Introduction
I like to write my short lesson how I ruined my credit in 1997. I was in car accident in my classmate's car in 1997. I learned the first lesson in my life about credit.
Car accident
I was in car accident in my classmate's car in 1997. He only got driver license in less than one week, I sat in his car. He stopped the car on glades road 2nd ave in Boca Raton, some car hit the car I sat in from behind. The emergency car sent me to hospital to do a X-ray, I took X-Ray examination in Boca Raton hospital with over $200 dollars bill statement.
I did not pay since the insurance should pay. I was got collected and it was delinquent over 90 days. I learned that it was not good, so I paid it. After a few months, insurance agent called me to offer me exactly amount of bill to settle the case.
I got involved in a car accident, but I had delinquent history from that day on.
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