Stock analysis - GE

March 27, 2020

Introduction

It is important for me to understand my value of time. I spent over 100 hours to learn how to invest on stock market, but it is difficult to time the market. I like to get to know more basics about the market. Today I purchased 60 shares of GE stocks.

Stock analysis 

Actionable Items

I think that SPX will not go up in one year. So in order for me to recover the loss, I also should think about small opportunities to hold some stocks for those companies to contribute to problem solving of Coronavirus.

Stock analysis - Ford

March 27, 2020

Introduction

I am lucky to have one day vacation and then spend time to explore the feature on Ameritrade.com on my IRA account. I made purchase of Ford stock 100 shares, and then I also spent time to look into the features called comparison of price with SPX etc.

Analysis is fancy

My purchase of Ford stock

US stocks - buy on sale

March 27, 2020

Introduction

It took me over two hours to read stories about GE and also Ford as companies with too many debts. I do not know how to manage huge companies like Ford and GE. I went to onsite in Boca Raton back in 2006, GE home security. I like to purchase stocks from those two companies. I am too busy to work on so many projects, this week I have vacation and then I have chance to learn more about business and market value.

My purchase

It is hard for me to purchase at lowest price. But since I do not have too much money in my IRA account, and my budget is to purchase 100 shares or so.

Canada’s energy sector hit as investors punish companies with higher costs, larger debt burdens

Here is the article.

Canadian stocks - Buy on sale

March 27, 2020

Introduction

It is better for me to purchase some Canadian stocks, so that I can compare the performance to index fund and understand Canadian business better.

How to choose Canadian stocks?

I like to use the article and then find those big loser in March 14.

US stock market 
OVV.N Canada nature resource - -91.15,  23.523 billion dollar capital
CNQ.N  -62.89, 105.379 billion
IMO.A  -57.32
SU.N    -56.93

Canada stock market
ECA.TO Canada energy -86.88, 23.523 billion dollar
CNQ.TO -60.44, 105.379 billion
IMO.TO  -55.06, 615.70
SU.TO    -54.92, 158.208 billion
PPL.TO  -51.83, 128.035 billion

Canada airline

AC.TO

I should purchase Canadian stock in March 14, lowest SPX position. Now I will start to purchase some.

My purchase

I purchased $2098 dollars Canada stocks. It is hard for me to find time to show support Canada economy, and then I do not have time to learn Canada business at all.

I should purchase those Canadian stocks when I studied and wrote a blog back in March 14. But I have to give myself time to learn how to time the market to invest on individual stocks.

Ford Confirms Its Factories Will Stay Closed Past March 30

Here is the article.

Ford said last week that it has drawn down $15.4 billion from existing credit lines and suspended its dividend to conserve cash while its factories are closed.

Ford's credit rating was cut to BBB- by Fitch Ratings on Monday, on concerns that the pandemic might be followed by a deep recession in the U.S. and Europe. 

Ford Stock Surges as Coronavirus Rescue Package Nears Approval

Here is the article.

S&P downgrades Ford shares to junk status

Here is the article.

Standard & Poor's Financial Services LLC on Wednesday downgraded Ford Motor Co. to junk status as the coronavirus pandemic reduces demand for new vehicles.

S&P put Ford's credit at "BB+" down a notch from "BBB-" and into a non-investment grade. The agency also issued the same rating for Ford's unsecured debt. The Blue Oval last week said it was borrowing $15.4 billion to provide financial flexibility as it shuts down plants in North America, Europe and South America. The downgrade is the company's second this week.

S&P downgrades Ford shares to junk status

Here is the article.

Ford’s Debt Was Cut to Junk. This Is Why the Stock Is Rising.

Here is the article.

Ford credit lowered from BBB to BB+, junk bond.

Ford's stock soars 41% in 2 days, the biggest 2-day gain since Thanksgiving 2008

Here is the article.

Shares of Ford Motor Co. F, -2.59% soared 14.4% on heavy volume in afternoon trading Wednesday, a day after rocketing 23.4%, and have now bounced 41.4% since closing at an 11-year low of $4.01 on Monday. 

Meahwhile, Ford's stock was still down 40.4% over the past three months, amid the COVID-19 pandemic, while the S&P 500 SPX, +6.24% has lost 21.3%.

Ford's stock soars 41% in 2 days, the biggest 2-day gain since Thanksgiving 2008

Here is the article.

5 Tactics That Help Patient Investors Prosper

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That strategy can be described in three words: buy and hold.

Fact 1:

Stocks of large U.S. companies have reliably returned about 10% annualized over the past two centuries. They should do just as well for the next two.

