Here is the link.
Buy three index funds, total market index, total world index fund, total bond market fund.
top 5% best investor - look at data, 80 years, market return - capture market
top 4% - more risk
Every 10 years last 80 years
What really smart people do? Who are they? how they are invest?
4 trillion dollars invest (pension money) - peer review, financial journal, ...
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