Here is the link.
When is the best time to buy? When something happens that makes the market price of a good company drop far below its real value, a.k.a when there's a Rule #1 event! Let's discuss what it means to buy a stock “on sale” and how it can help you get a better return on your investment.
Sunday, April 26, 2020
Saturday, April 25, 2020
How to Find Stocks You Love! | Phil Town
Here is the link.
It's Valentine’s Day! Let's talk about a different kind of love today - the love of finding businesses to invest in! Just as picking the right spouse is important, picking the right companies is important if you want to enjoy financial freedom and secure retirement.
One of comments:
It's Valentine’s Day! Let's talk about a different kind of love today - the love of finding businesses to invest in! Just as picking the right spouse is important, picking the right companies is important if you want to enjoy financial freedom and secure retirement.
One of comments:
2020 notes - How to Invest: Becoming a Millionaire | Phil Town
Here is the link.
Margin of safety - learn how to look up, and importance to learn the concept
Be lazy, be patient! Be so patient! Almost do nothing.
Control the fear - how to face challenge? Buffet told me in 50 years. Fear affects us too.
Margin of safety price - Buy them on sale - Do it then. Do not do it little bit. Load up a damn truck.
When it is raining gold. Load up truck.
Fear, greedy, as owner of stocks. Try to limit to 10 stocks. Do as a business owner. Read the reports from CEO, follow the news. Something about moats, ...
Start stockpiling it. - Add more. Deal with emotion rules. Every step - know the value of business
10 dollar bill for 5 dollars, for 3 dollars.
Big five numbers - are they goods.
You're going to inevitably sell it. Sell them when price were too high.
Eight step - repeat. Over and over again.
11:16/ 13:46 check the debt - copy the screen, please
Typical they only buy one or two things a year.
Be able to buy them.
8 simple steps to wealth
I like to take the image copy and make it more memorable.
Margin of safety - learn how to look up, and importance to learn the concept
Be lazy, be patient! Be so patient! Almost do nothing.
Control the fear - how to face challenge? Buffet told me in 50 years. Fear affects us too.
Margin of safety price - Buy them on sale - Do it then. Do not do it little bit. Load up a damn truck.
When it is raining gold. Load up truck.
Fear, greedy, as owner of stocks. Try to limit to 10 stocks. Do as a business owner. Read the reports from CEO, follow the news. Something about moats, ...
Start stockpiling it. - Add more. Deal with emotion rules. Every step - know the value of business
10 dollar bill for 5 dollars, for 3 dollars.
Big five numbers - are they goods.
You're going to inevitably sell it. Sell them when price were too high.
Eight step - repeat. Over and over again.
11:16/ 13:46 check the debt - copy the screen, please
Typical they only buy one or two things a year.
Be able to buy them.
8 simple steps to wealth
I like to take the image copy and make it more memorable.
2018 notes - How to Invest: Becoming a Millionaire | Phil Town
Here is the link.
I found the blog and my notes back in Dec. 5, 2018. Here is the link.
I found the blog and my notes back in Dec. 5, 2018. Here is the link.
How to Invest: Becoming a Millionaire | Phil Town
Dec. 5, 2018
It is not an easy task to learn to be an investor. I like to make changes, I like to spend time to learn one video a time.
Here is the link of video called "How to invest: Becoming a millionaire".
7:00/ 13:46 overcome the fear. The challenge for you is to buy when other people are afraid. This is a giant secret Warren Buffet to tell people over 50 years.
7:20/ 13:46 The critical thing is to be able to understand the business, you see it as a business. Great management, big mode, you know the margin safety price.
7:47/13:46 Are you worrying about the market continued to go down? We can buy the business on sale, do it then. You do not do it a little bit. You have to load up a damn truck. You hold out a bucket. Do not hold a thumb.
8:33/13:46 You load up the truck.
1. Find a business that you like.
2. Find the value of the business.
3. Watch it until it's at the margin of Safety price.
4. When the price is where you want it, buy it.
5. Start acting like the owner of the business. (8:40/ 13:46)
Not own 50 stocks. Own 5 or 10 stocks only.
6. Start stockpiling it
Control emotion, buy more.
10:02/ 13:46
Every time I buy the stock, the stock prices goes down. I will load the truck every time the stock price goes down.
Big five numbers:
Earnings growth
Sales growth
Book value growth
Cash flow growth
Return on investment capital
11:45
7. You're going to inevitably sell.
You are going to sell. Sell it on greedy.
8. Repeat
I like to answer the questions.
1. Find a business you like
What business I like? Software? Enterprise software? Microsoft? Facebook? Amazon?
Introduction
It is not an easy task to learn to be an investor. I like to make changes, I like to spend time to learn one video a time.
A video to watch
7:00/ 13:46 overcome the fear. The challenge for you is to buy when other people are afraid. This is a giant secret Warren Buffet to tell people over 50 years.
7:20/ 13:46 The critical thing is to be able to understand the business, you see it as a business. Great management, big mode, you know the margin safety price.
7:47/13:46 Are you worrying about the market continued to go down? We can buy the business on sale, do it then. You do not do it a little bit. You have to load up a damn truck. You hold out a bucket. Do not hold a thumb.
8:33/13:46 You load up the truck.
1. Find a business that you like.
2. Find the value of the business.
3. Watch it until it's at the margin of Safety price.
4. When the price is where you want it, buy it.
5. Start acting like the owner of the business. (8:40/ 13:46)
Not own 50 stocks. Own 5 or 10 stocks only.
6. Start stockpiling it
Control emotion, buy more.
10:02/ 13:46
Every time I buy the stock, the stock prices goes down. I will load the truck every time the stock price goes down.
Big five numbers:
Earnings growth
Sales growth
Book value growth
Cash flow growth
Return on investment capital
11:45
7. You're going to inevitably sell.
You are going to sell. Sell it on greedy.
8. Repeat
Actionable Items
I like to answer the questions.
1. Find a business you like
What business I like? Software? Enterprise software? Microsoft? Facebook? Amazon?
The Most Common Investing Mistakes | Phil Town
Here is the link.
Here's how to overcome some of the most common investing mistakes people make when it comes to the stock market.
Here's how to overcome some of the most common investing mistakes people make when it comes to the stock market.
- Not understanding the company you're investing in.
- Not having a plan.
- Not having enough time
- Buying stocks based on "tips from experts"
- Buying stocks that appear cheap but really aren't
Let’X Invest #03 | 3 Common Mistakes New Investors Make
Here is the link.
Most people don’t invest because they’re scared, not because they don’t want to. When you’re shopping, forking out your money makes sense, because you know what you’re getting in exchange. But in investing, it’s different. Putting your hard-earned money on the line for something that may or may not bring you benefit is a terrifying thing. Unless you know what to avoid. In this episode of Let’X Invest, Alex and Max talk about: 1) The #1 reason why 95% OF INVESTORS out there lose money 2) One of the WORST DECISIONS to make as an investor 3) How to NOT be fooled by share prices
Most people don’t invest because they’re scared, not because they don’t want to. When you’re shopping, forking out your money makes sense, because you know what you’re getting in exchange. But in investing, it’s different. Putting your hard-earned money on the line for something that may or may not bring you benefit is a terrifying thing. Unless you know what to avoid. In this episode of Let’X Invest, Alex and Max talk about: 1) The #1 reason why 95% OF INVESTORS out there lose money 2) One of the WORST DECISIONS to make as an investor 3) How to NOT be fooled by share prices
Sharesight - reports help me to track my oil stocks
April 25, 2020
It is so interesting for me to learn how I behave under stress in last month. Starting from March 18, 2020, I was so depressed since I worried about my full time job, my Florida rental property, and then stock market hit lowest position in March 18, and I took one sick day to plan a panic sale; after one day off, I changed my plan to stay put, two days rebounce over 10%, I was so happy to see gain of $4000 dollars in my Victoria portfolio. So I decided to purchase Canada oil stocks. It is 29th day to own those stocks. Let me run reports and share the joy to be a happy stock owner.
