Here is the link.
Technology selling - hitting hard, health care stock goes down, energy sector hits hard, value stock holds better than growth.
Bond - gravite to safety, corporate bond.
This is the time for you to do overall portfolio checkup.
Tax situation, year-end. Extra one day or two to review, deep breath, survey damage in your portfolio.
What is the first step?
Wellness check - accumulation step - what is your saving rate? 10% threshold.
Last minutes 401 K contribution.
Perhaps push more on retirement plan.
Sustainable rate - belt tighting, try to reduce withdraw.
How do you know it is time for you to create portfolio?
Post 50 years old, it is great time to get there. Equity heavy, little check on liquid reservation.
Many years retirement, in 30s or 40s. You should see most heavy portfolio. Do not need to do a lot of shift.
Growth hits hard - use this opportunity to check exposure of asset
Rate, tilts,
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