Sunday, December 16, 2018

3 Things That Allowed Me To Save Half My Income Without A Budget

Here is the link.

The article is well-written. I like to write down a few ideas based on the article in the following:

Go over the article like the following:

Budgets and I, however, have never gotten along. Every month, Mint sounds the alarms telling me in which categories (plural) I have overspent.

Julia's thinking process:
what is Mint? an app I just found out this Nov. 2018. After I paid over $300 inactive fee on BB&T account. 

Budgets and I, however, have never gotten along. I totally agreed. 

I was single all my life. I did not learn to work with high skilled person all my life. I lived with my 70 years old mom in Florida 4 months in 2010 and 5 months in 2001. I learned and copied all her ideas. She only had less than three year formal educations. 


All other times I live with roommates. They are professors right now, some are Ph.D. with Tsinghua universities, business owners. They taught me a lot of things about business. However, I still fall behind in terms of wealth building, career development. 

1. Cut fixed expenses to the core.
2. Force myself into savings.

No comments:

Post a Comment