weekly contest 124

Feb. 16, 2019

Introduction

It is my favorite weekly contest. I took a break last Saturday since I had a party to attend. I played the contest this week and I fully enjoyed the contest as always.

My performance

I spent first one hour to write the first two algorithms. But the third algorithm I spent 30 minutes, and then I failed one test case in last minutes. After the contest, I tried to fix the bug in the third algorithm, but this time the bug is more serious. Time limit exceeded, I had no clue how to fix it right now.

Q1 - 993 Cousins in binary tree, here is my discussion link.
Q2 - 994 Rotten oranges, here is my discussion link.

After the contest,

I continued to work on the algorithm, but I could not solve the problem of time limit exceeded.

Q3 - 995 Minimum number of K consecutive bit flips, here is my discussion link.

Follow up 

It is 10:40 PM. I do not have time to work on the fourth algorithm. But I plan to write this algorithm as soon as I can. I like to push myself to work hard, I like to be the player who will solve all four algorithms in the contest in short future.

How to Deliver a REAL Job Interview Grant Cardone

Here is the link.

Grant Cardone Does a Live Training Session with His Sales Team

Here is the link.

The BEST Tips for Professional Sales People - Grant Cardone

Here is the link.

Grant Cardone Teaches Billion Dollar Company How To Use Social Media To Sell

Here is the link.

THE MILLIONAIRE BOOKET | GRANT CARDONE | ANIMATED BOOK SUMMARY

Here is the link.

How to Get Started on Becoming a Millionaire - Playbook to Millions

Here is the link.

The 10X Rule, by Grant Cardone | Animated Summary | Between the Lines Book Summaries and Reviews

Here is the link.

9282 HAZEL ST CHILLIWACK V2P 5N6

9282 HAZEL STREET, Chilliwack, British Columbia V2P5N6

$149,900 CAD

$633/moGet Mortgage

Get your credit report & score

• 1 Beds
 
• 1 Baths
 
• 581 Sqft

Property Type

Condo

MLS® Number

R2331754

Year Built

1981

Date Added

16 January 2019

Stories

1

Basement

None

Look  up BC assessment.com

39 units in the building



Sale history

2016-02-23         $51,000    302   581 square foot
2016-02-23         $49,500    309   581 square foot
2017-01-02         $77,000    202   581 square foot
2018-06-17         $150,000  307 
2018-04-20         $158,500  213
2018-07-30         $160,000  305

Stop Wasting Money on Junk - Grant Rant #158

Here is the link.

The money that I save is sacred. It's there to protect me and my future. It's not there to buy junk and stuff that I don't need that I just wanted for a second. Don't want tomorrow but that I'm going to need that money later for problems or opportunities.

"STOP Thinking Like the MIDDLE CLASS!" - Grant Cardone (@GrantCardone) - Top 10 Rules

Here is the link.

1. Be willing to pay the price 2. Meet the world head on 3. Commit fully 4. Be courageous 5. Don't keep your mind wide open 6. Work in a team 7. Embrace every moment 8. Have loftier goals 9. Surround yourself with success 10. You can do anything -= BONUS =- * Do door to door sales * Get your money mindset right

5 Steps to Becoming a Millionaire - Grant Cardone Trains His Sales Team LIVE

Here is the link.

How to Properly Manage Your Money Like the Rich | Tom Ferry

Here is the link.

Case study: 2006 citi bank credit card statement

Feb. 14, 2019

Introduction

I got my 2006 citi bank credit card statements. I plan to spend time to analyze my 2006 citi bank credit card statement.

Can I be a good role model of personal finance?

Feb. 14, 2019

Introduction

It is my personal finance research. I started to track my expense, and also spent hundreds of hours to review my citibank credit card statements from 1996 to 2018. I started very late, I just started from Nov. 2018. It is the first time for me to push myself to do research on good personal finance habit.

Eight year nine months

Feb. 14, 2019

Introduction

It is my personal finance research. I like to write a blog to celebrate my current job eight years nine months.

