Here is the link.
3:28/ 25:12
Debt is the ability to have something today that you otherwise could not have
But you have it today because you have the future means to pay for it
3:40/ 25:12
Avoid gratifying yourself with needless things
4:05/ 25:12
Your home is your major asset
Most home buyers will not be able to purchase a house if they wait until they can pay for it in cash
Saturday, January 12, 2019
Comparison study on Leetcode algorithms
January 12, 2019
It is my research how to develop with more strength to be a good problem solver on algorithm and data structure. I like to compare myself with another player on Leetcode.com, so I can expect that how much room I can improve, in terms of weekly contest performance, and how to plan to schedule my time on practice, and also contribution to the tech community.
Here is the comparison. I like to show my profile and another player together.
Introduction
It is my research how to develop with more strength to be a good problem solver on algorithm and data structure. I like to compare myself with another player on Leetcode.com, so I can expect that how much room I can improve, in terms of weekly contest performance, and how to plan to schedule my time on practice, and also contribution to the tech community.
Comparison
Here is the comparison. I like to show my profile and another player together.
things to compare:
Julia top performer
Ranking of contest: 13904 4448
Rating 1685 1896
Contests played 25 74
Algorithms solved 343 614
Discuss upvotes 32 1014
I need to play 50 more contest, and I need to solve another 280 Leetcode algorithm. I need to work hard to get some upvotes on Leetcode discuss.
Being a good blogger and also learn from others as well
January 12, 2019
I start to practice coding in 2019 and try to push myself to finish another 200 medium level algorithm. I also follow others and write some comment based on my practice.
Here is my comment I wrote on the blog of a casual coder.
Jianmin ChenJanuary 11, 2019 at 11:49 AM
Thank you for sharing.
I really like the ideas in your implementation. I enumerate one by one in the following:
1. Preprocess all rows and columns and quadrants into data structure, O(1) to look up if the digit is available for next empty slot;
2. index variable from 0 to 80 is used to track the progress of depth first search, help to identify base case;
3. Step 1 is also very efficient since every element with digit values in the board will be added once at the beginning.
I make some minor changes and add some comment to help follow the calculation.
Hashtable -> HashSet
variable names:
rows -> rowDigits
cols -> colDigits
I rewrote the code and practice one more time, also I shared on Leetcode discuss.
https://leetcode.com/problems/sudoku-solver/discuss/217272/C-One-more-elegant-solution
Introduction
I start to practice coding in 2019 and try to push myself to finish another 200 medium level algorithm. I also follow others and write some comment based on my practice.
Sudoku solver
Here is my comment I wrote on the blog of a casual coder.
Jianmin ChenJanuary 11, 2019 at 11:49 AM
Thank you for sharing.
I really like the ideas in your implementation. I enumerate one by one in the following:
1. Preprocess all rows and columns and quadrants into data structure, O(1) to look up if the digit is available for next empty slot;
2. index variable from 0 to 80 is used to track the progress of depth first search, help to identify base case;
3. Step 1 is also very efficient since every element with digit values in the board will be added once at the beginning.
I make some minor changes and add some comment to help follow the calculation.
Hashtable -> HashSet
variable names:
rows -> rowDigits
cols -> colDigits
I rewrote the code and practice one more time, also I shared on Leetcode discuss.
https://leetcode.com/problems/sudoku-solver/discuss/217272/C-One-more-elegant-solution
One more comment
-
This comment has been removed by the author.
Very nice!!! This problem reminds me of the 8-queens problem doesn’t it? Same ideas. Cheers, Marcelo
Learning by doing
Jan. 12, 2019
It is one of ideas I learned from the video called "Cost of setting up a business". Here is the link.
Introduction
It is one of ideas I learned from the video called "Cost of setting up a business". Here is the link.
ANC On The Money: Cost Of Setting Up A Business
Jan. 12, 2019
It is 25 minutes video. I think that the teaching from the professor is very good. I already half through, and a few good ideas in the talk. I like to write down those ideas.
Here is the link.
Introduction
It is 25 minutes video. I think that the teaching from the professor is very good. I already half through, and a few good ideas in the talk. I like to write down those ideas.
Here is the link.
My notes
Case study: 1999 citi credit card statement analysis
Jan. 12, 2019
It is my personal finance research. I like to figure out what my thought process in 1999, twenty years younger. What are my major problems and what I should learn from those mistakes, things I did correct.
First I like to review the expense by store, and also the graph of amount of purchase.
The graph is the following.
Introduction
It is my personal finance research. I like to figure out what my thought process in 1999, twenty years younger. What are my major problems and what I should learn from those mistakes, things I did correct.
Case study
The graph is the following.
Actionable Items
I worked for a startup company called Bank Atlantic Entertainment, later called online gaming.
I spent vacation to San Diego, airline ticket $450.00 dollars for 5 days. I spent vacation to New York as well, I visited word trade center in New York.
The clothing over $1900 dollar is not necessary. I should limit to $200 dollars for a year.
One of ideas is to argue to myself, how to save $5,000 dollars from those $10,000 dollars. How to entertain myself without spending money. I have 750 square foot home and I worked full time, most of time I did not have time to stay at home.
Every week I went to Ross store, and also I made purchase every week almost.
I also talked to my relatives and my mom every week, the long distance call expense is more than $360.00 US dollars. I remembered one month I spent over $250 US dollars for long distance call, every minutes is over 60 cents in US dollars.
I need to study my own behavior, the activities I enjoy, and the ability I can learn and what are the most weakness in my finance knowledge.
I spent over 300 times purchases. Right now I did not have any receipt. I cannot identify the items and the price. But that is a lot of time to visit store and go shopping.
How to coach younger myself in 1999?
I had a brand new Ford Explorer, I purchased in March 1999. I can get any cloth in less than one hour.
First of all, I should not purchase a brand new car since my saving is less than $10,000 dollars.
I made a brand new Ford Explorer in March, 1999. And I purchase a condo in August in 1999.
Here is my purchase of car documented in my blog. Here is the condo purchased documented in my blog.
After I purchased the home in August, 1999, my saving was less than $3000 us dollars. I should cut down my expenses immediately.
Reference Number
Here is the article to read. I need to look into credit card statement reference number.
Friday, January 11, 2019
What to do when markets go wild
Here is the link. Less than 4 minutes video.
1:44 / 3:41
Active investing requires you to
1. Base your trades on your economic outlook
2. Base your trades on your stock market outlook
3. Put a distinction among your core position or trading position
1:44 / 3:41
Active investing requires you to
1. Base your trades on your economic outlook
2. Base your trades on your stock market outlook
3. Put a distinction among your core position or trading position
ANC On The Money: Money and Self Esteem
Here is the link.
9:00/ 23:24
Compulsive shopping is becoming an epidemic, with consequences that range from financial difficulties, to health problems, family conflicts and poor self esteem.
- Journal of Consumer Research
18:00
Helping friends and relatives...
