Introduction
November is my personal finance month. I continue to spend time in December after work and weekend to study all expenses and incomes in my paper work, I notice that there are more challenge problems for me to solve. I have to deal with myself emotional, self-discipline, irresponsible people, under influence, personal finance app learning, book keeping, long history of impulsive shopping and decision making.
More challenging
Originally in 2015, I started to write coding blog since I like to advance myself in algorithm and data structure problem solving. Late in 2018, I figured out that there are some patterns coming out. I keep solving same kinds of problems again. I think that it is time for me to invest other area using my problem solving skills.
I had an elder sister who visited Vancouver in August 2018, and I was so shamed to share my living condition with her. It was hard for me to be true to myself. I do not know how to solve my problems. I do not own any real estate in British Columbia from 2010, and my asset in Canada could not make a down payment, with stress test, I cannot even think about getting a loan for a one bedroom condo in the city of Surrey.
It was the most challenging problem I have to learn to solve in my life again. I did not know how to start to solve the problems.
I started my journey one day to work on my book keeping in Oct. 2018.
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