Eight year nine months

I have been on my current job eight year nine months. I like to write down a few things I learn through those years.

I worked on Amazon code screen in 2014. I wrote really bad and sloppy code in 2014. I started to push myself to learn and be a more competitive programmer.

Interviews

Here are some facts.

2006 GM onsite interview
2006 Siva-> Par Siva -> startup experience 16 months experience

2008 Microsoft onsite interview
2009 Microsoft phone screen. Here is the blog called possible triangle.

I started the programmer job from June 2010.

Microsoft
A phone screen from Microsoft 2012. Here is the algorithm
A phone screen from Microsoft 2014. Here is the algorithm, I got some advise from a principal engineer from Microsoft.
A phone screen from Microsoft 2015. Here is the blog.
Microsoft code screen on April 2016. The algorithm blog is here.
Phone screen with Microsoft Vancouver Oct. 2017.
Code screen with Microsoft Seattle in July 2018

Amazon
A code screen from Amazon in 2014.
A code screen from Amazon in March (passed one, but failed one)
A phone screen from Amazon in May 4, 2016
A code screen from Amazon in May 13, 2016 (passed two algorithms)
My first onsite with Amazon in June 2016 in the city of Vancouver.
Amazon phone screen in January 2017
Amazon code screen in July 2017 (passed two algorithms)
My second onsite with Amazon in June 2018 in the city of Seattle.

Facebook
An face-to-face interview with Facebook in January 2015 in the city of Vancouver. I learned that I had so much stress and did not know how to communicate at all. Here is the blog.
Phone screen with Facebook Seattle in July 31, 2018.

Google
My first phone screen with Google in April 2017. I developed strong interest into heap data structure, here are blogs.

Global Relay
2017 phone screen

Copperleaf
2017 phone screen



Pramp.com
Over 300 phone interview practice on pramp.com

Interviewing.io
Over 100 phone interview as an interviewer on interviewing.io.

I have chance to meet top talent people in the world. And starting from January 2018, every week I reserve 4 times a week at 10:00 PM to discuss with people on algorithm and data structure using interviewing.io.

My personal finance

I started to work on my personal finance research from Nov. 2018. I know how to do a good job for myself to learn personal finance, start to build good personal finance habit from Nov. 2018.

I tried to document my expenses, and then I learn that I should push myself hard to learn the basics of personal finance.

I think that it is more important to learn personal finance compared to algorithm and data structure; I have to learn how to solve my personal finance problem. I need to push myself to grow rich and build wealth.

With a full time job, I should push myself to save as much as I can. Time is almost running out!

My philosophy

I like to train myself hard on algorithm and data structure. I need to go back to work on coding every hour, solve a medium level algorithm every hour every day.

What I like to do is to build wealth and grow rich. I like to learn personal finance and investment, and I like to continue to work on data structure and algorithm practice as well.

I do believe that the experience I have related to software development will be my asset, I can easily adapt those skills and perseverence into my personal finance, investment, rental business, and IRA accounts management, and other area related to relatives, helping young generation etc.

Case study: Airline ticket expenses

Feb. 14, 2019

Introduction

It is my personal finance research. I like to analyze my expenses of airline tickets, and I like to do a case study.

Case study

Here is the expense of my airline ticket.

2006 - I went to GM for onsite interview. I need to look into the interview again and see what I learn from the experience.

2008 February - I got laidoff from H1-B. I got a ticket paid by ex-employer and then went back to China, and applied F1 visa to get back to FAU.

2008 August - I went to Microsoft Seattle for an onsite interview. This was my first official onsite interview based on algorithm and data structure. I should have prepared those algorithms from 2001 to 2008.

2009 May - I went to Charlotte for a short trip, help a friend's family road trip from Charlotte to Boca Raton.

2012 February - I made a mistake to plan a one-month vacation. I paid expensive ticket, and I also paid by US credit card.

I also made mistake to spend over three thousands dollars for the vacation. Here are blogs related to 2012 vacation.

Money Habits: How to Create a Rich Life with Ramit Sethi and lewis Howes

Here is the link.

