7 Investing Principles The fundamentals you need for investing success.

Here is the article.

Asset classes perform differently.

$100,000 invested in 1997 would have had a volatile journey to nearly $400,000 in 2017 if invested in U.S. stocks. If invested in cash investments or bonds, the ending amount would be lower, but the path would have been smoother. Investing in a moderate allocation portfolio would have captured some of the growth of stocks with lower volatility over the long term.

My thoughts

I just could not believe that those 20 years return will be almost 4 times. I went to USA in 1996 August, and before 2001 I worked full time and my net income near 3 three year is over $110,000 US dollars. 

Based on the simulation on the above page, here are returns with stocks 50%, bonds 40%, cash 10%

1996   13.5%
1997   21.1%
1998   18.2%
1999    10.7%
2000    0.7%
2001    -2.2%
2002    -6.8%
2003    16.1%
2004      7.3%
2005      3.7%
2006     10.1%
2007       6.0%
2008     -16.2%
2009      15.6%
2010      10.2%
2011        4.2%
2012        9.7%
2013       15.4%
2014         9.2%
2015         0.9%
2016         7.1%