It is such great experience for me as a share holder. I like to learn how to be a good investor and then I can retire one day in Canada, and also can explore a small town to live, and own a place to live as well.
I just could not believe that Questrade.com charges me $5.00 dollar for each purchase of stock. Ameritrade.com has free commission to purchase stocks. I purchased one share of Expedia and a few shares of Airline stocks as well.
I like to hold the stocks as long as I can.
Introduction
It is so interesting for me to learn how I behave under stress in last month. Starting from March 18, 2020, I was so depressed since I worried about my full time job, my Florida rental property, and then stock market hit lowest position in March 18, and I took one sick day to plan a panic sale; after one day off, I changed my plan to stay put, two days rebounce over 10%, I was so happy to see gain of $4000 dollars in my Victoria portfolio. So I decided to purchase Canada oil stocks. It is 29th day to own those stocks. Let me run reports and share the joy to be a happy stock owner.
My performance
It is such great experience for me as a share holder. I like to learn how to be a good investor and then I can retire one day in Canada, and also can explore a small town to live, and own a place to live as well.
Actionable Items
I just could not believe that Questrade.com charges me $5.00 dollar for each purchase of stock. Ameritrade.com has free commission to purchase stocks. I purchased one share of Expedia and a few shares of Airline stocks as well.
I like to hold the stocks as long as I can.
Oil stocks - 29 days share holder
April 25, 2020
It is so interesting for me to learn how I behave under stress. I was so depressed since I worried about my full time job, my Florida rental property, and then stock market hit lowest position in March 18, and I took one sick day to plan a panic sale; after one day off, I changed my plan to stay put, two days rebounce 10%, I was so happy to see gain of 4000 dollars in my Victoria portfolio. So I decided to purchase Canada oil stocks.
It is such great experience for me as a share holder. I like to learn how to be a good investor and then I can retire one day in Canada, and also can explore a small town to live, and own a place to live as well.
Introduction
It is so interesting for me to learn how I behave under stress. I was so depressed since I worried about my full time job, my Florida rental property, and then stock market hit lowest position in March 18, and I took one sick day to plan a panic sale; after one day off, I changed my plan to stay put, two days rebounce 10%, I was so happy to see gain of 4000 dollars in my Victoria portfolio. So I decided to purchase Canada oil stocks.
My performance
It is such great experience for me as a share holder. I like to learn how to be a good investor and then I can retire one day in Canada, and also can explore a small town to live, and own a place to live as well.
Welcome to Silicon Valley
Here is the link.
I like to take a 30 minutes break and then think about what to learn about stock market.
We want to bring you behind the scenes, show you what really happens in Silicon Valley’s backstage and give you the insider perspective on how it feels to start a company here. Welcome to Silicon Valley!
I like to take a 30 minutes break and then think about what to learn about stock market.
We want to bring you behind the scenes, show you what really happens in Silicon Valley’s backstage and give you the insider perspective on how it feels to start a company here. Welcome to Silicon Valley!
RealSelf doubles Seattle footprint with new headquarters, plans hiring spree in 2017
Here is the article.
The company raised an early venture funding round of $2 million and says it has been profitable since 2011. RealSelf says its growth comes down to the fact that the $30 billion aesthetics industry is growing and changing rapidly. Technological advances have led to the development of new devices and treatments that offer non-surgical options for a variety of health and beauty issues.
RealSelf did not give a 2016 revenue projection, but the company reported $19.9 million in revenue last year and has seen three-year growth in that area of 333 percent.
After 10 years, RealSelf raises $40M to ‘hit the gas’ and take cosmetic treatment review platform global
Here is the article.
RealSelf has more than two million reviews and 20,000 registered doctors on its platform, which helps users learn about procedures like botox, Invisalign, or breast implants. Last year, 94 million people from 100 countries used RealSelf; it averages 10 million unique visitors per month.
RealSelf has more than two million reviews and 20,000 registered doctors on its platform, which helps users learn about procedures like botox, Invisalign, or breast implants. Last year, 94 million people from 100 countries used RealSelf; it averages 10 million unique visitors per month.
Extrahop - business study 20 minutes
Here is the link of Extrahop - I like to study more about the business.
My favorite video on the platform - Zoom Security Issues and WFH
I spend one semester to learn introduction to cryptograph class in 2006.
My favorite video on the platform - Zoom Security Issues and WFH
More tech startup layoffs: Seattle-based security company ExtraHop cuts staff
Here is the article.
As revenue dries up due to the COVID-19 pandemic, many companies are laying off staff to help curb expenses. Nearly 300 tech startups have cut 29,000-plus employees since March 11. Seattle-based cosmetic review startup RealSelf slashed headcount on Tuesday.
As revenue dries up due to the COVID-19 pandemic, many companies are laying off staff to help curb expenses. Nearly 300 tech startups have cut 29,000-plus employees since March 11. Seattle-based cosmetic review startup RealSelf slashed headcount on Tuesday.
Periscope Data - Sisense - 10 minutes study
Here is the linkedin profile. I like to spend 10 minutes to study the business, and ask myself why the layoff should happen on this business.
Coronavirus Israeli Tech Companies Sisense and Singular Firing Scores of Employees
Here is the link.
For that reason, we decided to balance our expenditures as per our income forecasts and this week decreased our team by 9% globally and 75 locally, without lowering the remaining team members’ salaries. As painful as it is, this move strengthens the company, its remaining employees, and its clients and ensures our continued growth and ability to invest in future development.”
Last January, Insight Partners led a $100 million investment round according to a valuation of $1.1 billion for the company that developed a cloud-based business intelligence platform that uses artificial intelligence algorithms to analyze organizational data. The company has raised $200 million to date from investors including Insight Partners, Battery Ventures, and Bessemer Venture Partners. Sisense is estimated to have closed out 2019 with earnings of approximately $100 million.
In May 2019 Sisense purchased Silicon Valley-based data analytics company Periscope Inc., known as Periscope Data. The financial details were not disclosed but one person familiar with the matter who spoke with Calcalist on condition of anonymity said it was a stock deal valued at over $100 million. The purchase grew the number of Sisense’s employees to over 700, 250 of them based out of Israel.
What to learn from the article?
Data industry - what is the risk?
Periscope inc. -
How to make this coronavirus learning opportunity for us?
April 25, 2020
It is my Saturday and I like to go over those layoff in USA, and then study those business one by one. I worked on lendingclub and then spent first hour to learn the business.
I was busy learning day trading basic skills, and then manage my portfolio as a long term investor. I tried to time the market, and wait next crash to test market low after 28% rebounce in SPX from bottom on March 23, 2020.
Introduction
It is my Saturday and I like to go over those layoff in USA, and then study those business one by one. I worked on lendingclub and then spent first hour to learn the business.