I Will Teach You To Be Rich by Ramit Sethi - How You Become Rich ► Animated Book Summary

Here is the video link.

LESSON 1: Forget Budgets LESSON 2: Make Your Accounts Work Together Automatically LESSON 3: The 6 Commandments of Credit Cards LESSON 4: How to Pay Off Credit Card Debt LESSON 5: How to Pay Off Student Debt LESSON 6: The Myth of Financial Expertise LESSON 7: A Rich Life Isn’t All About Money

67 Home Based Business Ideas That Are Easy to Start

Here is the article.

27 Signs You Are Financially Stable

Here is the article to read.

Ramit Sethi’s I Will Teach You to Be Rich

David Bach’s Smart The Automatic Millionaire

27 Good Financial Habits You Need For Ultimate Financial Success

Here is the link.

Read One Financial Book Each Year

If you want to become financially stable, you’ll have to seek advice from the financial masters. Easy to do, since nearly every one of them has at least one book available.

Take advantage of that knowledge. If you only get three or four bankable ideas from reading a single book, think about how many you’ll get from reading a dozen or more.

Some of the personal finance books that I’ve enjoyed over the years include: Dave Ramsey’s Total Money Makeover, David Bach’s Smart The Automatic Millionaire, Ramit Sethi’s I Will Teach You to Be Rich.  And…well there is of course the book on the left:

8. Track Your Spending

If you don’t have a budget, then you probably don’t have even a remote idea where all of your money is going. This is one of those good financial habits you absolutely must adopt you if want to get control of your finances.

By tracking your spending, you will be able to identify the areas of excess. Eating out for 50% of your meals? Cut that back to even 25% and cook or brown bag the rest, and you’ll have a nice chunk of change to contribute to paying down debt or building up your savings.

Start tracking your spending now – you may be surprised to find where your money is actually going.

How To Finish Rich: A Conversation With Bestselling Author David Bach

Here is the article.

David Bach: I've taught a concept called Purpose-Focused Financial Planning for two decades, which is that you need to look at your values first before you make decisions around your money. When your values are clear, your financial decisions become easy. 

From an investing standpoint, I'm a huge Warren Buffett disciple and groupie. 

I'm also a fan of Jack Bogle. I'm a big believer in investing in things that produce value, and Warren Buffett and Jack Bogle would be my two primary money mentors.

Case study: mock interview using sliding window minimum

Feb. 12, 2019

Introduction

It is the notification of Linkedin.com. I got the notification of young graduate joining Uber.com, so I checked the message and learned that I interviewed him on Nov. 2018. I like to case study the mock interview on June 28, 2018.

Case study

Here is the date of mock interview.

Case study: mock interview using sliding window minimum

Feb. 12, 2019

Introduction

It is one of my over 100 mock interviews in 2018. Recently I got notification on Linkedin.com about a young graduate joining Google, so I checked the message history and learned that I interviewed him last year. The mock interview was on July 26, 2018. I like to case study the mock interview again.

Case study

Here is the blog to document the mock interview.

How To Build A Powerful Team - Boss In The Bentley

Here is the link.

How Millionaires Plan Their Day - Millionaire Productivity Habits Ep. 22

Here is the link.

Intact insurance stock

Feb. 12, 2019

Introduction

It is my personal finance research. I had a party with my classmate of Shanghai Jiaotong university, so I decided to look into the company Intact's stock. Why? Since I did some case study of my 2011 vacation in the city of Seattle.

Monte Carlo Simulation

Here is the article.

There's almost no chance young investors will lose money over 40 years

Here is the link.

"This analysis shows that the effects of even significant downturns can be smoothed out by a long-term investment strategy, if the investor is willing to stay the course,"Arielle O'Shea, investing and retirement specialist at NerdWallet, told Business Insider.

The Four Money Beliefs That Are Holding You Back Financially - Millionaire Mindset Ep. 2

Here is the link.

