Here is the gist.
Hard level algorithms:
Here is the link.
Stocks are booming while companies shed millions of workers from payrolls. WSJ explains why the stock market seems disconnected from economic reality in the U.S. Photo Illustration by Carlos Waters/WSJ
Here is the article.
1. Prepare your eviction notice
2. You must "serve" your eviction notice
3. Tenant stil there? Time to sue for Forcible Entry and Detainer
4. Go to court for your hearing
5. Still not out? Time to get the Sheriff involved
Homeless count in the U.S.
552K total
358K sheltered, 65%
194K unsheltered, 35%
500,000 people are homeless in the U.S.
The rent is not paid -> Property tax -> School not paid.
42 million home for rent - 60% will not pay ...
Here is the link.
Nearly a third of Americans didn't pay their housing costs in July. Now local, state and federal moratoria on evictions originally put in place during the coronavirus pandemic are expiring. While landlords may be sympathetic to tenants needs, communities face hardships when rent goes unpaid. A movement to cancel rent has been growing as the patchwork of solutions across the country leaves many renters falling through the cracks. Watch the video to find out why Americans are facing an eviction crisis.
Here is the link.
CNN puts a face to the eviction crisis that could hit 30-40 million Americans by the end of 2020.
30 million of people will be evicted by estimation.
Here is the article. I like to take 10 to 15 minutes to read the article.
Oct. 18, 2020
Introduction
I like to spend time wisely on technology stock research. I do like to spend one or two hours early in the morning and learn about so many business in USA. I definitely like to learn more about equity research.
APTX stock - after market 100% return on Oct. 19, 2020.
Oct. 18, 2020
Introduction
I got invited to take another Amazon code screen. I am working on Google phone screen in early November, and I just enjoy learning system design, and also I have time to practice more algorithms as well. What is good time to take online code assessment?
One more month
I like to take the assessment in a month. Since there is six month waiting period, I should prepare more in order to pass any code assessment from Amazon anytime.
I have to practice at least 100 to 200 Leetcode algorithm hard level, therefore I may be able to pass online code assessment any time.
I should play more Leetcode weekly contest. Also I have to go over more hard level algorithms and medium level algorithms in next two weeks.
Oct. 18, 2020
Introduction
It is so exciting to prepare for phone screen or code screen, or virtual onsite. I just could not believe that I am still a candidate after Sept. 2020 phone screen.
Preparation and learning
It is so hard for me to get myself focus on learning system design, distributed system, Microservice and all other exciting and challenging topics. I struggle a lot in order for me to complete more Leetcode algorithms, improve Leetcode weekly contest performance, and read technical books as well.
I will figure out what I can do better this time.
Here is the link.
In this lesson, I explain: * What is a Distributed System * Distributed Systems Components * Characteristics of Distributed Systems * Distributed Computing Concepts * Types of Distributed Systems * Why Building a Distributed System * Issues of Distributed systems * Advantages and limitations of Distributed Systems
Oct. 18, 2020
Introduction
It is the first time I played weekly contest on Leetcode in 2020. I like to write down 10 benefits.
10 benefits to play again
Here is the link.
In this lesson Mark Richards reviews the 8 fallacies of distributed computing, something that we face as both developers and architects when breaking apart our monolithic applications into distributed architectures like Service-based architecture or Microservices. Knowing and understanding these 8 fallacies will save you time, money, and pain when moving to distributed architectures. Stay tuned each Monday for more lessons in Software Architecture at https://www.developertoarchitect.com/....
Here is the link.
I like to spend 10 minutes to read the paper. I like to understand some basics and learn better through paper reading.
I got this idea to read the paper from the presentation talk - Denise Yu, Why distributed systems are hard.
Oct. 18, 2020
Introduction
It is important for me to try to stay consistent and then I can quickly recover when SU.TO was lowest below $15. share more than two weeks ago. I quickly figured out my mistake and then I purchased 500 shares of Su.TO and 50 shares of SU stock.
My positions
Many analysts anticipate a third quarter loss. If the loss is within their target, the worst is over for Suncor. Uptrend is ahead. But if the loss is less than their target, or Suncor reports break even in third quarter, the stock will go up. Either case, the worst is over for Suncor. Downside is limited.
