Monday, February 18, 2019

Benz: Building Your Retirement Portfolio

Here is the link.

This is an excellent teaching and learning for me. I like to write down some notes in the following:

26:46/ 47:56
Bucket maintenance example
- retiree needs $40,000 in cash flow from $1 million portfolio to re-fill bucket 1 in 2016
- 60% S& P 500/ 40% bond portfolio yields $21,186 in 2016
- Portfolio also has capital return of $105,800 in 2016
- Retiree's $40,000 cash flow distribution comes from
  - $21,186 in income
  - $18,814 from capital return/ rebalancing
- Retiree reinvests remaining $86,986 of 2016 capital return




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