Relax and learn
I was busy learning day trading basic skills, and then manage my portfolio as a long term investor. I tried to time the market, and wait next crash to test market low after 28% rebounce in SPX from bottom on March 23, 2020.
Lending Club's Renaud Laplanche Can't Stop Working | Disrupt NY 2014
Here is the link.
Renaud Laplanche tells Leena Rao how Lending Club got started, gives some advice for other disrupters, and paints a picture of their current and future lending landscape.
Renaud Laplanche tells Leena Rao how Lending Club got started, gives some advice for other disrupters, and paints a picture of their current and future lending landscape.
How LendingClub Wants to Make History
Here is the article.
The acquisition is viewed as a landmark purchase because it makes LendingClub the first fintech to buy a bank in order to obtain its banking charter. The move bypasses the more traditional approach of actually applying for a charter, which other fintechs such as Square (NYSE:SQ) have pursued. LendingClub undoubtedly has a long and cumbersome process ahead to receive regulatory approval. But if it does, I think the company has a ton of upside.
The acquisition is viewed as a landmark purchase because it makes LendingClub the first fintech to buy a bank in order to obtain its banking charter. The move bypasses the more traditional approach of actually applying for a charter, which other fintechs such as Square (NYSE:SQ) have pursued. LendingClub undoubtedly has a long and cumbersome process ahead to receive regulatory approval. But if it does, I think the company has a ton of upside.
John Templeton - less than $1 dollar stock portfolio and world war 2
“To buy when others are despondently selling and to sell when others are euphorically buying takes the greatest courage, but provides the greatest profit” – John Templeton
John Templeton was once named by Money magazine as “arguably the greatest global stock picker of the century.” A fund manager, he profited from the Great Depression by buying 100 shares of each NYSE company that was selling for less than $1 at the time. He later made many times his money back when industry in the US picked up as a result of World War 2.
According to Templeton, if you want to have a better performance than the crowd, you must do things differently from the crowd. The time of maximum pessimism is the best time to buy, he said, while the time of maximum optimism is the best time to sell.
Keywords:
World war II, borrowed money, portfolio less than $1 dollars, 4 times more return
World war II, borrowed money, portfolio less than $1 dollars, 4 times more return
How did these famous investors deal with market meltdowns?
Here is the article.
“The time to buy is when there’s blood in the streets” – Baron Rothschild
Baron Rothschild, a member of the Rothschild banking family, is credited with this quote, which has become a credo for contrarian investors. Rothschild made a fortune buying in the panic that followed the Battle of Waterloo.
The idea behind this is that markets are subject to herding behaviour. As such, there will periodically be times when markets are over or undervalued. Contrarian investors try to do the opposite of the crowd, diving in when there is a price drop and holding fire when the market is at its peak.
Holding fire - I have to learn how to hold the fire as a long term investor.
Case study: 2001 Boeing stock purchase
April 25, 2020
I was at work in Trendium full time, and then I purchased some stocks just on Sept. 11, 2020. Recently I reviewed the stocks and then I can tell that I have no clue what to purchase since I purchased all technology stocks.
After the Sept. 11 attacks, the world stopped flying for awhile. Suppose that at this time, you had made an investment inBoeing , one of the world's largest builders of commercial aircraft. Boeing's stock didn't bottom until about a year after the tragedy, but from there, it more than quadrupled in value over the next five years. Clearly, although Sept. 11 soured market sentiment for the airline industry for quite some time, those who did their research and were willing to bet Boeing would survive were well rewarded.
2001 to 2006 Boeing stock - four times more, 2002 bottom and then went up.
Here is the graph shown by Yahoo finance stock date range - 9/11/2001 - 9/11/2006.
My 2001 stocks and results
Here is the folder.
Introduction
I was at work in Trendium full time, and then I purchased some stocks just on Sept. 11, 2020. Recently I reviewed the stocks and then I can tell that I have no clue what to purchase since I purchased all technology stocks.
Boeing stocks case study
After the Sept. 11 attacks, the world stopped flying for awhile. Suppose that at this time, you had made an investment in
Facts to review
2001 to 2006 Boeing stock - four times more, 2002 bottom and then went up.
Here is the graph shown by Yahoo finance stock date range - 9/11/2001 - 9/11/2006.
My 2001 stocks and results
Here is the folder.
Contrarian investing
TRADING SKILLS & ESSENTIALS
TRADING BASIC EDUCATION
Here is the article.
Contrarian investing is similar to value investing because both value and contrarian investors look for stocks whose share price is lower than the intrinsic value of the company. Value investors generally believe that the market overreacts to good and bad news, so they believe that stock price movements in the short term don’t correspond to a company's long-term fundamentals.
TRADING BASIC EDUCATION
Here is the article.
Contrarian investing is similar to value investing because both value and contrarian investors look for stocks whose share price is lower than the intrinsic value of the company. Value investors generally believe that the market overreacts to good and bad news, so they believe that stock price movements in the short term don’t correspond to a company's long-term fundamentals.
How to Invest in the Stock Market for Beginners
April 25, 2020
It is interesting to learn how the video got over one million view. I believe that I may have watched before, I have nothing left in my mind related to the video.
How to invest in the stock market for beginners
- Buy safe stocks (>80%)
Coca cola, Bank, Etf's
- Stay away from spec, tech, comm.
- get dividends & reinvest
- buy when every one else is selling
- pay attention to the news
- don't invest less than $500 at a time
I have to spend time to watch the video, and take notes, do some research afterwards.
- Buy safe stocks ( >80%) (No. 1)
- Coca cola, Bank, Etf's (No. 2)
- Stay away from spec, tech, comm. (No. 3)
- Get dividends & reinvest (No. 4)
- Buy when everyone else is selling (No. 5)
- Pay attention to the news (No. 6)
- Don't invest less than $500 a time (No. 7)
Examples to break the rules:
Do not take out your money to buy a car - break the principle 4
Do not sell just because you get scared. - Market swing is not a loss, it is just market value; You hold shares, hold US economy future.
My experience to hold Alberta oil company, 24 hours, ...
Do not invest all money in one stock, diversification.
Introduction
It is interesting to learn how the video got over one million view. I believe that I may have watched before, I have nothing left in my mind related to the video.
My notes back in April 3, 2019
How to invest in the stock market for beginners
- Buy safe stocks (>80%)
Coca cola, Bank, Etf's
- Stay away from spec, tech, comm.
- get dividends & reinvest
- buy when every one else is selling
- pay attention to the news
- don't invest less than $500 at a time
Learn again
I have to spend time to watch the video, and take notes, do some research afterwards.
- Buy safe stocks ( >80%) (No. 1)
- Coca cola, Bank, Etf's (No. 2)
- Stay away from spec, tech, comm. (No. 3)
- Get dividends & reinvest (No. 4)
- Buy when everyone else is selling (No. 5)
- Pay attention to the news (No. 6)
- Don't invest less than $500 a time (No. 7)
Examples to break the rules:
Do not take out your money to buy a car - break the principle 4
Do not sell just because you get scared. - Market swing is not a loss, it is just market value; You hold shares, hold US economy future.
My experience to hold Alberta oil company, 24 hours, ...
Do not invest all money in one stock, diversification.
US stock - 2020-04-25 Dow Jones analysis
Here is the link.
38% drop from SPX 3300 to SPX 2200, and then 28% rebounce to SPX 2800.
Next one will be test new low, same height of SPX 1100.
