Introduction
I like to work on a short case study. I brought $18,000 US dollar to Canada in 2010 April, and then I found a full time job as a software programmer in June 15, 2010. If I have invested those $18,000 Canada dollar into S & P 500 index fund VOO ETF, and based on VOO last 10 years return, what will be my return.
Case study
It is the first day I learn to use the website from bankrate.com to calculate return.
VOO 10 yr return is 13.56%.
Here are references:
1. Bankrate.com webpage to calculate return. Here is the link.
2. My Canada asset in 2010, here is my blog.
3. VOO ETF 10 yr return, here is the web page of VOO.
Reality
I learned VOO ETF until this May 2019, and I learned S & P 500 index return until May 2019. It is 10 year bull market from 2010 to 2019. I am a people person, and I always like to meet people. My problem is that I do not read enough, and not curious to learn personal finance and investment until I was 52 years old, depressed, not know where to move in Nov. 2018.
I was smart back in November 2018. I decided to move my research from algorithm and data structure to personal finance.
I actually did not make interest income or other passive income in Canada from 2010 to January 2019 more than $1,000 dollars.
This is the life. Knowledge is the power. I did not push myself hard to learn how to invest on stock market, instead I chose to sell everything in 2009.
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