Here is the link.
#1 Most people do not plan their finances
Avoid over spending
Check your bank account every day for the next 30 days
When you actively manage your money you become better at it.
#2 Buying with consumer credit
#3 Making minimum payments on your credit card
#4 Not saving for retirement or financial freedom
#5 Making money decisions based on emotion
Maniac mode/ negative - unpredictable
Avoid making important decisions while emotional
Wait and use intelligence and rationality instead when ready
#6 Focusing too much on money and neglecting the process
You have to love the process
You've got to be passionate
"If you go into business only to make money, you're better off doing nothing"
#7 Not educating ourselves financially
Learning about personal finance
How to manage out money
How to leverage and grow our money
Is our own responsibility
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