It is my personal finance research. I came cross credit report of 2014, and I was so surprised that I only have year 2014 credit report. I tried to identify what credit card I put on in 2001 Shanghai vacation, I got huge credit card debt but I could not find which credit card I used. I called Capital one but the bank could not find my account. I looked up 2014 credit report and I found the credit card, but it was opened in 2004.
Get credit reports
One thing I can do is to build good habit. I should get credit report every year in United States and also in Canada.
I should build routine to do regular checks with my credit card, assets, and all other reports etc.