Here is the link.
Denise Yu covers a brief history of distributed computing, presents a survey of key academic contributions to distributed systems theory including the CAP theorem and the FLP correctness result, and digs into why network partitions are inevitable today. Yu talks about why one needs to account for the human factor when designing a complex system.
Scale Horizontally
Shard, latency
Shared memory, send message to each other - a note on distributed computing - 1994
Jim Waldo Geoff Wyant, A...
Paper worthy reading - Latency, memory access, partial failures, the hard parts!
8 Fallacies -
Here is the link.
5 Stocks Ark Invest Cathie Wood is buying in October 2020! Ark Investing is buying many growth stocks in 2020 - and in this video I cover a few stocks that Ark has been buying in their ETF funds so far in October 2020. Most of these companies are high growth stocks and Ark Invest has been spending MILLIONS on these stocks. The stocks include Slack Stock WORK, IPOB Stock Opendoor Stock, Takeda Stock TAK, Intercontinental Exchange Stock ICE Stock, and Iridium Stock IRDM Stock.
Here is the article.
It’s not often you see a stock with an 8.5% yield. But at today’s prices, that’s exactly the yield you get on Enbridge (TSX:ENB)(NYSE:ENB) stock. Thanks to a dividend hike and a beating in the COVID-19 market crash, the stock has the highest yield it’s had in years. Normally, when you see a yield pushing 10%, your first reaction is to doubt it. If a stock is paying out that much, it must be beaten down for good reason — or have a ridiculous payout ratio. But in Enbridge’s case, the dividend may be safer than it appears. As you’re about to see, Enbridge actually did quite well in the second quarter. And the beating it took this year may not have been justified.
The reason ENB’s yield is so high is because its dividend payout is increasing, while its share price falls. In 2020, Enbridge raised its dividend by 9.8%. At the same time, its stock fell 25%. When you’ve got a stock falling while its dividend rises, its yield is likely to increase a lot. That’s exactly what happened with Enbridge.
That’s not to say that Enbridge was a low yielder before 2020. Even last year, it yielded as much as 7%. But the combination of the dividend increase and the COVID-19 market crash losses took it to a whole other level.
There’s also the fact that Enbridge is actually doing quite well as a company. In the second quarter, the company had $1.65 billion in earnings, $1.13 billion in adjusted earnings, and $2.34 billion in distributable cash flow. The first two of these figures were down only slightly year over year, while the latter was actually up. And as far as dividends go, distributable cash flow is the metric you want to look at. It’s the percentage of the company’s cash that it’s free to pay out to shareholders. So, if that’s going up, then the company has the capacity for more dividend increases in the future.
Here is the link.
I like to check market of this community next three months, and see what it best time to get in the market to purchase with a good deal.
I like to see at least 30% price drop, below 2018.
Less than 15 years community. The building shoud be in good shape, less maintenance. I like to see if I can get mortgage and also a good deal for a small home.
I like to look into a home to purchase, compared to Surrey and Chilliwack, I also like to consider Chilliwack as my choice.
Home is the investment and I think that it is important for me to own a cheap place so that I have small mortgage amount.
Another high growth tech stock is Amazon (AMZN - Get Rating), which is also part of the Berkshire Hathaway portfolio. Amazon is the largest e-commerce retailer in the world and while the traditional retail segment has been massively disrupted due to COVID-19, the online platforms have seen an equally surprising surge in demand.
The ongoing pandemic has acted as a tailwind for Amazon and several other e-commerce peers including Shopify (SHOP) and Etsy (ETSY). The shift to online shopping is a fundamental change in consumer shopping behavior which is here to stay. Total online sales accounted for 16% of total retail sales in the second quarter of 2020, up from just 11% in the fourth quarter of 2019.
Investors can expect this figure to move higher over the upcoming decade. Further, there is tremendous growth for Amazon in emerging economies such as India where online shopping is still at a nascent stage.
Amazon’s other business segment such as Amazon Web Services and Amazon Advertising will also support top-line growth. AWS is the largest public cloud platform in the world while its ad platform is the third-largest digital platform after Facebook and Google.
