Jon Stein, founder and CEO of Betterment:
"I wasted so much time and money by overthinking investing. Whether it was opening a dozen brokerage accounts, getting too concentrated in individual securities (thanks Enron), and attempting to do overly complicated transactions — it was a waste."
"I should have just taken the index route in my younger years. I'd be in a better place for retirement now, and I would have been able to spend more time with friends and family."
"The money is one thing, but I'll especially never get back the hundreds of hours I poured into trying to beat the market."
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