The stock has now cratered 47% since the start of June, wiping out all gains made since it inked a landmark cloud computing deal with OpenAI.

While Oracle’s recent quarterly results topped Wall Street estimates and its remaining performance obligations (RPO) skyrocketed 363% to a record $638 billion, the market is increasingly fixated on the other side of the ledger. The company poured $55.7 billion into capital expenditures in fiscal 2026 to build out its data center footprint, a figure projected to surge roughly 70% to more than $90 billion in fiscal 2027. That aggressive spending trajectory has led investor David Desjardins to issue a dire warning.

“Oracle could be among the first dominoes to fall in the event of a sentiment shift surrounding AI infrastructure investments,” Desjardins stated, assigning the stock a Strong Sell rating. He argues that the sustainability of the AI buildout is far from guaranteed, pointing to recent pullbacks in AI spending by companies like Uber, Tesla, and Accenture as early signals that the insatiable demand driving Oracle’s expansion may not last indefinitely.

The financial strain is already evident on the company’s balance sheet. Oracle carries $97.6 billion in net debt and plans to raise an additional $40 billion through debt and equity in fiscal 2027. Credit rating agency S&P recently downgraded Oracle’s credit rating to ‘BBB-’, just one notch above speculative-grade, or junk, status. The pressure on cash flow is intensifying: free cash flow has swung from positive $11.8 billion in fiscal 2024 to a negative $23.7 billion in fiscal 2026.

“At what point does it become dangerous for Oracle’s financial stability to continue on the current path?” Desjardins wondered.

Compounding the financial risk is Oracle’s heavy reliance on OpenAI, which accounts for roughly half of the company’s remaining performance obligations. That concentration risk is magnified by OpenAI’s own precarious position. The AI startup is not expected to turn a profit until at least 2030 and remains heavily dependent on capital markets to fund its operations. “In case the liquidity spigots unexpectedly close, Oracle would also be in the eye of the storm,” Desjardins added.

The $300 billion, five-year cloud computing contract signed between Oracle and OpenAI last September was initially hailed as a game-changer. Beginning in 2027, Oracle is slated to supply OpenAI with the computing power needed to train and run its frontier AI models. However, a growing chorus of retail traders now views that deal as a liability rather than an asset. “Oracle is now trading below where it was before landing the OpenAI deal. Wall Street is repricing a $300+ billion OpenAI contract as a liability instead of an asset,” one trader wrote on Stocktwits, where message volume surged over 2,300% in a single day.

OpenAI’s challenges are mounting on multiple fronts. Rival Anthropic has reportedly surpassed OpenAI in valuation and annualized revenue run rate. OpenAI has also delayed its anticipated initial public offering to next year, and Apple recently filed a lawsuit alleging trade secret theft, further clouding the startup’s outlook.

The broader market backdrop added to the selling pressure on Monday, with a fresh escalation between the U.S. and Iran rattling global equities. ORCL shares fell below the crucial $134 support level that had held throughout the year. Despite the steep decline, retail sentiment on Stocktwits flipped to ‘extremely bullish’ from ‘bullish’ — a contrarian shift often observed following sharp sell-offs — as dip buyers began to circle.

Yet Wall Street analysts remain overwhelmingly optimistic. The consensus among 28 analysts is a Strong Buy, with 28 Buy ratings and just 3 Holds. The average 12-month price target of $263.86 implies a potential upside of 103.5% from current levels. The divergence between Main Street caution and Wall Street conviction underscores the high-stakes gamble Oracle is making on the future of AI infrastructure.

 

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