You cannot give what you do not have
Don't sacrifice your own future
Don't encourage them to depend on you
9:00/ 23:24
Compulsive shopping is becoming an epidemic, with consequences that range from financial difficulties, to health problems, family conflicts and poor self esteem.
- Journal of Consumer Research
18:00
Helping friends and relatives...
You cannot give what you do not have
Don't sacrifice your own future
Don't encourage them to depend on you
Case study: 1999 citi credit card statements
January 11, 2019
It takes me less than three hours to come out the expense summary based on citi bank credit card statements. I like to do a case study and see how many issues in my expenses.
Here is my github personal finance folder. This is the first time I came out the total of clothing cost in 1999. Again it is close to $2,000 us dollars.
I just could not believe that small amount purchases can be added up to thousands dollars so quickly. It is definitely surprising that I purchased $2,000 dollars a year in 1999, 2000, 2001. All three year purchase of clothing can easily be added up to $6,000 US dollars.
Now I know that my most waste of money is on those clothing purchase. I made the same mistake from 2010 to 2017.
When I saw the market crashed in 2002, my mutual fund VIGRX from $3000 original purchase went down $2,000 dollars, I sold it. But how about those clothing, those are extra clothings. I should consider that it is loss of money I earn as well.
It is so surprising that I spent almost $900/ month on credit card, I also paid $390/ month for car installment, and $490 for mortgage and condo association, $200 installation monthly for black leather sofa. I had extra bedroom empty and I lived in a two bedroom home.
I definitely need to learn how to save money. I drove less than 3 miles from home to office. That is the reason I spent $257 dollars on gas purchase.
Biggest purchase is $1205 projection TV with 56 inches. I paid mom's ticket from Beijing to Florida around $500 dollars.
I just could not believe that there are over 300 purchase transactions. I did one by one to figure out what store and update store category. After 30 minutes I found out that it is too time consuming, instead I just use Excel column filter "Contains", and then quickly process the same store in once.
It is not too difficult to process credit card statements pdf files and come out the summary report using Excel sheet.
I need to build good personal finance habits. Here are things I like to do.
1. Keep all receipts;
2. Download all credit cards statement at the end of year;
3. Calculate the total of expenses by month, by year, by category;
4. It is not too difficult for me to learn how to use Excel sheet back in 1999.
5. Keep all clothing shopping receipts.
I just could not believe that I made purchase book over $190.00 dollars as well in 1999.
I think that I should discipline myself and limit to myself with $100.00 dollars on wants, not needs. That means $1200 US Dollars for the whole year.
I was not a permanent resident in USA back in 1999. I worked using H1-B visa. I filed H1-B in 1999 by myself to save money. But I also needed to learn how to learn how to save and invest right away, once I had a full time job with $47,000 US dollar/ year, I need to push myself to learn how to invest, personal finance.
Over 7,000 us dollars on the credit card I should not spend at all. I think this way in 2019, January 1, 11:45 PM. Those expenses are not my needs.
January 24, 2020
I should think about how much it costs to purchase a home in the city of Shanghai in 1999. I should think about how to save all those cashes, and then put into growth index fund over 20 years.
Introduction
It takes me less than three hours to come out the expense summary based on citi bank credit card statements. I like to do a case study and see how many issues in my expenses.
Case study
Here is my github personal finance folder. This is the first time I came out the total of clothing cost in 1999. Again it is close to $2,000 us dollars.
I just could not believe that small amount purchases can be added up to thousands dollars so quickly. It is definitely surprising that I purchased $2,000 dollars a year in 1999, 2000, 2001. All three year purchase of clothing can easily be added up to $6,000 US dollars.
Now I know that my most waste of money is on those clothing purchase. I made the same mistake from 2010 to 2017.
When I saw the market crashed in 2002, my mutual fund VIGRX from $3000 original purchase went down $2,000 dollars, I sold it. But how about those clothing, those are extra clothings. I should consider that it is loss of money I earn as well.
Summary by categories
It is so surprising that I spent almost $900/ month on credit card, I also paid $390/ month for car installment, and $490 for mortgage and condo association, $200 installation monthly for black leather sofa. I had extra bedroom empty and I lived in a two bedroom home.
I definitely need to learn how to save money. I drove less than 3 miles from home to office. That is the reason I spent $257 dollars on gas purchase.
Biggest purchase is $1205 projection TV with 56 inches. I paid mom's ticket from Beijing to Florida around $500 dollars.
Technical tips
I just could not believe that there are over 300 purchase transactions. I did one by one to figure out what store and update store category. After 30 minutes I found out that it is too time consuming, instead I just use Excel column filter "Contains", and then quickly process the same store in once.
It is not too difficult to process credit card statements pdf files and come out the summary report using Excel sheet.
Actionable Items
I need to build good personal finance habits. Here are things I like to do.
1. Keep all receipts;
2. Download all credit cards statement at the end of year;
3. Calculate the total of expenses by month, by year, by category;
4. It is not too difficult for me to learn how to use Excel sheet back in 1999.
5. Keep all clothing shopping receipts.
I just could not believe that I made purchase book over $190.00 dollars as well in 1999.
My thought after 20 years
I think that I should discipline myself and limit to myself with $100.00 dollars on wants, not needs. That means $1200 US Dollars for the whole year.
I was not a permanent resident in USA back in 1999. I worked using H1-B visa. I filed H1-B in 1999 by myself to save money. But I also needed to learn how to learn how to save and invest right away, once I had a full time job with $47,000 US dollar/ year, I need to push myself to learn how to invest, personal finance.
Over 7,000 us dollars on the credit card I should not spend at all. I think this way in 2019, January 1, 11:45 PM. Those expenses are not my needs.
Follow up
January 24, 2020
I should think about how much it costs to purchase a home in the city of Shanghai in 1999. I should think about how to save all those cashes, and then put into growth index fund over 20 years.
ANC On The Money: Back to Basics: Budgeting
Here is the link.
1:03/ 25:14
A budget is telling your money where to go instead of wondering where it went.
- John Maxwell
1:03/ 25:14
A budget is telling your money where to go instead of wondering where it went.
- John Maxwell
ANC On The Money: Living Below Your Means
Here is the link.
The key is to defer unnecessary expenses.
11:00/ 20:56
The balanced money formula
30% wants 20% savings
50% needs
From all your worth by
Elizabeth Warren and
Amelia Tyagi
The key is to defer unnecessary expenses.
11:00/ 20:56
The balanced money formula
30% wants 20% savings
50% needs
From all your worth by
Elizabeth Warren and
Amelia Tyagi
Dental dilemma
January 11, 2019
It was so painful experience from Nov. 17 to January 8. I had an upper tooth right side third next to last. Every day is bleeding, pain, and milky every hour on January 8. I finally got the date to my dentist appointment in the city of Vancouver.
The dentist asked me two options. Extra the tooth or deep cleaning the tooth. I will have to deep clean the tooth every 4 - 6 months.
I asked the price, the assistant told me that it costs $120 Canadian dollars for extraction, $90 dollars for half hour deep cleaning.