#1 Negative association with money. I was thought that rich people are greedy
#2 Grew up in a community environment. Brought up to ask for permission before I can take actions. People even have to confront relatives to choose a partner/spouse
#3 Fear of success. I always use an open bucket of crabs as an illustration. If a crab tries to climb out, another will pull the crab back in the bucket. I thought, what is the point of being successful if I had to start again?
#4 Noticed that I was spending too much time with entertainment. Currently cut down time spent on entertainment and social media to focus on being productive and doing the work. Learning to take more actions.

Another comment about ideas:

The 4 common inner conflicts holding people back 1. Negative associations with money and wealth (this is the belief of the 95%) "you should love what you do so much, it's the only thing you're willing to make money from"
2. Overly sensitive to others' opinions, perceptions, criticism, gossip & outright attacks (don't take it personal)
3. fear of changes required for higher level of success, where in-turn you secretly sense deep down within, you say to yourself "maybe I'm not good enough, not worthy or inadequate"
4. realization of unwillingness to pay the price but equally unwilling to admit this; as a result, i.e. attend seminar so you feel better about yourself (in other words; lying to yourself)
• success must be paid in advance • you'll know you've paid the price when you've accomplished it (depends on the size of one's goal) • most people knows how failure feels but not how success feels (fear of the unknown) • Book Recommendation - Jim Newman's "Release Your Brakes" (free pdf can be found online) • Event Recommendation - T. Harv Eker's Millionaire Mind Intensive (free 3-day event) • No 6-figure high earners can operate with high levels of unresolved inner conflicts about money and wealth. Millionaires have no margin for such weakness. (3 keys: know how to make it, keep it, multiply it)

How To Spot A Pyramid Scheme / Multilevel Marketing

Here is the link.

How To Never Be Broke Again

Here is the link.

The Biggest Scam In The History Of Mankind

Here is the link.

The causes of poor decision making - investor psychology

Here is the link.

There are 9 distinct behaviors that tend to plague investors based on their personal experiences and unique personalities.

Loss Aversion
Expecting to find high returns with how risk

Narrow Framing
Making decisions without considering all implications

Mental Accounting
Taking undue risk in one area and avoiding rational risk in another

Diversification
Seeking to reduce risk, but simply using different sources

Herding
Copying the behavior of others even in the face of unfavorable outcomes

Regret
Treating errors of commission more seriously than errors of omission

Media Response
Tendency to react to news without reasonable examination

Optimism
Belief that good things happen to me and bad things happen to others

Anchoring
Relating to the familiar experiences, even when inappropriate

Key Findings 

In 2015, the 20-year annualized S&P return was 8.19% while the 20-year annualized return for the average equity mutual fund investor was only 4.67%, a gap of 3.52%.

What Really Separates The Rich From The Poor And Middle Class

Here is the link.

Leverage

for example,
- OPT (other people's time)
- OPK (other people's knowledge)
- OPM (other people's money)
- OPR (other people's relationship)
- Technology

How To Think And Grow Rich

Here is the link.

Principle

Accurate thinking

Yet Another Study Shows That Timing the Market Doesn't Work

Here is the link.

                                            2015 Return    Annualized return, 1996-2015
S&P 500                                 1.38%              8.19%
Average equity                      (2.28%)             4.67%
mutual fund investor

A hypothetical investor with $100,000 would watch their investment grow to $249,000 (before taxes) over 20 years at a 4.67% annual rate of return. That same investor, earning, 8.19% per year, would end up with $483,000 -- nearly twice as much.

What Is The Value Of An Advisor? Vanguard Totes Up 'Advisor's Alpha'

Here is the link.

Why Investing Is Simple But Not Easy

Here is the link.

1. Match your asset allocation to risk tolerance.
2. Minimize your costs.
3. Stick to your plan

If you can’t help yourself, put aside some “play money” you can afford to lose by speculating and consider hiring a financial advisor to talk you out of a bad decision with the rest of your money. (Vanguard estimates that this “behavioral coaching” can boost your returns by 1.5%.)

