Case study: my paper scotibank statements from 2011 - 2013 summary report

Dec. 25, 2018

Introduction

It is my most interesting task to do, since I like to go over those paper statements of scotiabank, and figure out how many things I should correct as a consumer, how to discipline myself to be a problem solver.

Case study

My life style is too simple to describe. From 2010 to 2013, I worked full time and rest of time I went to play sports, and shopping for grocery. biggest expenses are to drive to Bellingham and shop clothes.

Why I did not go to metro town instead, shop in Winners? I like to go out driving, scenic view and like to long trip over 50 miles one way.

Regular expenses

I shopped T&T which is more expensive compared to small grocery store on kingsway.com. I paid too much on T&T for one month over $200 dollars

 March 2011, T&T $270.00 Canadian dollars

Irregular expenses

US Bellingham shopping

 2011- Oct    $294
 2011-Nov    $1200
 2012-Apr     $325
 2012-May    $385
 2012-June    $220
 2012-Nov    $300
 2013-May    $300
 2013-Aug    $137
--------------------------------
Total:        $3161   Canadian dollars

Gas for the above 7 shopping trip - $50 for each, total is $350.00 dollars.

2013-Mar    $120   Feb 12, 2012 - Mar 11, 2013
2013-Mar    $230 sporting goods - sportschek
2013-Aug    $70 sporting goods - sportschek


Go over again:

 2011- Oct    $294    Oct 13, 2011 - Nov 6, 2011
 2011-Nov    $1200  Dec. 10, 2011 - Jan 11, 2012
 2012-Apr    $325    March 10, 2012 - Apr 11, 2012
 2012-May   $385    Apr 12, 2012 - May 9, 2012
 2012-June    $220   Jul 12, 2012 - Aug 9, 2012
 2012-Nov    $330   Oct 11, 2012 - Nov 9, 2012

 2013-May   $300
 2013-Aug    $137