I had a tooth with gum surgery, and then so many infections last two years without deep cleaning, since my previous dentist referred me to periodontist. I did not go. Last Nov., the infection was so severe, I finally got the tooth extracted.
I decided to do two tooth deep cleaning. I just could not believe that those two teeth are not able to stand any biting. Shaking like earthquake when it is infected with the gum.
I like to write a blog to memorize so many sufferings I experience last two months.
Home care just cannot beat the professional dentist in Vancouver.
Introduction
It was so painful experience from Nov. 17 to January 8. I had an upper tooth right side third next to last. Every day is bleeding, pain, and milky every hour on January 8. I finally got the date to my dentist appointment in the city of Vancouver.
Dental dilemma
The dentist asked me two options. Extra the tooth or deep cleaning the tooth. I will have to deep clean the tooth every 4 - 6 months.
I asked the price, the assistant told me that it costs $120 Canadian dollars for extraction, $90 dollars for half hour deep cleaning.
I had a tooth with gum surgery, and then so many infections last two years without deep cleaning, since my previous dentist referred me to periodontist. I did not go. Last Nov., the infection was so severe, I finally got the tooth extracted.
Should I let it stay live?
I decided to do two tooth deep cleaning. I just could not believe that those two teeth are not able to stand any biting. Shaking like earthquake when it is infected with the gum.
I like to write a blog to memorize so many sufferings I experience last two months.
Home care just cannot beat the professional dentist in Vancouver.
Thursday, January 10, 2019
Case study: 2014 credit report in USA
January 10, 2019
It is my personal finance research. I also like to figure out in detail how to read a credit report, how to find things to work on in terms of personal finance research. I like to do case study on each of credit reports I got. In total I got three credit reports in 2014.
I should spend at least one hour every year on my credit report in USA and Canada. But I did not do it at all.
I like to present data in any kind of format. I like to see if I can make improvements on those formats presented in credit report.
Stay tuned.
Introduction
It is my personal finance research. I also like to figure out in detail how to read a credit report, how to find things to work on in terms of personal finance research. I like to do case study on each of credit reports I got. In total I got three credit reports in 2014.
Case study
I like the way credit report showing the data. I like to share my thoughts and write down here as well.I should spend at least one hour every year on my credit report in USA and Canada. But I did not do it at all.
I like to present data in any kind of format. I like to see if I can make improvements on those formats presented in credit report.
Stay tuned.
9 steps to finance freedom - Sze Orman
January 10, 2019
The book is published in 1997, 30 million copy, but I just learned in after more than 20 years. I heard it through the interview I watched today. I know that it is my problem and I learn the sufferings last 20 years in my personal finance and career.
I am doing my personal finance research after work. I was busy to download scotia credit card statements of 2018, 2017, 2016. I also watched the videos from Suze Orman.
At 8:00 PM, I heard the statement "1 million copy in one month" by Suze, Interview 6:40/ 17:13
Here is the link.
Introduction
The book is published in 1997, 30 million copy, but I just learned in after more than 20 years. I heard it through the interview I watched today. I know that it is my problem and I learn the sufferings last 20 years in my personal finance and career.
Personal finance research
I am doing my personal finance research after work. I was busy to download scotia credit card statements of 2018, 2017, 2016. I also watched the videos from Suze Orman.
At 8:00 PM, I heard the statement "1 million copy in one month" by Suze, Interview 6:40/ 17:13
ANC Up Close and Personal with Suze Orman: A Korina Sanchez Interview 2/3.
NC On The Money: On The Road with Suze Orman Part 1
Here is the link.
7:00
The goal of money is for you to feel safe and secure.
The goal of money isn't to buy things. It's to provide for your safety and security.
Most of Philippines use money to buy things. Buy things you cannot afford, impress people you do not know even you do not like.
7:23/ 27:30
You will never be powerful in life until you're powerful over your own money.
7:44/ 27:30
Three obstacles to wealth:
fear, shame, and anger
9:36/ 27:30
For this country to grow, you have to be able to save for yourself first.
10:22
Stand in your truth. Truth attracts money. Lies repel it.
11:14
This entire country can change.
This entire country can become a nation of savers versus a nation of spenders.
7:00
The goal of money is for you to feel safe and secure.
The goal of money isn't to buy things. It's to provide for your safety and security.
Most of Philippines use money to buy things. Buy things you cannot afford, impress people you do not know even you do not like.
7:23/ 27:30
You will never be powerful in life until you're powerful over your own money.
7:44/ 27:30
Three obstacles to wealth:
fear, shame, and anger
9:36/ 27:30
For this country to grow, you have to be able to save for yourself first.
10:22
Stand in your truth. Truth attracts money. Lies repel it.
11:14
This entire country can change.
This entire country can become a nation of savers versus a nation of spenders.
Case study: citibank credit card 1999 statements
January 10, 2019
Today I got an email from citibank that my 1999 12 months statements are available since I requested two days ago. I quickly went over monthly expenses and big item purchase. I was so surprised that I also spent a lot on clothing as well. 2000 and 2001 I spent near $3,000 us dollars on clothings, and in 1999 I may spend over $1,000 as well.
I will find time to do a full report by myself first. I could not believe that I waste so much money on those big purchase items. I will name them this time and figure out how to delay gratification.
Introduction
Today I got an email from citibank that my 1999 12 months statements are available since I requested two days ago. I quickly went over monthly expenses and big item purchase. I was so surprised that I also spent a lot on clothing as well. 2000 and 2001 I spent near $3,000 us dollars on clothings, and in 1999 I may spend over $1,000 as well.
Case study
I will find time to do a full report by myself first. I could not believe that I waste so much money on those big purchase items. I will name them this time and figure out how to delay gratification.
Leetcode weekly contest Sept - Dec 2018 performance review
January 10, 2019
It is important for me to build a good habit to review my performance on weekly contest. I started to play weekly contest again after Sept. 2018, and also I started to study leader board and figure out who are those top performers, how I can learn and improve my performance
I like to present some statistics on those weekly contests.
I like to write down some analysis based on my study. I have 90 minutes to perform four algorithms in the contest, but I never have chance to solve last algorithm.
I still have problems to solve the first easy/ medium level algorithm. Even I can solve the medium level algorithm, it takes me extra time since I am not good enough to find elegant solution in the contest.
I learn a lot in the contest and also after the contest. I hope that I can write next performance review in 3 months with better results.
Introduction
It is important for me to build a good habit to review my performance on weekly contest. I started to play weekly contest again after Sept. 2018, and also I started to study leader board and figure out who are those top performers, how I can learn and improve my performance
My performance
I like to present some statistics on those weekly contests.
Jan. 10, 2019
Global ranking of contest 13904, 25 contests played
Highest ranking in the contest 393, lowest one is 1860.
Highest score is 9, lowest score is 0.
All scores ...