207 7175 134 Street, Surrey, BC V3W 4T1

About This Home

Sherwood Manor - Excellent location! Large 1 bedroom close to 72nd Avenue and King George Hwy business district, transmit, Newton Pool, schools, shopping, recreation. Enclosed balcony, south facing, nice and quiet. Recreation room with gym equipment, pool table and shuffle board.

Snapshot

• Price:
 
• $259,900

• Bedrooms:
 
• 1

• Full Baths:
 
• 1

• Square Footage:
 
• 806

• Year Built:
 
• 1986

• Listing ID #:
 
• R2339839

• Street Address:
 
• 207 7175 134 Street

• City:
 
• Surrey

• State:
 
• British Columbia

• Postal Code:
 
• V3W 4T1

• Listing Status:
 
• Active

Building

• Age Of Dwelling:
 
• 33

• Amenities:
 
• Exercise Centre

• Stories:
 
• 1

• Style:
 
• Inside Unit

• Total Building Square Footage:
 
• 806

• Year Built:
 
• 1986

Don't take it personally: Growing a thicker skin at work

Here is the link.

7 Ways To Develop A Thick Skin In the Office

Feb. 11, 2019

Introduction

It is my personal finance research. I went to Amazon vancouver AWS event, and I learned the word to have thick skin to be a software developer manager. I like to read more about this topic.

Here is the article.

My date of money - No. 4

Feb. 11, 2019

Introduction

It is my personal finance research. I learn the concept to date my money. I went to Scotia bank and got $3000 dollars cash and then purchased Canadian dollar. I like to learn from my own experience, baby step to learn how to trade US dollar to Canadian dollars, since the invert rate is 0.76.

The purchase

I went to kingsmark to purchase Canadian dollar and I got $4001.00 Canadian dollars.

One of ideas is to train myself to practice personal finance, and learn how to read the market, and also take some action.

Personal finance research is hard than I think

Feb. 11, 2019

Introduction

It is my personal finance research. I think that learning personal finance is hard than I think.

Personal finance research

I had chance to meet my two classmates from Shanghai jiaotong university and their family on Feb. 10, 2019. The party started from 4:00 PM and ended at 10:00 PM.

One of my ideas to learn personal finance is to share my blogs with my classmates. What I like to do is to get some feedback, and then figure out how to seek advice and be a better self-learner.

I also talked about the personal finance in the party and got some feedback. Learning personal finance is not easy. I was advised by my friend to think about working as a math tutor as a side hustle.

My idea is not to exchange time for money. I like to learn how to make money from the money.

Is Renting Always A Waste Of Money?

Here is the link.

1. Can you really afford it?
2. Is it cheaper to rent or buy?
3. Rent if you are still earning and learning
4. Buy if you are stable and established
5. Buy if you are an entrepreneur and not yet an investor
6. Buy if you are financially successful

How To Start Paying Off Debt?

Feb. 11, 2019

Here is the link.

When You're Stuck In Life...

Here is the link.

The 3 Best Habits Of Rich People

Here is the link.

1. Count your money (what gets measured, gets improved) 2. Pay yourself first (at least 10%) 3. Improve your earning ability (find ways to add value to the marketplace)

How Hustling Only Makes You Tired Not Rich - Boss In The Bentley

Here is the link.

How Highly Successful People Think

Here is the link.

Long term

  Homeless - next meal
  employee - next two weeks paycheck
  manager - quarterly

  Dan - next three years - daily income goal

Successful people think about long term

Accurately

Successful people think about accurately.
Look as it it. Not overly optimistic.

Obstacles in-between

Everything is working out perfectly.

What could go wrong?
What do not I know?

People

Successful people think about people.


DIG- Daily Income Goal, Successful people think long term not short term, think accurately, think people
3 Questions to ask yourself:
What could go wrong, what don't I know, and what don't I see.

7 reasons why you will never get rich

Here is the link.

