Introduction
It is my personal finance research. I just did asset allocation on April 29, 2019. I like to document my transactions into my github folder. I have to start to learn how to manage my 401 K account much better.
My reports
I spent time and generated all reports possible inside Charles Schwab. Since I know that good personal finance habit is the beginning of building wealth and grow rich. I have to take care my 401 K, be humble to learn, allow myself to make mistake, and continue to grow with USA economy together.
Actionable plan
I put 30% on large company, and also 30% on bond; if the market is too high to crash, then I will withdraw from bond and put into big company.
I like to put more growth fund and focus on 10 - 13 year long term, I am still waiting for downtown, expect the cycle of market - bear market, and then put more fund into growth fund.
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