Fact 2:

In the short term, the market can be risky—if we define risk as volatility, or the severity of the ups and downs. In the long term, the market is much, much less risky.

Fact 3:

Individual companies can vaporize (Enron and Lehman Brothers, to name a couple), but a diversified portfolio protects you from the risk that an individual company will implode and provides a smoother ride.

Fact 4:

Compounding is enormously powerful. Over long periods, small price gains and dividend payouts mount up (but note that the expenses charged by mutual funds, brokers and other advisers add up, too).

Statement No. 1

Any 30-year-old who can put away $30,000—not every year but just once—has an excellent chance of becoming a millionaire by age 70. 

Psychological hurdles. 

It is behavior that determines investment success or failure—not knowledge or skill or luck.

In urging a buy-and-hold strategy, I am not suggesting that you mindlessly keep companies that have gone sour. The reason to sell, however, is not that the price of a stock has declined but that the business has deteriorated and is unlikely to recover—a key new product has failed, a rival has started a price war, or the new CEO is clueless. If you have chosen stocks well, these events will be rare. And if you are wise, you will err on the side of keeping what you have. If you had done that five years ago, your portfolio would be up, oh, some 200%.

Bella Hadid Isn't Respected In The Modeling Industry And Here's Why

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25 million a year salary for Bella hadid as a model, top level model.

Victoria portfolio TFSA - March 26 2020 8:40 PM

March 26, 2020

Introduction

I like to update the portfolio at the end of the day. I also like to see if I can invest Canada airline stock, how should I prepare to invest? What is my goal to invest?

SPX up 6% one day

I like to document my update on my portfolio.

73 Questions With Gigi Hadid | Vogue

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73 Questions With Bella Hadid | Vogue

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I like to go out to run another 30 minutes, so I like to work on my English. Best teacher is to learn how to answer each question from Bella hadid.

First thing I did this morning after I got up was to run 2 miles. I like to run one more time. Here is my strava.com post.

Here's What You Don't Know About Bella And Gigi Hadid

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20 Things You Didn't Know About Bella Hadid

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Gigi Hadid Reveals How Escape Rooms Bring Out Her Competitive Side

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Yolanda Hadid

Here is the wiki article.

Gigi & Bella Hadid Before They Were Stars | Real Housewives of Beverly Hills | Bravo

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Gigi & Bella Hadid appeared in several episodes with their mother, Yolanda Foster, on The Real Housewives of Beverly Hills. From workouts, to photoshoots, to family meals - the Hadid sisters have always been by each other’s side!

Key largo portfolio - March 26 2020 SPX 6% up

March 26, 2020

Introduction

It is unbelievable three day rising with more than 20% of SPX index. I like to document my key largo portfolio update on this day.

Key largo portfolio

SPX three days up more than 20% - March 24 - March 26

Here is the article.

Here is the article.

I like to work on 10 minutes to gather facts about the market change.

My homework:

US:DJIA
1,352 (or 6.4%) to close at 22,552.17, 21.33% since the Dow closed at 18,591.93 on Monday

Dow is down 23.7% from its record closing high Feb. 12

US:SPX
S&P 500 index
up 6.2% on Thursday, also rising for a third straight day. The SPX was up 17.6% from Monday's close
SPX is down 22.3% from its closing high Feb. 19.

US:COMP
Nasdaq Composite index
up 5.6% on Thursday, rising for a third straight day, 13.7% since the close Monday.
US:COM was down 20.6% from its closing high Feb. 19

In my words, last three days from Monday to Thursday, March 24 to March 26
SPX     up 17.6%
DJIA    up 21.33%
COMP up 13.7%

Right now, it is still down from high Feb. 19

SPX     down 22.3%
DJIA    down 23.7%
COMP down 20.6%

S&P 500

On Thursday, 469 components of the S&P 500 were up, with 79 showing double-digit gains. All 11 sectors posted gains:

S&P 500 SECTOR	PRICE CHANGE - MARCH 26	PRICE CHANGE SINCE FEB. 19	PRICE CHANGE - 2020	PRICE CHANGE - 2019
Utilities	8.4%	-20.7%	-14.2%	22.2%
Real Estate	7.8%	-24.2%	-19.3%	24.9%
Health Care	7.0%	-16.1%	-14.6%	18.7%
Financials	6.4%	-29.8%	-29.3%	29.2%
Industrials	6.4%	-26.5%	-24.3%	26.8%
Information Technology	6.3%	-19.5%	-10.0%	48.0%
Energy	6.2%	-43.2%	-48.8%	7.6%
Communication Services	6.1%	-21.2%	-16.2%	30.9%
Consumer Staples	5.7%	-16.3%	-14.4%	24.0%
Materials	4.9%	-23.8%	-25.0%	21.9%
Consumer Discretionary	4.3%	-22.0%	-17.1%	26

Warren Buffett's Investing Ground Rules: Old Letters Unearthed

Here is the link.