1. You don’t think money is that important 2. School never taught you about money & wealth 3. Your parents never taught you about money and how money works 4. You were never taught how to make money beyond a job 5. The mainstream media and advertisers want you to consume 6. You have a negative association towards rich people 7. You never take full responsibility for your own financial future

The Wealth Triangle™ - Dan Lok's Pioneered Wealth Strategy - How to Invest Like a Millionaire Ep. 2

Here is the link.

How To Become Rich - 3 Steps For REAL + LASTING Wealth (With Dan Lok)

Here is the link.

7 Business Strategies That Will Make You RICH

Here is the link.

The 7 Principles are: #1 Building relationships. As a business owner, Never Consider a transaction as a 1 off thing. Consider a new purchase as a start of a new and beneficial relationship for both parties. #2 Integrity. The number one reason why people stop buying from a business is that they do not keep a promise they’ve made. #3 Ask. How many people are afraid to ask for what they want. See most people don’t get what they want because they don’t ask for what they want. Don’t be afraid to ask. #4 Passion vs. Market. Business is market driven not passion driven. You might be passionate about playing darts in your spare time but there is no market for it. Then you might now make a whole bunch of money with it. #5 Abundance Vs. Scarcity. Something that holds people back from achieving their full financial potential is that they think that money is on very limited supplies. When they feel like every dollar they made comes at someone else's expense, they feel guilty when they start making more money. #6 Clarity. Do you normally get in your car and start driving with no idea of where you are going. Not really. You get in your car to go to the grocery store or to work. You have a clear destination. #7 It’s not about deservingness. Many people believe that if they become more deserving than wealth will come. If they think more positively and then things will turn around.
And don’t get me wrong, being a positive person is a great thing. But it does not equal wealth.
There is a saying that goes You don’t get what you Deserve, You get what you negotiate.

The 6 Steps You MUST Take to Grow RICH (ft. Chronicle Living)

Here is the link.

10 Things The RICH Teach Their Kids About MONEY

Here is the link.

1) Rich Parents Teach The Importance of Money. 2) They Teach The Difference Between Assets and liabilities. 3) How to manage their money(include kids). 4) Teach different ways to earn money. 5) Developing productive habits. 6) No One Owes You Anything. 7) Social and influence skills. 8) Delayed gratification(patience). 9) There is ALWAYS More Money. 10) The Best Way To Make Money Is It Help Others.

How To Get RICH People To Mentor You (Step by Step)| How To Find a Mentor

Here is the link.

Learning about investing

Feb, 10, 2019

Introduction

It is my personal finance research. I do think that a person should build good personal finance habits, and keep improving and use those habits to manage personal finance.

Stock market investing

It is most challenging and I have to start all over again to learn how to invest in stock market. This time I like to learn something basics as well.

8 Money Mistakes You NEED to Avoid!

Feb. 10, 2019

Here is the video link.


8 MONEY MISTAKES YOU NEED TO AVOID (summary): #1.) Relying on the Hope Strategy: believing you’ll make lots of money and all your financial problems will go away (ie. starter entrepreneurs spending more money than they make). #2.) Having a spending problem = spending more than you can afford. (ie. Buying all the stuff you don’t need: cars, shoes, clothes, etc). Solution: spend less than you make. Save and invest the rest. #3.) Holding cash. Mistake: keeping your money in your account (cash). Inflation exists. Therefore the value of your money will decrease every year. Solution: invest your money and take advantage of the long term power of compound interest. #4.) Investing before paying debts. If you have debts with high interest rates pay them first before even thinking of investing. Otherwise your debts will compound at a higher rate than your investments. #5.) Not planning for medium term expenses. Thinking of your expense 2-4 months ahead will help you to avoid any unpleasant financial surprises in the long run. #6.) Not saving your money to help you think longterm. Living paycheck to paycheck keeps you in a short term mentality. Solution: put a little bit of many away every paycheck will help you shift into a longterm mentality when it comes to your financial goals. #7.) Not starting a side hustle if you don’t like your current job. 85% of people in the US don’t like their jobs. Yet more people choose to complain than do anything about it. Solution: in the age of technology, do something about it and start a side hustle. #8.) Not learning about investing. Fear of losing money keeps people away from the knowledge of investing. Solution: investing is like learning how to ski. You see people do it and it looks easy. Yet you try it and fall over and over again. But the more you practice the better you get. Learn how to invest.

