Free Credit Score in Canada

 

How To Get Your Free Credit Score in Canada

These three financial technology companies will provide your credit score for free:

1. Borrowell: They offer access to a free Equifax credit score and credit report. There are no fees and your credit score and report are updated on a weekly basis. Learn more about them in this Borrowell review.

2. Mogo: This company offers access to your free credit scores (Equifax) when you apply for its free prepaid card. The score is updated on a monthly basis. Get more details about Mogo in this review.

3. Credit Karma: They offer access to free credit scores (TransUnion). Your credit report is also provided.

You can also get your credit score directly from these two Canadian credit bureaus (they may charge a subscription fee):

4. Equifax: You can request your credit report and score online, mail a paper application, or call them at 1-800-465-7166.

5. TransUnion: You can request your credit report and score online, mail a paper application, or call them at 1-800-663-9980.

Alternatively, some Canadian banks provide access to your credit score through your account dashboard. Depending on the bank, you may see a TransUnion or Equifax score.

6. RBC: RBC customers can access a monthly update of their TransUnion credit score. This is how it works.

7. Scotiabank: Customers of Scotiabank can check their TransUnion credit scores using the bank’s website and mobile app. This is how it works.

8. CIBC: This bank also provides free access to your credit score (Equifax) via your account dashboard. Here’s how it works.

9. BMO: BMO clients can view their TransUnion score using its online banking portal or app. This score is updated monthly.

10. Desjardins: Lastly, Desjardins provides access to a free credit score and credit report check every month (TransUnion). Here’s how it works.