Saturday, March 9, 2019

Case study: 2004 citi credit card statement analysis

March 9, 2019

Introduction


It is my personal finance research. I have to review my past expense based on citi credit card statement, and I like to find things to work on.

Case study


Here is the analysis I prepared and it took me more than two hours to prepare. I need to export those data from statements in pdf file to excel sheet first, and then extract dollar amount, and then add store and category, month and year.




My analysis


I am struggling to build wealth and grow rich. I cannot tell the investment opportunity last 9 years in the city of Vancouver. I rent a place all the time, but I do not find any motivation to go out to purchase rental property when the price is low from 2010 to 2016, city of Surrey, Colverdale, and Chilliwack.

Now my cash in Canada asset is first time high in $50,000 Canadian dollars. I need to push myself to learn how to invest early, and baby step, reduce the risk, and get more experience.

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