Proverbs 13:7 "One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth."

Feb. 10, 2019

Introduction

It is my favorite verse today. I read it first time, but I like the statement. One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth. 

45555 YALE ROAD, Chilliwack, British Columbia V2P0A9

$199,900 CAD

$845/moGet Mortgage

Get your credit report & score

• 1 Beds
 
• 1 Baths
 
• 635 Sqft

Property Type

Condo

MLS® Number

R2335934

Year Built

2008

Date Added

29 January 2019

Stories

1

Basement

None

Location

Neighborhood

Chilliwack Proper

Postal Code

V2P0A9

Description for 45555 YALE ROAD

ATTENTION First time Buyers and Investors!! Come and see this great 1 bedroom 1 bathroom condo in "The Vibe"! Completely redone from top to bottom this immaculate unit features a brand new kitchen with stainless steel appliances, quartz countertops, and beautiful tile backsplash. Fresh paint, and new contemporary vinyl flooring give this unit a modern feel. Other features include, new lighting and blinds throughout, as well as a new vanity and dual flush toilet in the ensuite. Superb patio has access from both the master bedroom and living room. Centrally located to all amenities, the highway and new Molson Brewery! Rent out or live in today! (id:1937)

Here is the link.

Home price:  $199,000

Down payment: 20%  $39,980

Mortgage amount: $159,920

Rate type: Fixed

Term: 5 years

Location: Chilliwack

Scotia bank  3.69% $815

45744 SPADINA AVENUE, Chilliwack, British Columbia

Here is the information. Here is the link.

$174,900 CAD

$739/moGet Mortgage

Get your credit report & score

• 2 Beds
 
• 1 Baths
 
• 785 Sqft

Property Type

Condo

MLS® Number

R2335507

Year Built

1982

Date Added

26 January 2019

Stories

1

Home price: $174,900
Down payment: 20% $34,980
Mortgage amount: $139,920

Rate type: Fixed
Term: 5 years
Location: Chilliwack

3.69%, $713/ month

#1 Difference Between The RICH And The POOR 💸

Here is the link.

How To Make Passive Income vs. Leveraged Income (With Dan Lok)

Here is the link.

Why it is important to keep good relationship with friends?

February 9, 2019

Introduction

It is my personal finance research. I like to write a good quality blog related to the topic.

Facts

One thing I have to do is to gather facts from my personal experience.

1. In 2009, I filed an appeal for leave case in Canada Federal court. I need to provide a Canada post office address. I asked the help from my Shanghai Jiaotong University classmate and we stayed the same dorm 7 of us 4 years from 1984 to 1988. Both of us are Christians, we worked together very well on my case, and I decided to choose to live in the city of Vancouver.

2. I will think carefully and write a few more friends.

Why I choose to write every day?

Feb. 9, 2019

Introduction

It is Saturday and this 4:00 PM I have to go to party to meet my Shanghai Jiaotong Univeristy classmates in the city of Vancouver. I have to learn from friends and also keep good relationships. I start to share my blogs related to personal finance, since all my friends have 10 times more compared to my wealth.

Feel good to share with friends

I have full time job, and I also work on a few project last two weeks. I need to find a renter for my Florida Boca Raton condo, and I need to give out guidance to my nephew related to his principal application. I have to follow up wealthy friends and also keep them entertained. One of them is to share my personal finance blogs.

I choose not to be a driver for my rich elder sister. I was naive and paid $500 dollar for renting a car, a brand new car with 3000 miles, I took risk and spent time to drive one day to Yosemite in 2014; I decide not to be a servant to my sister. I need to save those airline ticket, rental fee of car, risk of car accident which may bring me a lot of trouble. One idea is to stay distance from wealth friends and relatives.

Dan Lok: 5 High Income Skills That Made Him Over $10M - NO COLLEGE REQUIRED!

Here is the link.