Introduction
It is so challenging for me to work on 401K and IRA account management. What I did from 2001 to 2019 is below the average, very low performance. I have to push myself to learn personal finance and stock market, economy. I have to push myself to build wealth in the US stock market and it is very challenging job for me to work on.
Management lessons
I should seek the help to solve the problem if I do not really understand the economy recession. I sold all stock and mutual funds in 2009. The behavior is not acceptable as an adult. I have to stay open and keep learning.
I should understand that the difference will be huge after 20 years.
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