Saturday, April 25, 2020

How LendingClub Wants to Make History

Here is the article.

The acquisition is viewed as a landmark purchase because it makes LendingClub the first fintech to buy a bank in order to obtain its banking charter. The move bypasses the more traditional approach of actually applying for a charter, which other fintechs such as Square (NYSE:SQ) have pursued. LendingClub undoubtedly has a long and cumbersome process ahead to receive regulatory approval. But if it does, I think the company has a ton of upside.


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