0, 3, 3, 4, 4, 4, 5, 5, 5, 7, 7, 7, 8, 8, 8, 9, 9, 9, 9, 11, 11
Scores order by time from 2017 to 2019
3, 9, 9, 0, 7, 3, 11, 4, 7, 4, 9, 4, 8, 8, 11, 9, 5, 5, 7, 8, 5
Global ranking of contest 13904, 25 contests played
Highest ranking in the contest 393, lowest one is 1860.
Highest score is 9, lowest score is 0.
All scores ...
0, 3, 3, 4, 4, 4, 5, 5, 5, 7, 7, 7, 8, 8, 8, 9, 9, 9, 9, 11, 11
Scores order by time from 2017 to 2019
3, 9, 9, 0, 7, 3, 11, 4, 7, 4, 9, 4, 8, 8, 11, 9, 5, 5, 7, 8, 5
Scores By month
2017-04 [3, 9]
2017-06 [9]
2018-09 [0, 7, 3, 11]
2018-10 [4, 7, 4, 9]
2018-11 [4, 8, 8, 11]
2018-12 [9, 5, 5, 7, 8]
2019-01 [5]
Statistics
Total score: 136, average is 6.8 (updated on Jan. 10, 2019)
2017-04 [3, 9]
2017-06 [9]
2018-09 [0, 7, 3, 11]
2018-10 [4, 7, 4, 9]
2018-11 [4, 8, 8, 11]
2018-12 [9, 5, 5, 7, 8]
2019-01 [5]
Statistics
Total score: 136, average is 6.8 (updated on Jan. 10, 2019)
Here is my Leetcode weekly contest github page.
My analysis
I still have problems to solve the first easy/ medium level algorithm. Even I can solve the medium level algorithm, it takes me extra time since I am not good enough to find elegant solution in the contest.
I learn a lot in the contest and also after the contest. I hope that I can write next performance review in 3 months with better results.
Case study: Ameritrade accounts
January 10, 2019
It is my personal finance research. I was so worry in 2008 and 2009, my 401K and stock account lost over $6,000 dollars, so I closed those Scottrade accounts in 2010 March. Last week I sent an email to ask how I can reopen those accounts.
I got an email from Ameritrade that my accounts are still open. I thought that my accounts are closed.
Introduction
It is my personal finance research. I was so worry in 2008 and 2009, my 401K and stock account lost over $6,000 dollars, so I closed those Scottrade accounts in 2010 March. Last week I sent an email to ask how I can reopen those accounts.
Case study
I got an email from Ameritrade that my accounts are still open. I thought that my accounts are closed.
Credit report review
January 10, 2019
It is my personal finance research. I came cross credit report of 2014, and I was so surprised that I only have year 2014 credit report. I tried to identify what credit card I put on in 2001 Shanghai vacation, I got huge credit card debt but I could not find which credit card I used. I called Capital one but the bank could not find my account. I looked up 2014 credit report and I found the credit card, but it was opened in 2004.
One thing I can do is to build good habit. I should get credit report every year in United States and also in Canada.
I should build routine to do regular checks with my credit card, assets, and all other reports etc.
Introduction
It is my personal finance research. I came cross credit report of 2014, and I was so surprised that I only have year 2014 credit report. I tried to identify what credit card I put on in 2001 Shanghai vacation, I got huge credit card debt but I could not find which credit card I used. I called Capital one but the bank could not find my account. I looked up 2014 credit report and I found the credit card, but it was opened in 2004.
Get credit reports
One thing I can do is to build good habit. I should get credit report every year in United States and also in Canada.
I should build routine to do regular checks with my credit card, assets, and all other reports etc.
Wednesday, January 9, 2019
standing in your truth principle
January 9, 2019
It is the first time I learned the principle called "Standing in your truth". The interview is here to watch. I like to spend 20 - 30 minutes on this principle and also write a blog on this topic.
I learned the principle through the video. Here is my blog and the principle is explained in the blog.
Introduction
It is the first time I learned the principle called "Standing in your truth". The interview is here to watch. I like to spend 20 - 30 minutes on this principle and also write a blog on this topic.
Standing in your truth principle
I learned the principle through the video. Here is my blog and the principle is explained in the blog.
ANC On The Money: On The Road with Suze Orman Part 2
Here is the link.
Psychology of money
7:00 / 20:34
When the market is low after 2007, Suze purchased some individual stocks with dividend more than 5%.
7:03
It's the psychology of money, more than anything else, that's universal.
13:00
Philippine culture : take care of every body.
12:00
I am not sure if I have to take care your brother and sister, aunt, and relatives. I am sorry. I do not have any money. Standing in truth. Say no to love yourself.
12:00 - 14:00
I do not have money. I do not have job. They used to get money from you. I do not have anything.
Every one 's duty is to take care of your parents.
Take care of my brother and sister, aunt and relatives. I am sorry. I do not have any money.
I do not want to send money to home anymore. I lost the job. Tell the truth.
Say to your brother and sister No.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
15:00
If you have time on your side until you need the money, and if you peso cost averaging every month, you should be thrilled if the market goes down.
Psychology of money
7:00 / 20:34
When the market is low after 2007, Suze purchased some individual stocks with dividend more than 5%.
7:03
It's the psychology of money, more than anything else, that's universal.
13:00
Philippine culture : take care of every body.
12:00
I am not sure if I have to take care your brother and sister, aunt, and relatives. I am sorry. I do not have any money. Standing in truth. Say no to love yourself.
12:00 - 14:00
I do not have money. I do not have job. They used to get money from you. I do not have anything.
Every one 's duty is to take care of your parents.
Take care of my brother and sister, aunt and relatives. I am sorry. I do not have any money.
I do not want to send money to home anymore. I lost the job. Tell the truth.
Say to your brother and sister No.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
Standing in the truth is saying "no" out of fear that somebody is going to judge you and not love you.
15:00
If you have time on your side until you need the money, and if you peso cost averaging every month, you should be thrilled if the market goes down.
Suze Orman Oprah Winfrey Show Your Money Plan
Here is the link.
If time is on your side, then it is good time to purchase more if market crashes. Continue to invest into the market.
36:00
2009 Action Plan Pledge
Don't spend money for one day
Don't use credit card for one week
Don't eat out restaurant for one month
Book
2009's
Suze Orman action plan
If time is on your side, then it is good time to purchase more if market crashes. Continue to invest into the market.
36:00
2009 Action Plan Pledge
Don't spend money for one day
Don't use credit card for one week
Don't eat out restaurant for one month
Book
2009's
Suze Orman action plan
Case study: 2000 citi credit card statements clothing only
January 9, 2019
It is my personal finance research. I like to look into and find some research on this clothing shopping over $1900 us dollars in 2000 alone.
Here are the transactions.
It is Florida I lived in 2000. I even can wear a free T-shirt all year long. I just could not believe that I made so much purchase.
Personal finance research is ugly business. I dig into so many things and I just could not help to push myself to learn from those lessons.
Introduction
It is my personal finance research. I like to look into and find some research on this clothing shopping over $1900 us dollars in 2000 alone.
My case study
Here are the transactions.
Monthly analysis
It is Florida I lived in 2000. I even can wear a free T-shirt all year long. I just could not believe that I made so much purchase.
