Where to Invest $10,000 Right Now

January 14, 2020

Introduction

I am searching the idea where to put emergency fund? I come cross this article called "where to invest $10,000 right now".

Five investment experts

Here is the article.

The question on many investor’s minds is simple: Is it time to take some money off the table?

The rational answer is that trying to time the market has proven to be a fool’s game. That said, with the U.S. stock market nearly tripling in value over the past decade, and up more than 30% in just the past year, investors may want to ensure they have enough liquid assets so that they won’t need to sell into any downdraft—and can sleep at night.

I am thinking about this ETF: SHY, 1-3 year treasury bond ETF

How to play it with ETFs: For a good short-dated Treasury ETF for parking cash, while eking out a little yield, Balchunas picks the $17.5 billion iShares 1-3 year Treasury Bond ETF (SHY). It yields 2.1% and has a 0.15% fee. For those looking for an inflation-protected version of SHY, there’s the Vanguard Short-Term Inflation-Protected Securities ETF (VTIP), which has $7.3 billion in assets and charges 0.06%.