Put $10,000 us dollars into equities in 2019

April 17, 2019

Introduction

It is my personal finance research. I like to get back into the stock market, I like to continue to learn from morningstar, and one of questions is to ask myself "Can I take the risk of loss of $10,000 us dollars" in short term.

Analysis

I like to build my portfolio. One thing I find out is that I do not have enough fund to retire. One of ideas is to take risk to purchase index fund or TBRCX. If the stock market does not crash, I will put the gain of 20% into cash fund.

For example, if I put $10,000 US dollar 401 K into TBRCX, and 2019 return is 40%. So I will have market value $12,000 US dollar. I will sell $2000.00 dollar and put into the cash fund. So my portfolio will have 8% low risk fund, 92% TBRCX.