Personal finance research is ugly business. I dig into so many things and I just could not help to push myself to learn from those lessons.
It takes 19 years to learn
January 9, 2019
It is my personal finance research. I was so busy last winter break after Christmas. I did not have any party to go. My good friend in SJTU went to Europe for family vacation, and I had to spend time to chat one hour with my Florida Atlantic University friend as well. I have Chinese friends and their family working in Seattle, they work for Google and Amazon.
I started my personal finance research in November 2018. I continuously work on my research, and after hundreds of hour work, I push myself to find more things to work on. I finally searched citi bank credit card online access and there is a feature in citi bank credit card to request statement from 1996 to 2018.
This is the first time I downloaded all statements, and then I exported to Excel sheet, applied some simple scripts and generated the pivot table. Here is the blog I documented my experience this morning. I took a sick day to go for dental appointment.
I purchased over $1900 US dollar clothing alone in 2000. I just could not believe that.
I am always a good friend to all my past classmates. But we do not communicate with personal finance in detail. I tried to figure out why I have to work since my tooth are falling out since periodontics.
Since last few years I talked about social housing in Canada, I felt so ashamed to myself. I decided to do some research and figure out what is the real reason with my situation. My friend talked to me in 2017 summer.
One of my good friend from SJTU told me that I should not work on algorithm and data structure practice, she advised me in May 2018. I should not go for those challenging positions. I thought about it and I argued to myself. So that is one of reasons I decided to start my personal finance research.
Here is year 2000 citi credit card statements and my analysis. I just could not believe that I was such stupid in my purchase. In 2014, I went to Florida and threw so many clothes with good quality and some of them I even only wear two or three times into garbage can. I did not count how much I spent on cloths at all.
Here is my personal finance github.
If I do not learn the value of dollar, then there is no point to make more money. Since I will waste the money even I make more money from my job and investment.
I like to be a minimalist.
January 10, 2019 11:32 PM
If I was so smart like I am in 2019 back in 2000. I will cut all expenses to minimum. Do not offer my mom an international trip. Do not spend on clothing. Those two items will save $2600 US dollars. That is one bedroom condo in the city of Yichun. Or I will invest in Vanguard growth index fund for $3000 US dollar purchase.
Introduction
It is my personal finance research. I was so busy last winter break after Christmas. I did not have any party to go. My good friend in SJTU went to Europe for family vacation, and I had to spend time to chat one hour with my Florida Atlantic University friend as well. I have Chinese friends and their family working in Seattle, they work for Google and Amazon.
It takes 19 years to learn
I started my personal finance research in November 2018. I continuously work on my research, and after hundreds of hour work, I push myself to find more things to work on. I finally searched citi bank credit card online access and there is a feature in citi bank credit card to request statement from 1996 to 2018.
This is the first time I downloaded all statements, and then I exported to Excel sheet, applied some simple scripts and generated the pivot table. Here is the blog I documented my experience this morning. I took a sick day to go for dental appointment.
I purchased over $1900 US dollar clothing alone in 2000. I just could not believe that.
I am always a good friend to all my past classmates. But we do not communicate with personal finance in detail. I tried to figure out why I have to work since my tooth are falling out since periodontics.
Since last few years I talked about social housing in Canada, I felt so ashamed to myself. I decided to do some research and figure out what is the real reason with my situation. My friend talked to me in 2017 summer.
One of my good friend from SJTU told me that I should not work on algorithm and data structure practice, she advised me in May 2018. I should not go for those challenging positions. I thought about it and I argued to myself. So that is one of reasons I decided to start my personal finance research.
Here is year 2000 citi credit card statements and my analysis. I just could not believe that I was such stupid in my purchase. In 2014, I went to Florida and threw so many clothes with good quality and some of them I even only wear two or three times into garbage can. I did not count how much I spent on cloths at all.
My argument
If I do not learn the value of dollar, then there is no point to make more money. Since I will waste the money even I make more money from my job and investment.
I like to be a minimalist.
January 10, 2019 11:32 PM
If I was so smart like I am in 2019 back in 2000. I will cut all expenses to minimum. Do not offer my mom an international trip. Do not spend on clothing. Those two items will save $2600 US dollars. That is one bedroom condo in the city of Yichun. Or I will invest in Vanguard growth index fund for $3000 US dollar purchase.
Case study: My citi bank 2000 12 months statements - Series 1 of 6
January 9, 2019
It is my personal finance research. Once I got all statements I like to do some personal finance research on those statements. I like to write a blog to analyze and count how many mistakes I made in those finance decisions.
I like to push myself to learn personal finance, and also I like to figure out what are my values. Why I am still the same person after 18 years.
Can personal finance research help me to learn how to build wealth? I need to grow up and be more responsible. I should step out as a single person and learn how to make a good living like others with a family to support, like a single mom to support a daughter.
Here is the github folder.
I did not purchase any second hand clothing; second hand furniture. Even though my manager in 2000 told me that his mom helped me to purchase past perfect furniture to save a lot of money. I still chose to purchase thousand dollars cloth.
I think that my attitude towards money, compassionate to others are problematic. That is the reason I did not learn how to invest money at all.
I had two sisters, one is a physician and one is high school teacher in the city of Yichun at that time. I was told by my sister that my monthly income over $5,000 US dollars is more than all doctors salary together in her office.
I was too naive and wasted all those money on clothing. I even did not know how much I spent on clothing until today, 19 years later.
First copy all monthly statements to excel sheet.
For each row, google search Excel script to get last 6 chars in the row. Here is the article. I used the script "=RIGHT(A1, 4)";
For all columns with dollar value, convert text to value. Here is the article to get help.
Open a new tab in Excel sheet, create a pivot table to do analysis.
Introduction
It is my personal finance research. Once I got all statements I like to do some personal finance research on those statements. I like to write a blog to analyze and count how many mistakes I made in those finance decisions.
Case study
I like to push myself to learn personal finance, and also I like to figure out what are my values. Why I am still the same person after 18 years.
Can personal finance research help me to learn how to build wealth? I need to grow up and be more responsible. I should step out as a single person and learn how to make a good living like others with a family to support, like a single mom to support a daughter.
Here is the github folder.
Biggest mistake
I did not purchase any second hand clothing; second hand furniture. Even though my manager in 2000 told me that his mom helped me to purchase past perfect furniture to save a lot of money. I still chose to purchase thousand dollars cloth.
I think that my attitude towards money, compassionate to others are problematic. That is the reason I did not learn how to invest money at all.
I had two sisters, one is a physician and one is high school teacher in the city of Yichun at that time. I was told by my sister that my monthly income over $5,000 US dollars is more than all doctors salary together in her office.
I was too naive and wasted all those money on clothing. I even did not know how much I spent on clothing until today, 19 years later.
Steps to analyze
First copy all monthly statements to excel sheet.
For each row, google search Excel script to get last 6 chars in the row. Here is the article. I used the script "=RIGHT(A1, 4)";
For all columns with dollar value, convert text to value. Here is the article to get help.