I like to learn more about how to understand the risk, the company I can choose to invest.

Cheap stocks

Do research and find value.

Here are Thursday’s best-performing stocks as the Dow Jones Industrial Average produces a three-day gain of 21%

Here is the article.

U.S. stocks posted another big gain Thursday, despite a depressing unemployment report, as investors expected the House of Representatives to pass the $2 trillion coronavirus stimulus bill after the Senate did the same.

• The Dow Jones Industrial Average US:DJIA soared 1,352 points (or 6.4%) to close at 22,552.17. That made for three straight sessions of increases, for a gain of 21.3% since the Dow closed at 18,591.93 on Monday. So there’s a new bull market for the Dow, with a run of more than 20%. Then again, the Dow is down 23.7% from its record closing high Feb. 12. (All prices in this article exclude dividends.)

• The S&P 500 Index US:SPX was up 6.2% on Thursday, also rising for a third straight day. The benchmark was up 17.6% from Monday’s close, but down 22.3% from its closing high Feb. 19.

• The Nasdaq Composite Index US:COMP was up 5.6% on Thursday, also rising for a third straight day, bringing the total gain to 13.7% since the close Monday. The Nasdaq was down 20.6% from its closing high Feb. 19.

I like to work on 10 minutes to gather facts about the market change.

My homework:

US:DJIA
1,352 (or 6.4%) to close at 22,552.17, 21.33% since the Dow closed at 18,591.93 on Monday

Dow is down 23.7% from its record closing high Feb. 12

US:SPX
S&P 500 index
up 6.2% on Thursday, also rising for a third straight day. The SPX was up 17.6% from Monday's close
SPX is down 22.3% from its closing high Feb. 19.

US:COMP
Nasdaq Composite index
up 5.6% on Thursday, rising for a third straight day, 13.7% since the close Monday.
US:COM was down 20.6% from its closing high Feb. 19

In my words, last three days from Monday to Thursday, March 24 to March 26
SPX     up 17.6%
DJIA    up 21.33%
COMP up 13.7%

Right now, it is still down from high Feb. 19

SPX     down 22.3%
DJIA    down 23.7%
COMP down 20.6%

7 Biggest Mistakes Investors Make - You Fail to Rebalance Your Portfolio Regularly

Here is the article.

Every investor is subject to the whims of the market. Here's one way to profit from the inevitable ups and downs. Let's say your portfolio is made up of mutual funds. At the end of each year—better yet, every quarter—consider how much you have in each fund. Then target new money to the funds that have done poorly. Many retirement plans offer automatic rebalancing, so you don’t have to worry about it. Rebalancing keeps your portfolio diversified by preventing your wealth from becoming concentrated in a small number of investments.

This disciplined approach to investing helps ensure that you're buying lower and selling higher, which certainly beats the buy-high-sell-low trap that snares many investors. "Rebalancing takes guts—it's hard to reward losers—but it works," says Kiplinger.com columnist Steven Goldberg.

Actionable Items

It is most important to stay on the course. Do not give in fear. No matter how hard it is, I always can survive to live a frugal life.

7 Biggest Mistakes Investors Make - You Have Too Much of Your Portfolio In One Asset

Here is the article.

There's no such thing as the perfect investment. Stocks carry risks. Funds that bundle stocks can lessen the risk, cushioning sharp downturns but muting spikes as well. And bonds can offset stock losses in the short term, but over long periods, bond returns trail the returns of the stock market.

Having the right mix is especially important to retirees, who should have an investment horizon long enough to weather this storm. Shifting too much money to bonds or under the mattress is no strategy. You should stay diversified, no matter how scary the market gets. T. Rowe Price recommends new retirees keep 40%-60% of their assets in stocks because they hold up to inflation better than bonds and cash. Even 90-year-olds should keep at least 20% of their assets in stocks.

7 Biggest Mistakes Investors Make - You quit buying - 2 of 7

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Buying stocks in bear markets may be the hardest thing for most investors to do because it is so counterintuitive. But if you have cash, you can score some real bargains that others who are fully invested cannot. Snapping up quality stocks you know are being dragged down in the froth of a downturn can unlock future wealth. Make a list of investments that you’d like to own and the prices you’re willing to pay, says Bryan Koslow, a registered investment adviser for New Jersey-based Clarus Financial. When the market sells off and a stock on your list falls to the right price, bingo. “Your list will help you stay disciplined,” says Koslow.

