Here is the link.
The article is well-written. I like to write down a few ideas based on the article in the following:
Go over the article like the following:
Budgets and I, however, have never gotten along. Every month, Mint sounds the alarms telling me in which categories (plural) I have overspent.
Julia's thinking process:
what is Mint? an app I just found out this Nov. 2018. After I paid over $300 inactive fee on BB&T account.
Budgets and I, however, have never gotten along. I totally agreed.
I was single all my life. I did not learn to work with high skilled person all my life. I lived with my 70 years old mom in Florida 4 months in 2010 and 5 months in 2001. I learned and copied all her ideas. She only had less than three year formal educations.
All other times I live with roommates. They are professors right now, some are Ph.D. with Tsinghua universities, business owners. They taught me a lot of things about business. However, I still fall behind in terms of wealth building, career development.
1. Cut fixed expenses to the core.
2. Force myself into savings.
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