Open a new tab in Excel sheet, create a pivot table to do analysis.
Cast study: Date my RRSP - First $1,800 contribution
January 9, 2019
I went to Scotia bank to sign the paper work to sell the RRSP in low risk fund, since I like to get Scotia US index fund. I like to push myself to learn again. Time is on my side.
One thing I learned from my personal research is the biggest mistake I found in 2019 new year day. I spent whole day to do personal finance research, I found the mistake.
Introduction
I went to Scotia bank to sign the paper work to sell the RRSP in low risk fund, since I like to get Scotia US index fund. I like to push myself to learn again. Time is on my side.
Case study
One thing I learned from my personal research is the biggest mistake I found in 2019 new year day. I spent whole day to do personal finance research, I found the mistake.
Case study: RBC bank and my date with mortgage
January 8, 2019
It is my personal finance research. I came cross the article called cross border mortgage in google search. So I visited RBC bank today. I like to date my money, and try to get some mortgage advice.
I am banking with Scotia bank. I set an appointment with scotia bank and tried to sell RRSP fund and plan to purchase Scotia index fund. I like to get into index fund for next 12 months. I need to learn to watch the market and discipline my behavior. I did personal finance research and then I found out that I sold VIGRX in 2002 and then totally forgot it.
I am a single person but I should try to make opportunities for me to date my money, so I can learn from bank mortgage specialist and new graduate from top universities in Canada who works for those banks.
I know that the market is too high and a lot of people gambling the real estate. I should time the market and now it is too late.
1. Last three month USA chase bank statements for my rental
2. My US asset last three month statements
3. My Canada asset last three month statements
4. My Property tax and condo association fee for rental property, rental income.
5. My social security in USA and other
6. 2016 T1 General
7. 2017 T1 General
8. Notice of assessment
9. 20% down payment
Introduction
It is my personal finance research. I came cross the article called cross border mortgage in google search. So I visited RBC bank today. I like to date my money, and try to get some mortgage advice.
Bank willing to work with US asset
I am banking with Scotia bank. I set an appointment with scotia bank and tried to sell RRSP fund and plan to purchase Scotia index fund. I like to get into index fund for next 12 months. I need to learn to watch the market and discipline my behavior. I did personal finance research and then I found out that I sold VIGRX in 2002 and then totally forgot it.
I am a single person but I should try to make opportunities for me to date my money, so I can learn from bank mortgage specialist and new graduate from top universities in Canada who works for those banks.
I know that the market is too high and a lot of people gambling the real estate. I should time the market and now it is too late.
Paper work to prepare
1. Last three month USA chase bank statements for my rental
2. My US asset last three month statements
3. My Canada asset last three month statements
4. My Property tax and condo association fee for rental property, rental income.
5. My social security in USA and other
6. 2016 T1 General
7. 2017 T1 General
8. Notice of assessment
9. 20% down payment
Tuesday, January 8, 2019
Having fun to date my money
January 8, 2019
It is my personal finance research. I did study my three transactions to purchase Canadian dollars and US dollars in 2010 and 2017. I found out that I have to push myself to learn Canada economy and pay attention to the Canadian dollar value, and also watch market value carefully.
I have to learn basics of finance and market. One way is to date my money. I should go out to try to purchase small amount of US dollars from 2010 to 2018 at least once a year, so I can meet people in the market.
In December 2018, I also sold some US dollars in cash, I got some Canadian dollars. It is my first date.
In December 2018, I wrote a first US chase bank to myself first time after 2010 April. I wrote a $3,000 US dollars and then deposited into my Scotia bank US dollar saving account. I name it my second date to my money.
Introduction
It is my personal finance research. I did study my three transactions to purchase Canadian dollars and US dollars in 2010 and 2017. I found out that I have to push myself to learn Canada economy and pay attention to the Canadian dollar value, and also watch market value carefully.
My interest
I have to learn basics of finance and market. One way is to date my money. I should go out to try to purchase small amount of US dollars from 2010 to 2018 at least once a year, so I can meet people in the market.
In December 2018, I also sold some US dollars in cash, I got some Canadian dollars. It is my first date.
In December 2018, I wrote a first US chase bank to myself first time after 2010 April. I wrote a $3,000 US dollars and then deposited into my Scotia bank US dollar saving account. I name it my second date to my money.
Kevin O'Leary Live Vancouver Feb. 20
I like to get a ticket to attend the event. I like to invite a friend or two to go with me as well.
Jekyll for blogging
Jekyll是Ruby语言编写的一个静态博客软件，据说奥巴马美国大选的网站就是采用Jekyll为基础制作的，而Github.io提供了静态页面服务，结合Jekyll可以制作出不错的个人博客网站。
使用Jekyll-now（网址：https://github.com/barryclark/jekyll-now）只需要三个步骤：
- fork这个项目在Github上，点击右上角的Fork按钮；
- 将项目名称改成用户名+.github.io ,例如 ：cnmukewang.github.io；
- 修改_config.yml配置一下；
接下来访问github.io主页，然后在_post文件里添加markdown格式的文件即可新建博客文章。如果你想修改模板、了解jekyll的文章格式，可以参考Jekyll中文文档：https://www.jekyll.com.cn/。
提醒大家不要忘记把域名解析到这个网址上（Github.io是支持绑定域名的，具体在你对于Github.io的仓库里的Settings选项卡下面）。
投稿008期 | 为什么我们要坚持写博客
Here is the link.
作者：lucky_131731
链接：https://www.imooc.com/article/251713
来源：慕课网
本文原创发布于慕课网 ，转载请注明出处，谢谢合作
如果你写的是系列文章，可以去慕课网等各大教育平台设置你的收费教程，这样肯定有收益。
如果达不到这个水平，就老老实实写博文积攒人气吧。张鑫旭十年博客，一朝图书出版，立刻进入css分类书籍排名前列，这都是十年积攒的人气。如果是一个默默无闻的人出个书，有谁买？
如果还没有达到出书的水平也不要紧，可以写一些入门教程，放个打赏分享。路过的看官，万一谁发善心打赏了点呢？
如果真的无人打赏，那么就看主战场的收获了。以解决实际工作为目标写博客，以提升现有工作性能为目标写博客，以重构老旧垃圾代码实现可维护性为目标写博客，以学习新技术为目标写博客，无论那一种，你都可以找到一样去选择。这么多进修了，面试或谈工资时，你的底气就不一样。
作者：lucky_131731
链接：https://www.imooc.com/article/251713
来源：慕课网
本文原创发布于慕课网 ，转载请注明出处，谢谢合作
Monday, January 7, 2019
Play with algorithms
A casual coder from Dec 6 2018 to January 7, 2019
January 7, 2019
It is time for me to check in those algorithms I worked on from Dec. 6 2018 to Jan. 7, 2019. The algorithms are 953, 958, 961, 971, 969, 967, 965, 145.
