Here is the link.
1. Match your asset allocation to risk tolerance.
2. Minimize your costs.
3. Stick to your plan
If you can’t help yourself, put aside some “play money” you can afford to lose by speculating and consider hiring a financial advisor to talk you out of a bad decision with the rest of your money. (Vanguard estimates that this “behavioral coaching” can boost your returns by 1.5%.)
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