Introduction
It is so challenging topic and I like to write about the topic first time. I do remember a few times through the phone interviews, do you get computer science PH.D. degree in 2008? I had to answer the question, I did not. That is the failure since I could not get the PH.D. degree starting from 2012 to 2016.
Year 2009 thoughts
I am doing my personal finance research. What I did is to look up my hard disk and try to find my personal finance statement.
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