38% drop from SPX 3300 to SPX 2200, and then 28% rebounce to SPX 2800.
Next one will be test new low, same height of SPX 1100.
John Templeton – The Penny Stock Billionaire!
Here is the article.
In March 1939, Hitler invaded Czechoslovakia, causing the outbreak of World War II. During the war, Templeton borrowed $10,400 to setup his portfolio. Borrowing money to invest wasn’t the most prudent approach to investing but paid off handsomely in the long run. Templeton used the loan to purchase hundred shares of in 104 companies trading under $1 per share on the NYSE. By the end of the war, his portfolio was up 400%, despite 34 of the companies going bankrupt. This capital acted as a catalyst that later helped him become a billionaire!
In March 1939, Hitler invaded Czechoslovakia, causing the outbreak of World War II. During the war, Templeton borrowed $10,400 to setup his portfolio. Borrowing money to invest wasn’t the most prudent approach to investing but paid off handsomely in the long run. Templeton used the loan to purchase hundred shares of in 104 companies trading under $1 per share on the NYSE. By the end of the war, his portfolio was up 400%, despite 34 of the companies going bankrupt. This capital acted as a catalyst that later helped him become a billionaire!
LendingClub to lay off about a third of employees due to coronavirus
Here is the link.
It would lay off 460 employees, including President Steven Allocca, as part of a restructuring plan to slash costs amid the economic fallout of the COVID-19 pandemic.
The layoffs represent roughly a third of the company’s total workforce of 1,538 people as of Dec. 31.
It would lay off 460 employees, including President Steven Allocca, as part of a restructuring plan to slash costs amid the economic fallout of the COVID-19 pandemic.
The layoffs represent roughly a third of the company’s total workforce of 1,538 people as of Dec. 31.
"COVID-19 is having an unprecedented effect on consumers, small businesses and the broader economy, including the credit markets, and has resulted in a current reduction in platform investor demand for personal loans," the company said in a regulatory filing. (bit.ly/2VHB7fq)
LendingClub said it expects to incur termination costs of about $10 million in the rest of the year.
The company also announced temporary salary reductions for its top executives. Chief Executive Officer Scott Sanborn will take a 30% cut to his base salary, while others will take a 25% reduction.
Facts to review:
25% pay cut, termination costs of about $10 million.
Paytm to lay off about 500 employees after a performance review
Here is the link.
Payments unicorn Paytm
This year we have found 500-700 employees have underperformed by our performance metrics and we will be retaining them for 2 months until they find better opportunities considering current times
Payments unicorn Paytm
This year we have found 500-700 employees have underperformed by our performance metrics and we will be retaining them for 2 months until they find better opportunities considering current times
Do not gambling - 赌徒为什么输光才走
Here is the article.
我想到很多人的投资理财以及集资被骗经历，所以将其整理之后发在这里，权当新一年里劝人不赌的文章——在我眼里，投资也算是另一种形式的赌博，只不过这个赔率和胜率可以通过正确的方法和努力来改善。
我想到很多人的投资理财以及集资被骗经历，所以将其整理之后发在这里，权当新一年里劝人不赌的文章——在我眼里，投资也算是另一种形式的赌博，只不过这个赔率和胜率可以通过正确的方法和努力来改善。
Manufacturing startup Divergent 3D reduces staff by one-third
Here is the link.
The company, which employed about 160 people, laid off 57 workers, according to documents filed with the California Employment Development Department.
The company has raised about $150 million from investors that include venture capital fund Horizons Ventures, automotive and aerospace engineering services company Altran Technologies and Chinese backers O Luxe Holdings, an investment conglomerate backed by the Hong Kong-based real estate investment magnate Li Ka-shing and Shanghai Alliance Investment Limited, an investment arm of the Shanghai Municipal Government.
The company, which employed about 160 people, laid off 57 workers, according to documents filed with the California Employment Development Department.
The company has raised about $150 million from investors that include venture capital fund Horizons Ventures, automotive and aerospace engineering services company Altran Technologies and Chinese backers O Luxe Holdings, an investment conglomerate backed by the Hong Kong-based real estate investment magnate Li Ka-shing and Shanghai Alliance Investment Limited, an investment arm of the Shanghai Municipal Government.
ADA SUPPORT LAYS OFF 23 PERCENT OF STAFF AMID UNCERTAINTY CAUSED BY PANDEMIC
Here is the link.
The 36 employees made up 23 percent of Ada’s team, which previously sat at 156. Ada confirmed the layoffs to BetaKit, noting this was a company-wide reduction in headcount, affecting all regions the startup operates in.
Ada’s decision to reduce its headcount by almost 25 percent comes just over a month after the startup announced it had closed a $63.7 million CAD ($44 million USD) Series B round.
The 36 employees made up 23 percent of Ada’s team, which previously sat at 156. Ada confirmed the layoffs to BetaKit, noting this was a company-wide reduction in headcount, affecting all regions the startup operates in.
Ada’s decision to reduce its headcount by almost 25 percent comes just over a month after the startup announced it had closed a $63.7 million CAD ($44 million USD) Series B round.
Billionaire Carl Icahn on Investments, CMBX 6 Short, Oil Buy
Here is the link.
Apr.24 -- Billionaire activist investor Carl Icahn discusses investment strategy, his short of the derivatives index CMBX 6, and his refiner CVR Energy's large-scale purchase of oil on Monday. He speaks with Bloomberg's Erik Schatzker on "Bloomberg Markets: The Close."
One of comments:
When people finish quarantine and return to work, they will realise that there is no longer more job opportunities, things are not what they throught, then corporate debts bust and poor Q2 yields will drive forward looking to be adjusted
Interesting guy. Sharp. Creative mind. He needs to do a podcast. I do think he had paid bloomberg to manipulate the CMBX
Look into CMBX, and learn something basics about CMBX.
Carl Icahn - google and read about his story.
Apr.24 -- Billionaire activist investor Carl Icahn discusses investment strategy, his short of the derivatives index CMBX 6, and his refiner CVR Energy's large-scale purchase of oil on Monday. He speaks with Bloomberg's Erik Schatzker on "Bloomberg Markets: The Close."
One of comments:
When people finish quarantine and return to work, they will realise that there is no longer more job opportunities, things are not what they throught, then corporate debts bust and poor Q2 yields will drive forward looking to be adjusted
Interesting guy. Sharp. Creative mind. He needs to do a podcast. I do think he had paid bloomberg to manipulate the CMBX
Actionable items
Look into CMBX, and learn something basics about CMBX.
Carl Icahn - google and read about his story.
Friday, April 24, 2020
Why Anthony Scaramucci says not to sell stocks during a pandemic
Here is the link.
CNBC's "Halftime Report" is joined by Anthony Scaramucci of SkyBridge Capital to discuss his outlook for markets amid the coronavirus pandemic. The adage “keep calm and carry on” might, in the end, be the best advice for investors to follow during times of extreme market volatility such as the present. While it might seem counterintuitive to sit back and relax while stocks post swift and steep losses, for investors with longer-term time frames it typically pays to wait it out. Looking at data going back to 1930, Bank of America found that if an investor missed the S&P 500′s 10 best days in each decade, total returns would be just 91%, strikingly below the 14,962% return for investors who held steady throughout the ups and downs. The firm noted this eye-popping statistic while urging investors to “avoid panic selling,” pointing out that “the best days generally follow the worst days for stocks.” It’s nearly impossible to time your investing so that you get out at the right time and then get back in at the exact right time to profit from big comeback rallies.
