Introduction
It is my personal finance research. I like to set up my portfolio and one of ideas is to put money into different funds.
My portfolio
Par tech 401 KI need to set up my par tech 401 K into TBRCX, FXAIX $6,200 dollars. I like to put into the market in next month, hopefully there is one more year bull market before the market crashes.
I like to actively manage the fund allocation, I like to purchase
TBRCX - $3000.00
FXAIX - $3000.00
If the price falls, then I will purchase more using my Canada cash to dollar cost average the risk. If the price continues to rise, then I will sell 10% profit and put into bond into my par tech 401K.
IRA Ameritrade
I need to transfer my IRA CD from 1.2% 6 year term into Ameritrade. I like to build those $20,000 asset allocation in the following:
One of consideration is to purchase Vanguard total bond fund, and then put rest of them into Vanguard total market index fund, Vanguard retirement fund 2040.
I know that market is high right now, I may think about 60% on bond fund, 40% on those Vanguard total market, and retirement 2040.
$12,000 VBMFX, bond fund
$3,000 VTSMX, vanguard total market index fund
$3,000 VFORX, 2040 fund
If the market crashes, I will sell VBMFX bond fund, and then purchase more 2040 fund and VTSMX fund.
Rental property management
I need to learn how to manage the risk and serve better the community of Chinese attending FAU in the city of Boca Raton.
Rental in the city of Vancouver
I like to enjoy the frugal living life style and stay as a minimalist.
Canada portfolio
I also like to build $30,000 Canada dollars portfolio. The idea is to invest into VBMFX bond fund.
I like to practice dollar cost average strategy, and also like to take advantage of low value of Canada dollar compared to US dollar.
Stock purchase
I also like to purchase individual stocks, and try to find 20 stocks to hold in long term. I like to learn to find those stocks to hold long term in next 30 years.
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