Introduction
It is time for me to check in those algorithms I worked on from Dec. 6 2018 to Jan. 7, 2019. The algorithms are 953, 958, 961, 971, 969, 967, 965, 145.
Case study: 1996 to 2018 December expenses
January 7, 2019
It is my personal finance research. I like to do a case study for every year December expense analysis from 1996 to 2018. It is my personal expenses, but through those transactions, I like to push myself to learn how to analyze my career growth, my financial status, and also write down mistakes.
I will start to request Citi bank credit card statement from 1996 to 2017. So I can start to work on my analysis.
Introduction
It is my personal finance research. I like to do a case study for every year December expense analysis from 1996 to 2018. It is my personal expenses, but through those transactions, I like to push myself to learn how to analyze my career growth, my financial status, and also write down mistakes.
Case study
I will start to request Citi bank credit card statement from 1996 to 2017. So I can start to work on my analysis.
How to serve my mom better with less expenses in year 2000?
January 7, 2019
I like to write a blog to help me do research how to serve my mom better if I have chance. I like to conduct research based on my case study of 2000 December citi bank credit card statement. I spent over $2000 us dollar for one month to live with my mom, I also need to pay $450 for mortgage and $398 for car monthly installation.
Introduction
I like to write a blog to help me do research how to serve my mom better if I have chance. I like to conduct research based on my case study of 2000 December citi bank credit card statement. I spent over $2000 us dollar for one month to live with my mom, I also need to pay $450 for mortgage and $398 for car monthly installation.
How to serve better and spend less money?
How to build confidence through failures?
January 7, 2019
I spent over 14 years in USA from 1996 to 2010. I like to write a blog called "How to build confidence through failures?".
I work on my personal finance research. One thing I find out is that I should work on my long term goal, grow rich and build wealth. It does not matter which country I choose to stay and live, I have to learn to stay humble, and push myself to learn so many things in the life.
Introduction
I spent over 14 years in USA from 1996 to 2010. I like to write a blog called "How to build confidence through failures?".
Personal finance
I work on my personal finance research. One thing I find out is that I should work on my long term goal, grow rich and build wealth. It does not matter which country I choose to stay and live, I have to learn to stay humble, and push myself to learn so many things in the life.
A github called Landlord Julia
January 7, 2019
It is a tough journey for me to be a landlord to serve young generation to attend Florida Atlantic University. I have so many feelings and worked so hard to maintain the place. I think that it is also a good idea to document my experience, push myself to learn and be a good manager.
I like to create a github repository called Landlord Julia.
Introduction
It is a tough journey for me to be a landlord to serve young generation to attend Florida Atlantic University. I have so many feelings and worked so hard to maintain the place. I think that it is also a good idea to document my experience, push myself to learn and be a good manager.
A new repository
I like to create a github repository called Landlord Julia.
Case study: 3 hours home cleaning in Vancouver in last day of winter break in 2018
Feb. 18, 2019
Introduction
Feb. 12, 2019
It is my personal finance research. I did spend time to find a cleaner from craiglist on Feb. 12 weekend, and I paid two hours cleaning service. The cleaner told me that she never knew so dirty the kitchen before.
I am so ashamed to evaluate myself as a project manager to rent the unit by myself. I do not learn the importance to get a professional cleaner help once a while; how to deal with renters and follow up with a professional cleaning each time after a renter moves out.
Learning to be a manager and work efficiently takes time. I need to write down my experience first.
Introduction
Follow up
Feb. 12, 2019
It is my personal finance research. I did spend time to find a cleaner from craiglist on Feb. 12 weekend, and I paid two hours cleaning service. The cleaner told me that she never knew so dirty the kitchen before.
I am so ashamed to evaluate myself as a project manager to rent the unit by myself. I do not learn the importance to get a professional cleaner help once a while; how to deal with renters and follow up with a professional cleaning each time after a renter moves out.
Learning to be a manager and work efficiently takes time. I need to write down my experience first.
Aging is painful experience
January 7, 2019
It is my personal health research. I like to write a short and sweet blog called "Aging is painful experience".
Introduction
It is my personal health research. I like to write a short and sweet blog called "Aging is painful experience".
My vanity
January 7, 2019
It is my personal finance research. I like to write a topic called my vanity. Vanity can be translated into "excessive pride in or admiration of one's own appearance or achievements".
Introduction
It is my personal finance research. I like to write a topic called my vanity. Vanity can be translated into "excessive pride in or admiration of one's own appearance or achievements".
Case study: 2000 December citi bank credit card monthly statement - Series 1 of 6
January 7, 2019
I started my personal finance research in Nov. 2018. After hundreds of hour study, I came out the idea to find citi bank statements, I looked up my closed citi bank credit card account online and then I found the product feature for download. It is so surprising that I can request the statements from 1996 to 2018. I got 12 statements and I like to push myself to analyze the purchase, and ask why? How many things are wrong and waste of money?
Here is my personal finance github folder. I also like to show the statement in the following.
Continue
Follow up
Oct. 24, 2019
I like to do a few case studies on this monthly statement. One is $384.00 dollars cost of private coaching of English.
I need to categorize the expenses. I drove to Orlando and visited a few theme parks with my mom.
One is about cost of Global Institute of LA $384.00 dollars. I spent money on private coach which costed me $25.00 dollars one hour, and I had some coach to show me how to improve my reading.
First of all, I need to learn how to be a frugal person back in 2000. And also I need to learn the value of $2,000 US dollars at that time. It can be used to purchase a home in the city of Yichun, jiang xi province. Compared to the salary I had in Shanghai from 94 to 96, my monthly salary is $100 US dollars in 1994, $200 us dollars in 1995.
I need to learn how to invest those money. In reality, I could not improve my English or my coding skills or my problem solving skills in 2000.
Introduction
I started my personal finance research in Nov. 2018. After hundreds of hour study, I came out the idea to find citi bank statements, I looked up my closed citi bank credit card account online and then I found the product feature for download. It is so surprising that I can request the statements from 1996 to 2018. I got 12 statements and I like to push myself to analyze the purchase, and ask why? How many things are wrong and waste of money?
Case study
Here is my personal finance github folder. I also like to show the statement in the following.
Continue
Actionable Items
Follow up
Oct. 24, 2019
I like to do a few case studies on this monthly statement. One is $384.00 dollars cost of private coaching of English.
I need to categorize the expenses. I drove to Orlando and visited a few theme parks with my mom.
One is about cost of Global Institute of LA $384.00 dollars. I spent money on private coach which costed me $25.00 dollars one hour, and I had some coach to show me how to improve my reading.
First of all, I need to learn how to be a frugal person back in 2000. And also I need to learn the value of $2,000 US dollars at that time. It can be used to purchase a home in the city of Yichun, jiang xi province. Compared to the salary I had in Shanghai from 94 to 96, my monthly salary is $100 US dollars in 1994, $200 us dollars in 1995.
I need to learn how to invest those money. In reality, I could not improve my English or my coding skills or my problem solving skills in 2000.
