Introduction
I started my personal finance research from Nov. 2018, and after more than 12 months, I got my car bumper cracked yesterday. It reminds me to work on the difference research, which one really makes me smarter? Algorithm or personal finance research?
Case study
I noticed that I started to change my personality. I start to learn how to reduce my cost in order for me to save time. I need time to learn personal finance, how to learn basics of finance. So I will think things differently.
For example, I like to choose which five people I like to talk to during the next 12 months, who to hang out with. I prefer to swim and play tennis and read a lot of articles, spend time to learn instead of spending time to socialize. I also joined Jiaotong university wechat groups, and there are thousands of Chinese in Vancouver area.
I need to go out to meet people in person on tennis court, or other fields like running wechat group in Burnaby.
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