FED inject 14 trillion dollars into the market - Do not sell out in pandemic. You will regret those sells.
CNBC's "Halftime Report" is joined by Anthony Scaramucci of SkyBridge Capital to discuss his outlook for markets amid the coronavirus pandemic. The adage “keep calm and carry on” might, in the end, be the best advice for investors to follow during times of extreme market volatility such as the present. While it might seem counterintuitive to sit back and relax while stocks post swift and steep losses, for investors with longer-term time frames it typically pays to wait it out. Looking at data going back to 1930, Bank of America found that if an investor missed the S&P 500′s 10 best days in each decade, total returns would be just 91%, strikingly below the 14,962% return for investors who held steady throughout the ups and downs. The firm noted this eye-popping statistic while urging investors to “avoid panic selling,” pointing out that “the best days generally follow the worst days for stocks.” It’s nearly impossible to time your investing so that you get out at the right time and then get back in at the exact right time to profit from big comeback rallies.
FED inject 14 trillion dollars into the market - Do not sell out in pandemic. You will regret those sells.
Business plan: 100 share delta airline stocks at price below $26 dollars in my USA IRA account
April 24, 2020
I am a rookie in the stock market and came back from May 2019. I like to make plans for my IRA retirement account. What should I do in order to make better return with low interest rate and also beat SPX in short term like 3 to 5 years. I like to purchase 100 share Delta airline stocks.
I like to think more based on the following highlights.
Introduction
I am a rookie in the stock market and came back from May 2019. I like to make plans for my IRA retirement account. What should I do in order to make better return with low interest rate and also beat SPX in short term like 3 to 5 years. I like to purchase 100 share Delta airline stocks.
Business plan
I like to think more based on the following highlights.
- Take risk, Delta airline may go bankruptcy. Right now, all airlines are distressed. But Delta has best rating based on financial statement.
- I could not learn how to day trading in short time period. I like to be a scholar, act on planning first;
- I do believe that business travel is essential, people love them, specially management teams in every company;
- I do think that it is challenge to attract people back to flights. But I will let airline folks figure out;
- How to time the market? Before any breakout on new drugs, test kits come out? Or SPX another dip? I have to figure out...
- Maybe it is possible Delta airline stock price can go down below $5.00 dollars, then I will purchase 400 shares instead of 100 shares.
- Personally I like to support US economy. 90,000 employees got paycheck from the government, they should work on something, creative and proactive for the company, but I do not see anything through the internet. The whole crew shows less competitive compared to Google and Facebook;
- I do not have other plans for stocks. It is risky for one stock, my Ameritrade already have 1800 stocks. GE, Ford, if I have 100 Delta, then I should get 100 cruiseline.
- I need to focus on investment common mistakes, focus on learning basics. My psychology of investment is not so good, I will think about it at work;
- I am super talent programmer but I am playing with simple stock picking game! I need to have something on paper first.
Exit plan
I do think that it is good for holding long term. Since Canada airline last 10 years brought 10 times return. I do think that Delta may give me 100% return in less than five years.
I will use those fund after 60 year old. I will purchase tickets to fly some place, as a frugal person, I rely on Amazon, Facebook onsite interview for luxury hotel, airline ticket expense in 2018 and in 2019.
I want to go back to my favorite algorithm practice daily. Make a plan, and come back to review it in 2 - 3 days, get some feedbacks.
References:
1. Here is the article about bailout recently in April.
Top 20 common investment mistakes
April 24, 2020
It is such a big waste time for me to track so many swings in the stock market recently. I like to learn basics and see if I can improve my performance on this recession. Top 20 common investment mistakes is a good research topic, I like to memorize those mistakes first.
Here is the article.
Introduction
It is such a big waste time for me to track so many swings in the stock market recently. I like to learn basics and see if I can improve my performance on this recession. Top 20 common investment mistakes is a good research topic, I like to memorize those mistakes first.
Top 20 common investment mistakes
Here is the article.
- Expecting too much or using someone else’s expectations
- Not having clear investment goals
- Failing to diversify enough
- Focusing on the wrong kind of performance
- Buying high and selling low
- Trading too much and too often
- Paying too much in fees and commissions
- Focusing too much on taxes
- Not reviewing investments regularly
- Taking too much, too little, or the wrong risk
- Not knowing the true performance of your investments
- Reacting to the media
- Chasing yield
- Trying to be a market timing genius
- Not doing due diligence
- Working with the wrong adviser
- Letting emotions get in the way
- Forgetting about inflation
- Neglecting to start or continue
- Not controlling what you can
My most favorite one:
4. Focusing on the wrong kind of performance
There are two timeframes that are important to keep in mind: the short term and everything else. If you are a long-term investor, speculating on performance in the short term can be a recipe for disaster because it can make you second guess your strategy and motivate short-term portfolio modifications. But looking past nearterm chatter to the factors that drive long-term performance is a worthy undertaking. If you find yourself looking short term, refocus.
5. Buying high and selling low
The fundamental principle of investing is to buy low and sell high, so why do so many investors do the opposite? Instead of rational decision making, many investment decisions are motivated by fear or greed. In many cases, investors buy high in an attempt to maximize short-term returns instead of trying to achieve long-term investment goals. A focus on near-term returns leads to investing in the latest investment craze or fad or investing in the assets or investment strategies that were effective in the near past. Either way, once an investment has become popular and gained the public’s attention, it becomes more difficult to have an edge in determining its value.
4. Focusing on the wrong kind of performance
There are two timeframes that are important to keep in mind: the short term and everything else. If you are a long-term investor, speculating on performance in the short term can be a recipe for disaster because it can make you second guess your strategy and motivate short-term portfolio modifications. But looking past nearterm chatter to the factors that drive long-term performance is a worthy undertaking. If you find yourself looking short term, refocus.
5. Buying high and selling low
The fundamental principle of investing is to buy low and sell high, so why do so many investors do the opposite? Instead of rational decision making, many investment decisions are motivated by fear or greed. In many cases, investors buy high in an attempt to maximize short-term returns instead of trying to achieve long-term investment goals. A focus on near-term returns leads to investing in the latest investment craze or fad or investing in the assets or investment strategies that were effective in the near past. Either way, once an investment has become popular and gained the public’s attention, it becomes more difficult to have an edge in determining its value.
Thursday, April 23, 2020
Recession. How To Buy At The Stock Market Bottom | 3 Key Indicators
Here is the link.
Recession. How To Buy At The Stock Market Bottom | 3 Key Stock Market Bottom Indicators. This time will soon be known as the biggest stock market opportunity that most people missed! As an investor being in a recession is a dangerous time because the risks and rewards of investing are amplified. Nobody has a crystal ball but there are things we can do to make calculated investing decisions to limit our risk and maximize our opportunities for profits. In today’s video I’m going to show you three key indicators that can help determine when to put money into the markets and be sure to stay to the very end where I share some really cool insights to how a commodity trader looks at the market.