Sunday, January 6, 2019
Case study: 2010 January to April preparation for landing in Canada
January 6, 2019
It is a good idea for me to research and evaluate my 2010 January to April preparation for landing in Canada. What kind of preparation I did, what I did good or bad in terms of preparation for the landing. I am doing personal finance research and I like to write something, I like to find topics to work on and push myself learn better on personal finance research.
I closed IRA stock account in March 10, 2010. I signed the form called SDIRA Distribution Request. [I should leave accounts open. I should start to work on my personal finance.]
I should spend some time to learn Canada and US dollar conversion rate and its history.
I should spend time to work on my credit card statements from 1996 to 2010.
I should work on all my check account statements as well.
Introduction
It is a good idea for me to research and evaluate my 2010 January to April preparation for landing in Canada. What kind of preparation I did, what I did good or bad in terms of preparation for the landing. I am doing personal finance research and I like to write something, I like to find topics to work on and push myself learn better on personal finance research.
Case study
I should spend some time to learn Canada and US dollar conversion rate and its history.
I should spend time to work on my credit card statements from 1996 to 2010.
I should work on all my check account statements as well.
Third falling tooth in last 12 months
January 6, 2019
It is time for me to catch up research on tooth and periodontics. I suffered so much on my upper right tooth. It was shaking and it bleeds so often and I will have a dentist appoint on July 8, 2019.
I am so busy but recently I notice that I have problems with one of upper tooth. I have to do some research and see if I should extract tooth to protect neighbor tooth.
Life is tough and I have to slow down and then figure out tooth issue. Here are my blogs related to my tooth.
Introduction
It is time for me to catch up research on tooth and periodontics. I suffered so much on my upper right tooth. It was shaking and it bleeds so often and I will have a dentist appoint on July 8, 2019.
Dental health
I am so busy but recently I notice that I have problems with one of upper tooth. I have to do some research and see if I should extract tooth to protect neighbor tooth.
Life is tough and I have to slow down and then figure out tooth issue. Here are my blogs related to my tooth.
Daniel Lapin
January 6, 2019
Here is wiki page to read. I like his teaching and today is the first time I enjoyed his teaching. It is blessing since I stopped Netflix and then worked on personal finance research. Most of time I try to search Youtube.com and find some good learning material.
Introduction
Here is wiki page to read. I like his teaching and today is the first time I enjoyed his teaching. It is blessing since I stopped Netflix and then worked on personal finance research. Most of time I try to search Youtube.com and find some good learning material.
My attitude of money
January 6, 2019
It is my personal finance research. I like to write a topic called the attitude of money. I have the issue related to the attitude.
I worked on my personal finance research. And I like to evaluate how I make decision and what is my attitude to the money.
I like to write on this topic since I just listened the talk presented from Rabbi Daniel Lapin and he is the first person to teach me the concept to money.
Introduction
It is my personal finance research. I like to write a topic called the attitude of money. I have the issue related to the attitude.
What is attitude?
I worked on my personal finance research. And I like to evaluate how I make decision and what is my attitude to the money.
I like to write on this topic since I just listened the talk presented from Rabbi Daniel Lapin and he is the first person to teach me the concept to money.
Case study: Ameritrade statements
January 6, 2019
It is my personal finance research. I have difficulty to research my consumer history since I did not save all statements. I did not know when I deposited and started to invest on stock market. I like to contact customer support to get all statements.
It is the new year of 2019. I am still working on personal finance instead of algorithm and data structure practice. I came out the idea to solve my problems, I got statement from citi bank credit card from 1996 to 2017, I have to ask Ameritrade as well to get all statements.
Introduction
It is my personal finance research. I have difficulty to research my consumer history since I did not save all statements. I did not know when I deposited and started to invest on stock market. I like to contact customer support to get all statements.
Case study
It is the new year of 2019. I am still working on personal finance instead of algorithm and data structure practice. I came out the idea to solve my problems, I got statement from citi bank credit card from 1996 to 2017, I have to ask Ameritrade as well to get all statements.
How to push myself to learn economics?
January 6, 2018
It is time for me to push myself to learn basics of economics. I like to look into my investment sills, I have 401 K and IRA CD from 1999 to 2005 in USA, and after more than 17 years, the earning of those $22,000 401K, I only make less than $4,000 dollar net income.
I like to push myself to learn economics. I did case study on my purchase and sell log of VIGRX mutual fund. I did not have chance to learn how to make $7,000 us dollar from 2000 to 2018, I spent over 45 days to work on my personal finance, and then I had chance to review the transaction.
Introduction
It is time for me to push myself to learn basics of economics. I like to look into my investment sills, I have 401 K and IRA CD from 1999 to 2005 in USA, and after more than 17 years, the earning of those $22,000 401K, I only make less than $4,000 dollar net income.
Learn economics
I like to push myself to learn economics. I did case study on my purchase and sell log of VIGRX mutual fund. I did not have chance to learn how to make $7,000 us dollar from 2000 to 2018, I spent over 45 days to work on my personal finance, and then I had chance to review the transaction.
Spark and Matei Zaharia
January 6, 2019
I like to spend 20 minutes to look into the spark and also the professor who started this technology.
Here is 20 minutes talk provided by Matei.
Introduction
I like to spend 20 minutes to look into the spark and also the professor who started this technology.
Here is 20 minutes talk provided by Matei.
一个典型的例子就是谷歌的创始人佩奇和布林都是博士生，也出自博士家庭。虽然他们没读完博士就去创业了（布林自称现在在职读博士），但是如果他们没有读博，那将很难开创出谷歌的核心技术。
目前业界大数据系统的宠儿Spark，就是由加州大学伯克利分校的教授和博士们开发的。首席开发者马泰扎·哈里亚(MateiZaharia)即使有挣大钱的机会，也没有完全放弃麻省理工学院的教职。
在网络技术领域，目前业界关注的核心“软件定义网络”也是教授和博士们在大学里开发出来的。谷歌、威睿(VMware)、 Databricks (Spark)、Nicira (OpenFlow)以及无数顶尖技术公司雇佣了数以千计的计算机专业毕业的博士，因为博士通常比其他雇员更接近核心技术。
From the article written by a computer professor - here is the link.
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///
/// The row and column should not include same digit more than once; quadrant as well.
///
private static bool AddNumber(int index,
int number,
HashSet[] rows,
HashSet[] cols,
HashSet[] quadrants)
{
// one row has 9 columns
int r = index / 9;
int c = index % 9;
// there are three rows and three columns quadrants.
// each row will have 27 elements
// each quadrant will have 9 elements
// First row quadrant
// Quadrant1 | Quadrant2 | Quadrant3
// by index
// 0 - 8 | 9 - 17 | 18 - 26
// by column
// 0 1 2 | 3 4 5 | 6 7 8
int q = (index / 27) * 3 + (index % 9) / 3;
if (!rows[r].Contains(number) &&
!cols[c].Contains(number) &&
!quadrants[q].Contains(number))
{
rows[r].Add(number);
cols[c].Add(number);
quadrants[q].Add(number);
return true;
}
return false;
}