Saturday, December 21, 2019

Date my money - move fund from US bank to Canada

Dec. 21, 2019

Introduction


It is so challenge to learn how to invest. As a person with research experience, I have to push myself to read and learn as much as I can, otherwise bear market comes, the best time to invest and accumulate the wealth, I will be scared and sell off instead. One thing is to put fund into Questrade.com, I have to date my money, and then do not let money sit in checking account earning zero interest, or CD earning 1.2 interest.

Date my money


I have to go out every day from Dec. 21 to January 2. I will work on my personal business, and work on other things as well.

I need to write a check to myself, and then deposit into Scotia bank, later I can deposit into Questrade.com.



Actionable Item


I just got the news, my rental property water heater does not work, after 20 years, I need to get a new one. I should keep those fund in US chase bank to pay my new water heater and installation.

Dec. 22, 2019 12:00 AM

I made a mistake, I should double check. The teller sold my US dollar to Canada dollar, and save it to my Canadian checking account. The rate is 1.2814.

I asked the teller to save the check into my US dollar account, after that, I will convert it to Canada dollar to a small place like Can-China Financial services Ltd. The rate today I asked is 1.306.

The difference is $3700 * ( 1.306 - 1.2814) = $91.02 Canadian dollars.

I will walk in Scotia bank next Monday afternoon, and ask if I can get refund and then save it to my US dollar account. I will have Monday afternoon off until January 2, 2020. The factory will be closed for holiday break.

It takes hard work to build wealth. I have to pay attention to small detail.

Dec. 22, 2019 9:47 am
The check is saved to US saving account.

What is on the receipt? why CAD equivalent is listed on receipt?

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