The third company on the list is SaaS company Salesforce.com (CRM - Get Rating), which has just replaced Exxon Mobil (XOM) on the Dow Jones Index. In the last two quarters, Salesforce’s total sales were up 30% year-over-year. Each of its verticals experienced revenue growth north of 20% while its Platform business increased sales by 64% year-over-year.
Salesforce has been the leading customer relationship platform (CRM) in the world since 2013 and ended 2019 with a market share of 18.4%, according to research firm IDC.
Salesforce continues to benefit as businesses are rapidly shifting operations towards the cloud. However, the stock has returned 6,500% since its IPO in 2004 which has resulted in a sky-high valuation. Salesforce stock is trading at a forward price to earnings multiple of 100x while its price to sales multiple is 11x.
ROKU - IPO in Sept. 2017, 800% gains -
If you think streaming is the way we are going to consume entertainment in the future, you can look to invest in Roku (ROKU - Get Rating). Shares of Roku have gained a staggering 800% since its IPO in September 2017.
Roku is the largest selling smart-TV operating system in North America and is platform agnostic which allows you to access several streaming applications including Disney+, Netflix, and Amazon Prime as well as a number of ad-supported content platforms.
In the second quarter, Roku sales were up 42% year-over-year, while the number of active accounts grew 41% and the number of streaming hours jumped 65%. However, Roku remains unprofitable and reported a net loss of $43 million in the June quarter, up from a loss of $9.3 million in the prior-year period.
Roku continues to trade at a premium and has a price to sales multiple of 20. However, we can see that the company’s valuation is supported by robust growth.
Here is the article.
Another stock from the Berkshire Hathaway stable is fintech behemoth Visa (V - Get Rating), a company that owns about 53% of the credit card network purchase volume in the U.S. which is also the world’s largest economy.
Visa is not a lender and just a payment facilitator making it relatively immune to economic cycles. However, in a recessionary environment consumer spending tapers off which will impact Visa’s top-line growth.
Visa has tremendous potential given the digital payment revolution is just starting in developing economies of Asia and Latin America. Visa is one of the fastest-growing stocks in Berkshire’s portfolio as analysts expect the company’s annual earnings to grow by 8.5% through 2023.
Visa recently pumped in $5 billion to acquire Plaid, another player in the fintech space, which shows it is not averse to big-ticket acquisitions.
Here is the article.
Here is the service change detail.
How are we paid for our service? Buying & Selling Front-End Load (FE) purchase option: A purchase cost is charged directly to you and deducted from the amount invested in the fund. This can range from 0% to 5% of the value of the investment (e.g., a $1,000 investment at 5% FE load means $50 would go to Edward Jones and the remaining $950 would be invested for you in units of the Mutual Fund).
Oct. 16, 2020
Introduction
I think that reading a very written book is a top choice, but for me it seems that I have so many issues. I tried to read design large data intensive application, but I almost fell asleep after reading one or two hours. One of ideas is to using Google image search.
Microservice read and write architecture
I search Google and then choose image tab, and then I think that there are so many images, and each one has a nice blog about the architecture. Starting reading, if I get bored, then I should take a break.
Best book I am reading now
I am reading this book now.
Here is the article.
If I can draw the diagram like the one called CQRS implementation, then I will start my journey as a serious system design learner
Medium is very good to figure out what I like to read. It is such a good place for me to learn system design.
The lifecycle of consoles is growing, meaning GameStop likely won't survive if all it does is hope to ride the current upgrades until the next cycle bubbles up. With new systems lasting seven years or more on average, GameStop needs to do something now if it wants to be around then.
To an extent, it is -- the pandemic showed the retailer how to leverage its online presence and physical footprint to grow revenue. E-commerce sales jumped 800% in the second quarter after having been up as much as 1,000% during a six-week period in the first.
GameStop has hired a new chief digital officer to focus on how it confronts the challenge. It has also redesigned its mobile app, which it claims will make a gamer's experience more meaningful, whether he or she is in the store or outside it.
Management noted e-commerce sales are on track to be a $1 billion business this year, yet they have only achieved 20% penetration, suggesting there remains significant growth in the years ahead. Coupled with arguably one of GameStop's most important developments, the just-announced 10-year agreement with Microsoft to modernize the retailer's back-end operations and expand its digital and physical game options, there is hope for the company's future.