My Current Market Positions “All bear markets are different, all bull markets are the same” Should You Sell Now & Get Out While You Can? Nobody Can Time The Markets Stock Market Bottom Indicators 1. The Death Rate Indicator 2. The Illness Is Under Control Indicator 3. The Unemployment Rate Indicator The Good News For This Recession My Personal Stock Market View BONUS SECTION A COMMODITY TRADER’S VIEW OF THE STOCK MARKET Stock Markets Are Like The Ocean Tide. How Does This Relate To The Stock Markets Right Now? Parting Words Of Encouragement
Recession. How To Buy At The Stock Market Bottom | 3 Key Stock Market Bottom Indicators. This time will soon be known as the biggest stock market opportunity that most people missed! As an investor being in a recession is a dangerous time because the risks and rewards of investing are amplified. Nobody has a crystal ball but there are things we can do to make calculated investing decisions to limit our risk and maximize our opportunities for profits. In today’s video I’m going to show you three key indicators that can help determine when to put money into the markets and be sure to stay to the very end where I share some really cool insights to how a commodity trader looks at the market.
My Current Market Positions “All bear markets are different, all bull markets are the same” Should You Sell Now & Get Out While You Can? Nobody Can Time The Markets Stock Market Bottom Indicators 1. The Death Rate Indicator 2. The Illness Is Under Control Indicator 3. The Unemployment Rate Indicator The Good News For This Recession My Personal Stock Market View BONUS SECTION A COMMODITY TRADER’S VIEW OF THE STOCK MARKET Stock Markets Are Like The Ocean Tide. How Does This Relate To The Stock Markets Right Now? Parting Words Of Encouragement
AIRLINE STOCK ANALYSIS 2020
Here is the link.
Airline Stocks Analysis for Delta, American, United, JetBlue and Southwest. Which airline stocks should you buy? Financial analysis, price targets, analysis valuations, and side by side airline stock comparisons. In the first part of the video I’m going to break down the airline stock financial statements with side by side comparisons to find the strongest companies. In the second part of the video I’m adding something new and I’m going to break down Valuations, Analyst Sentiment, and Price Targets. The airline companies are still trading at 50-80% discounts from their 52 week highs so there is plenty of opportunity in this volatile market! But with volatility comes risk and some of the airlines might have to file bankruptcy. I take a Warren Buffet approach as a value investor and my goal is to see if the stock represents a solid investment opportunity. TICKER SYMBOLS: DAL stock - Delta Air Lines UAL stock - United Airlines LUV stock - Southwest Airlines JBLU stock - JetBlue Airways AAL stock - American Airlines
It is important for me to learn how to analyze the stock using financial data. I do think the video is such good teaching material for me. Without knowledge how to analyze the stock, I am taking risk to speculate.
Airline Stocks Analysis for Delta, American, United, JetBlue and Southwest. Which airline stocks should you buy? Financial analysis, price targets, analysis valuations, and side by side airline stock comparisons. In the first part of the video I’m going to break down the airline stock financial statements with side by side comparisons to find the strongest companies. In the second part of the video I’m adding something new and I’m going to break down Valuations, Analyst Sentiment, and Price Targets. The airline companies are still trading at 50-80% discounts from their 52 week highs so there is plenty of opportunity in this volatile market! But with volatility comes risk and some of the airlines might have to file bankruptcy. I take a Warren Buffet approach as a value investor and my goal is to see if the stock represents a solid investment opportunity. TICKER SYMBOLS: DAL stock - Delta Air Lines UAL stock - United Airlines LUV stock - Southwest Airlines JBLU stock - JetBlue Airways AAL stock - American Airlines
Actionable Items
It is important for me to learn how to analyze the stock using financial data. I do think the video is such good teaching material for me. Without knowledge how to analyze the stock, I am taking risk to speculate.
Airline Stocks I Bought This Week
Here is the link.
TICKER SYMBOLS: DAL stock - Delta Air Lines UAL stock - United Airlines LUV stock - Southwest Airlines JBLU stock - JetBlue Airways AAL stock - American Airlines
Delta airline is best one to buy compared to others.
TICKER SYMBOLS: DAL stock - Delta Air Lines UAL stock - United Airlines LUV stock - Southwest Airlines JBLU stock - JetBlue Airways AAL stock - American Airlines
Delta airline is best one to buy compared to others.
Top 7 Financial Mistakes To Avoid If You Want To Be A Millionaire
Here is the link.
The 7 Financial Mistakes To Avoid. FINANCIAL MISTAKE 1. Not Having A Financial IQ The Five Parts Of A Financial IQ 1. Accounting & Understanding Financial Statements. 2. Investing - Having Your Money Make Money 3. Understanding IRS Taxes 4. Having A Budget 5. Saving Money. Your Rainy Day Fund FINANCIAL MISTAKE 2. Not Understanding Assets & Liabilities FINANCIAL MISTAKE 3. Not Investing Now - Use the 10% Rule 1. Stock Market Investing for Beginners. 2. Real Estate Investing for Beginners. 3. Start A Business 4. Get A Side Hustle FINANCIAL MISTAKE 4. Not Investing In Yourself FINANCIAL MISTAKE 5. Not Taking Actions Every Day Towards Your Dreams FINANCIAL MISTAKE 6. Not Having A Budget. A Sample Budget FINANCIAL MISTAKE 7. Not Having The Mindset To Attract Money Your 7 Step Action Plan
The 7 Financial Mistakes To Avoid. FINANCIAL MISTAKE 1. Not Having A Financial IQ The Five Parts Of A Financial IQ 1. Accounting & Understanding Financial Statements. 2. Investing - Having Your Money Make Money 3. Understanding IRS Taxes 4. Having A Budget 5. Saving Money. Your Rainy Day Fund FINANCIAL MISTAKE 2. Not Understanding Assets & Liabilities FINANCIAL MISTAKE 3. Not Investing Now - Use the 10% Rule 1. Stock Market Investing for Beginners. 2. Real Estate Investing for Beginners. 3. Start A Business 4. Get A Side Hustle FINANCIAL MISTAKE 4. Not Investing In Yourself FINANCIAL MISTAKE 5. Not Taking Actions Every Day Towards Your Dreams FINANCIAL MISTAKE 6. Not Having A Budget. A Sample Budget FINANCIAL MISTAKE 7. Not Having The Mindset To Attract Money Your 7 Step Action Plan
TOP OIL STOCKS TO BUY 2020. Complete Analysis
Here is the link.
Oil prices just crashed and for the first time ever oil futures plunged to below zero! This is crazy and today we are going to take a detailed look at oil stocks to see if the risk/reward makes it a good investment. And speaking of opportunities be sure to stick around to the very end where I give you a secret tip on a ticker not in my spreadsheet. I guarantee you won’t see this tip coming! Today we are doing an analysis complete with side by side oil stock comparisons, valuations, price targets, and which ones are the best buys! TICKER SYMBOLS: XOM - Exxon Mobil stock CVX - Chevron stock OXY - Occidental Petroleum stock RDS.B - Royal Dutch Shell stock BP - BP Oil Industrial Stock WTI - W&T Offshore Oil stock
Oil prices just crashed and for the first time ever oil futures plunged to below zero! This is crazy and today we are going to take a detailed look at oil stocks to see if the risk/reward makes it a good investment. And speaking of opportunities be sure to stick around to the very end where I give you a secret tip on a ticker not in my spreadsheet. I guarantee you won’t see this tip coming! Today we are doing an analysis complete with side by side oil stock comparisons, valuations, price targets, and which ones are the best buys! TICKER SYMBOLS: XOM - Exxon Mobil stock CVX - Chevron stock OXY - Occidental Petroleum stock RDS.B - Royal Dutch Shell stock BP - BP Oil Industrial Stock WTI - W&T Offshore Oil stock
4 Oil Stocks to Watch After The Oil Collapse
Here is the link.