7 Biggest Mistakes Investors Make - panic-sell - 1 of 7

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Don’t let a summer of low market volatility lull you into complacency. Here are the seven biggest mistakes investors make. Avoid these costly missteps and chances are you can profit handsomely for years to come, even if you are retired or approaching retirement.

You Panic-Sell

Emotion is your worst enemy. Remember, all bull and bear markets have one thing in common—they always come to an end. Some recent history: The Dow lost a frightening 53% of its value in the 2008-2009 meltdown. But within a four-year period, the Dow regained it all, then rose an additional 28%, from a low of 6,507 to a then-high of 18,200 on February 24, 2015. Now the Dow is back above 18,000 again. Patient investors were big winners in the run-up.

So keep your eye on your long-term plan. “If you aren’t willing to own a stock for 10 years, don’t even think of owning it for 10 minutes,” as Warren Buffett once put it.

Comparison with VBAL.To performance

March 26 2020

Introduction

It is my plan to set up a vanguard VBAL.TO ETF fund in my portfolio, so I can have to compare my own portfolio with bonds 50% and equities 50% to professional vanguard VBAL.To. Based on my data, VBAL.TO is 6% loss invested on May 2019, and my portfolio $60,000 Canadian dollars including this Feb. 6 2020 SPX highest 3300 $13,000 invest in equities also has similar result, 8% loss. 

More detail

I like to provide detail as well. 

Quick summary

I purchased near $5000 VBAL.TO in May 2019, and my market change on the asset is (7%); I also managed $60,000 dollars by myself to keep 50% bond, 50% equities, the market change is around *8%). 

If I work hard on those days in big market swing days, then I should have sold all my VAB.TO at price $28.00 dollars, and then $2000 dollars realization of profit is possible. My performance will be much better compared to VBAL.TO. 

Considering that if I am a good Christian with faith, I should spend more time on coronavirus back in February, 2020. I should avoid to purchase more equity, and sell all assets to stay sideline to avoid bear market crash. 

References

Victoria TFSA portfolio - March 26, 2020

March 26, 2020

Introduction

It takes time for me to learn better about market swing, and also I like to get used to market swing so that I understand how to be an investor, not a speculator. I should learn how business works, like Canada airline, I spend over 10 hours to study about airline industry and Coronavirus impact.

Case study

I should work on my TFSA portfolio first. It is so important for me to learn how to invest, specially go through bear market.

Actionable Items

I bought near $5000 dollar VBAL.TO ETF, so I can compare my own portfolio using bond 50% and stock 50% to VBAL. Based on March 26, 2020's data, my loss is 8% compared to VBAL 7%.

I purchased VBAL ETF in May 2019, but my own portfolio included my purchase on Feb. 6, 2020 highest point SPX 3300 $13,000 equity purchase as well.

Good job! well done! I did miss the opportunity to sell all of shares VAB.TO when price was $28.00 dollars on March 18, and I also missed a few other opportunities as well.

Where To Invest $100 In A Recession ASAP

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1 vanguard ETF - VT $60.00, down from $80 dollars one month ago
1 blue chip - coca cola stock
southWest airline stock - $31.80  LUV


$100 total

1 share LUV = $37
1 share XOM = $34
4 share GE = $28
$1 left over

Highest risk stocks

unprofitable, uncertain, mass sold-off

Uber $26
snap inc 3 shares of snap - revenue model - cut advertisement
F - Ford motor company - 5 shares -

5 Stocks Billionaires Are Buying Right Now!

Here is the link.

During a recession, the general consensus among investors is Sell Sell Sell! If there is one thing I have learned from years in the stock market, it is that the average investor out there does the wrong thing. You see, money is made in the stock market by buying low and selling high. However, your average investor right now is selling low, evidence by the stock market crash. People are in a mad dash for cash because of uncertainty. So we know what the average investor out there is doing right now, but what about the billionaires? Billionaires often invest through hedge funds, a small partnership of high net worth investors. These hedge funds are only required to disclose their holdings on a quarterly basis through a form 13-F. That being said, a few billionaires have come out and made their latest trades public. Here’s what billionaires are buying!

Twitter stock
Delta airline stock
NWL stock
Hertz rental car stock

Blob storage study

Case study: Canada airline stock 50 bagger from 2009 to 2019

March 26, 2020

Introduction

It is my short research to learn that an investor could have invested $10,000 dollars in 2009 when Air Canada stock was below $1.00, the value of investment in 2019 is near 1 million dollars.

Case study

I like to look into how low the stock can go down, last Wednesday it went down $9.00 dollar, and today the value is about $18.00 dollars.