Tuesday, January 1, 2019

My personal finance remembrance day

January 1, 2019


Introduction


I like to choose Feb 27, 2002 as my personal finance remembrance day, more than 17 years ago, since today is January 1, 2019. I sold the mutual fund VIGRX in 2002 and took $1000 dollar loss and then forgot it. I come back in 2019 new year's day, work on personal finance research and found this biggest finance loss in my personal finance. Here is the blog. I like to make Feb 27, 2002 as my personal finance remembrance day.

How to educate myself and keep learning?


It is most challenging for me to learn and open, stay confident on USA economy. I had one laidoff from a startup called Trendium in Sept. 2001. I had time to think about my loss, and also I chose to be a Christian and I like to have a happy life in 2002.

I do not know why I cannot find opportunities in my life to build wealth. I decided to start to work on my personal finance in Nov. 2018.


Follow up 


March 11, 2019

After more than three month study of personal finance, over 300 hours study, I learn the concept called psychology finance, one of common mistakes in investments are called loss aversion.

I tried not to lose money, even in the short term. I chose not to study personal finance, stock market, Warren Buffet at all. I just made decisions based on my emotions.

The idea is to hold VIGRAX fund on the long term.

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