It is such a good video for me to learn IMO.TO is the best stock in four oil stocks. I did purchase 20 share IMO.TO stock, and I am so glad to learn those insights from the video.
It is such a good video for me to learn IMO.TO is the best stock in four oil stocks. I did purchase 20 share IMO.TO stock, and I am so glad to learn those insights from the video.
The TOP 7 Stocks to Buy For 2020 (High Growth)
Here is the link.
In this video, I'm going through 7 high-reward stocks that I will or have been investing in. These stocks are high risk, high reward, meaning that they have come down quite a bit in the last two months due to the coronavirus pandemic. However, this means that they have a lot of upside as well, and you can make HUGE gains. I have a lot of faith in these companies, and I'll share with you my research, analysis, and thoughts about each one. These companies have all been impacted hard, with some of their stocks dropping 80%. Just because a stock drops in price does not mean it is a good buy - in fact, you must be very careful investing in these companies. This is because yes, they dropped for a reason - either a huge hit to their revenues, outlook, or cash flow. I believe these companies can make it through this recession. I've made sure to sort through all the companies that have high earning potential, and I'm sharing them with you in this video. Stocks I'll cover include companies in different industries, such as Carnival Cruise Lines to General Electric (GE).
CCL, GE, Delta airline,
CCL - get loan with interest 11%
GE - service, not product compared to Boeing company
61% revenue from airplane maintenance
In this video, I'm going through 7 high-reward stocks that I will or have been investing in. These stocks are high risk, high reward, meaning that they have come down quite a bit in the last two months due to the coronavirus pandemic. However, this means that they have a lot of upside as well, and you can make HUGE gains. I have a lot of faith in these companies, and I'll share with you my research, analysis, and thoughts about each one. These companies have all been impacted hard, with some of their stocks dropping 80%. Just because a stock drops in price does not mean it is a good buy - in fact, you must be very careful investing in these companies. This is because yes, they dropped for a reason - either a huge hit to their revenues, outlook, or cash flow. I believe these companies can make it through this recession. I've made sure to sort through all the companies that have high earning potential, and I'm sharing them with you in this video. Stocks I'll cover include companies in different industries, such as Carnival Cruise Lines to General Electric (GE).
CCL, GE, Delta airline,
CCL - get loan with interest 11%
GE - service, not product compared to Boeing company
61% revenue from airplane maintenance
Should I Buy Oil Stocks Right Now!? 5 Oil Stocks To Buy
Here is the link.
After the oil price crash that sent price for the previous oil contract into the negative for the first time ever, traders and investors are asking whether they should buy oil stocks right now. I am here to provide oil analysis and my 5 oil stocks to buy.
After the oil price crash that sent price for the previous oil contract into the negative for the first time ever, traders and investors are asking whether they should buy oil stocks right now. I am here to provide oil analysis and my 5 oil stocks to buy.
4 Oil Stocks to Trade After the Oil Price Crash
Here is the link.
Valero - Valero refineries - One of fortune 500
bp stock - UK company
equinor stock -
Valero - Valero refineries - One of fortune 500
bp stock - UK company
equinor stock -
Why investing pros are buying the dip
Here is the link.
CNBC's "Halftime Report" breaks down investment strategies amid the coronavirus pandemic. The economic shock of the coronavirus pandemic has caused unprecedented strife. More than 22 million Americans have lost their jobs, the markets are roiling, and Americans, stressed about all this uncertainty, are left with many unanswered questions. Two of CNBC’s Financial Advisor Council members — Lazetta Rainey Braxton, co-CEO of 2050 Wealth Partners, and Carolyn McClanahan, a certified financial planner and founder of Life Planning Partners — along with Josh Brown, CEO of Ritholtz Wealth Management, listened to viewers and answered their questions on CNBC’s “Markets in Turmoil” Monday night. Here is how these experts responded to viewers’ most pressing concerns.
CNBC's "Halftime Report" breaks down investment strategies amid the coronavirus pandemic. The economic shock of the coronavirus pandemic has caused unprecedented strife. More than 22 million Americans have lost their jobs, the markets are roiling, and Americans, stressed about all this uncertainty, are left with many unanswered questions. Two of CNBC’s Financial Advisor Council members — Lazetta Rainey Braxton, co-CEO of 2050 Wealth Partners, and Carolyn McClanahan, a certified financial planner and founder of Life Planning Partners — along with Josh Brown, CEO of Ritholtz Wealth Management, listened to viewers and answered their questions on CNBC’s “Markets in Turmoil” Monday night. Here is how these experts responded to viewers’ most pressing concerns.
How do investors determine asset allocation and the level of risk that’s for them?
According to McClanahan, there are two factors that should drive portfolio allocation. The first is, how long do you have before you need to use your money? If you need your money in the near term, meaning that you are approaching retirement age or you recently retired, McClanahan says investors should be consecutive and dial back their risk.
Younger investors who can stomach swings in the market should be more aggressive with their allocations.
Braxton says that now is a good time to figure out your risk tolerance. Investors have had a wide range of reactions to this market. Some might be indifferent to the roller coaster right now, while others are fearful they won’t be able to get through their retirement years. Braxton said to use your reactions as a way to gauge your tolerance and then couple that with your timeline and goals.
Delta airline stock - update on bailout
April 23, 2020
Here is the article.
Delta's CEO said this month that the airline is burning $60 million in cash each day, and demand has plummeted 95%.
Delta expects to receive $5.4 billion, including a 10-year loan of $1.6 billion, and will give the government warrants to buy about 1% of Delta stock at $24.39 per share in the next five years. Those warrants could be lucrative if Delta's stock rallies to the $60 it traded at in January.
Here is the article.
Delta's CEO said this month that the airline is burning $60 million in cash each day, and demand has plummeted 95%.
Delta expects to receive $5.4 billion, including a 10-year loan of $1.6 billion, and will give the government warrants to buy about 1% of Delta stock at $24.39 per share in the next five years. Those warrants could be lucrative if Delta's stock rallies to the $60 it traded at in January.
Layoff 2020 Silicon Valley
Here is the article.
4/21/2020，互联网金融科技公司 LendingClub 裁员 460人； 4/21/2020，家居设计网站 Houzz 裁员 155人； 4/15/2020，运动相机公司 GoPro 裁员200人； 4/15/2020，机器人披萨公司 Zume 裁员 200人； 4/15/2020，期权管理软件公司 Carta 裁员 161人； 4/14/2020，访客管理软件公司 Envoy 裁员 58人； 4/13/2020，自动驾驶汽车技术公司 Zoox 裁员 100人； 4/9/2020， 美国“大众点评”网站 Yelp 裁员 1000人； 4/8/2020， 招聘管理系统软件公司 Lever 裁员 86 人；
根据 2018年的各家上市公司的财报，硅谷20万美元年薪俱乐部的成员包括： 谷歌，约25万美元（$246,804） Facebook，约23万美元（$228,651） Netflix，约20万美元（$202,335） NetApp，约20万美元（$198,620）
硅谷的科技创新变化很快，曾经一度如日中天的半导体行业发展缓慢，现在最火的是人工智能、机器学习和软件。
4/21/2020，互联网金融科技公司 LendingClub 裁员 460人； 4/21/2020，家居设计网站 Houzz 裁员 155人； 4/15/2020，运动相机公司 GoPro 裁员200人； 4/15/2020，机器人披萨公司 Zume 裁员 200人； 4/15/2020，期权管理软件公司 Carta 裁员 161人； 4/14/2020，访客管理软件公司 Envoy 裁员 58人； 4/13/2020，自动驾驶汽车技术公司 Zoox 裁员 100人； 4/9/2020， 美国“大众点评”网站 Yelp 裁员 1000人； 4/8/2020， 招聘管理系统软件公司 Lever 裁员 86 人；
根据 2018年的各家上市公司的财报，硅谷20万美元年薪俱乐部的成员包括： 谷歌，约25万美元（$246,804） Facebook，约23万美元（$228,651） Netflix，约20万美元（$202,335） NetApp，约20万美元（$198,620）
硅谷的科技创新变化很快，曾经一度如日中天的半导体行业发展缓慢，现在最火的是人工智能、机器学习和软件。
5 Disciplines Successful People Follow | Phil Town
Here is the link.
