Thursday, May 2, 2019

How should you think about risk

Here is the link.

10/18/2018 Women and Investing: Unique situations, practical suggestions Is there any truth to the notion that women tend to be more risk-averse when it comes to investing? Jane Greenfield, CIMA®, of Vanguard Charitable and Kahlilah Dowe, CFP®, of Vanguard Personal Advisor Services, discuss the different ways people define risk in this context, and share some practical tips for investors who want to focus on aggressive growth while maintaining a well-diversified portfolio and avoiding excessive volatility.


Things to learn:

Taking risk is not to lose all.
Too conservative is also risk. Because of inflation.

Volatility is risk, inflation is also risk.

Speculation is different from risk.

Too conservation is also

time horizon

how much volatility you can stand up? It varies person by person

But where to look for in generic? Idea
- look for target date fund, by retirement age
- structured
- 90% equity fund for people in 20s
- starting place

How to take risk?

Aggressive growth in portfolio

Different from speculation

Invest in individual stock, sector fund - not necessary risk we are looking for

growth fund

Asset allocation -

Well diversified fund - every one defines differently.


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