Success can take many different forms - maybe you want to start a business, maybe you want to gain financial freedom, or maybe success to you is simply achieving a healthy work/life balance. I'll give you 5 of my favorite disciplines for success from various mentors of mine.
1. Recognize what you’re good at and capitalize on it 2. Make a promise to yourself that you’re going to achieve success. (Burn the ships) 3. Prioritize your time wisely 4. Commitment to continuous learning 5. Repeat these skills until they become a habit Sounds like Think and Grow Rich
Success can take many different forms - maybe you want to start a business, maybe you want to gain financial freedom, or maybe success to you is simply achieving a healthy work/life balance. I'll give you 5 of my favorite disciplines for success from various mentors of mine.
1. Recognize what you’re good at and capitalize on it 2. Make a promise to yourself that you’re going to achieve success. (Burn the ships) 3. Prioritize your time wisely 4. Commitment to continuous learning 5. Repeat these skills until they become a habit Sounds like Think and Grow Rich
USA reopen economy - case studies
April 23, 2020
It is important for me to understand how important it is to reopen the economy. This is such a good research topic and I like to look into more this evening.
Here is the link. I like to learn from Chinese about this topic.
Introduction
It is important for me to understand how important it is to reopen the economy. This is such a good research topic and I like to look into more this evening.
My study
Here is the link. I like to learn from Chinese about this topic.
Wednesday, April 22, 2020
Victoria TFSA portfolio - April 22, 2020
April 22, 2020
It is an exciting day since S & P 500 index went up 2.8%. I like to figure out how I can realize those gains, since it is hard to make money these days, a lot of layoffs around the world since coronavirus.
Let me review S & P 500 index first.
Balances
Since I have to prepare the market will test another low in next few months, recently I sold VFV and VAB to keep them in cash.
One of ideas is to time the market buy low and sell high on VAB.TO ETF. I do believe that $50 dollar/ month dividend can not beat price fluctuation if the swing is bigger than $1/ share, my gain can be $1000 dollars since I can purchase 1000 share.
The profit for the day is $670. I am happy even though it is unrealized. I just train my muscle memory one more time, happy for virtual gain.
Introduction
It is an exciting day since S & P 500 index went up 2.8%. I like to figure out how I can realize those gains, since it is hard to make money these days, a lot of layoffs around the world since coronavirus.
20 minutes update
Let me review S & P 500 index first.
Balances
Since I have to prepare the market will test another low in next few months, recently I sold VFV and VAB to keep them in cash.
One of ideas is to time the market buy low and sell high on VAB.TO ETF. I do believe that $50 dollar/ month dividend can not beat price fluctuation if the swing is bigger than $1/ share, my gain can be $1000 dollars since I can purchase 1000 share.
Discrete math - Find minimum string
April 22, 2020
Problem statement:
Let X be a set of strings, each of length at least 6, using letters A, B, C, ..., Z (letters may be repeated). What is the least number of elements that X must contain in order to guarantee that two elements of X have the same fourth letter and the same sixth letter? For example, the settings PIGEON and CAVERN both have fourth letter E and six letter N.
How to solve the problem?
It is not an easy problem. Let me walk through the simple problem first, how to solve one by one, and then work on specific case 4th and 6th letter.
Question 1: Any number at least six letters - minimum number of elements; all digits should be same to treat as duplicate.
It is easy to figure out, each digit has 26 choices, so the first six digits have 26^6 options. The answer should be 26^6 + 1 = 308915777
Question 2: Any number at least six letters - minimum number of elements, fourth letter should be different.
Answer:
4th digit
A
B
...
Z
The answer should be 26 + 1 = 27, for each 4th digit, all other 5 digits should have one option.
Since AAAAAA is duplicate as BBBABB
4 4
Question 3: Any number at least six letters - 4th letter and 6th letter should not duplicate.
Let us brute force all possible options for 4th and 6th two digits.
Let us put together a table:
Case 1:
4th 6th
A A
A B
A C
...
A Z
Case 2:
4th 6th
B A
B B
B C
...
B Z
...
Case 26
4th 6th
Z A
Z B
...
Z Z
For 4th and 6th digits have 26 * 26 option, for each option of the above 26 * 26, there is only one option for 1th, 2th, 3th, 5th digit. Otherwise, we count them as duplicate.
For example, 4th A, 6th A, we can only have one word, any letter for 1th, 2th, 3th, 5th, for keeping one option, AAAAAA and BBBABA would be duplicate since first word 4th and 6th letter are both 'AA'.
Based on the above analysis, we argue that least number to contain duplicate 4th and 6th digits should be 26^2 + 1 = 677.
Any feedback. It is tough for me to warm up the algorithm.
Problem statement:
Let X be a set of strings, each of length at least 6, using letters A, B, C, ..., Z (letters may be repeated). What is the least number of elements that X must contain in order to guarantee that two elements of X have the same fourth letter and the same sixth letter? For example, the settings PIGEON and CAVERN both have fourth letter E and six letter N.
How to solve the problem?
It is not an easy problem. Let me walk through the simple problem first, how to solve one by one, and then work on specific case 4th and 6th letter.
Question 1: Any number at least six letters - minimum number of elements; all digits should be same to treat as duplicate.
It is easy to figure out, each digit has 26 choices, so the first six digits have 26^6 options. The answer should be 26^6 + 1 = 308915777
Question 2: Any number at least six letters - minimum number of elements, fourth letter should be different.
Answer:
4th digit
A
B
...
Z
The answer should be 26 + 1 = 27, for each 4th digit, all other 5 digits should have one option.
Since AAAAAA is duplicate as BBBABB
4 4
Question 3: Any number at least six letters - 4th letter and 6th letter should not duplicate.
Let us brute force all possible options for 4th and 6th two digits.
Let us put together a table:
Case 1:
4th 6th
A A
A B
A C
...
A Z
Case 2:
4th 6th
B A
B B
B C
...
B Z
...
Case 26
4th 6th
Z A
Z B
...
Z Z
For 4th and 6th digits have 26 * 26 option, for each option of the above 26 * 26, there is only one option for 1th, 2th, 3th, 5th digit. Otherwise, we count them as duplicate.
For example, 4th A, 6th A, we can only have one word, any letter for 1th, 2th, 3th, 5th, for keeping one option, AAAAAA and BBBABA would be duplicate since first word 4th and 6th letter are both 'AA'.
Based on the above analysis, we argue that least number to contain duplicate 4th and 6th digits should be 26^2 + 1 = 677.
Any feedback. It is tough for me to warm up the algorithm.
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